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Rick and Robin Lemmons

Coldwell Banker King Thompson

Listings: 27
Endorsements: 1
Answered Questions: 14

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Viewing Answers 1 - 9 of 14

Answered: Dec 31, 2011

In answer to: what is the income guideline for buying a home worth 400,000

Debt to income ratio for a conventional loan is a maximum of 36%. In otherwords, total debt, includes credit cards (minimum monthly payment), student loans, car payments etc and the new monthly mortgage amount. Mortgage amount includes property taxes and insurance. Let me know if you have any other questions. Ohio is a great place to live. Cost of living is one of the best in the country!

Answered: Aug 17, 2011

In answer to: what is the lowest credit score can someone have to get a loan for a home

A mortgage lender would be better equipped to respond to this question. Your credit score is only one factor in getting loan approval.

Answered: Aug 12, 2011

In answer to: does the calculated mortgage include the home insurance and property taxes or is it all paid separately in Ohio?

If the downpayment is less than 20%, lenders typically require an escrow account for taxes and insurance. The taxes and insurance are added to the principal and interest providing one payment for all four.

Answered: Aug 12, 2011

In answer to: How long can I get new house after Bk 7 discharged?

2 years from discharge provided you have reestablished good credit.

Answered: Aug 2, 2011

In answer to: I am looking to give up my home and rent a reasonable yet comfortable place to live with my family

Are you meaning letting your house go into foreclosure by walking away? If so, have you considered a "short sale"? A short sale does not damage your credit as much as foreclosure. Plus, you can purchase another home in 3 years.

Answered: Jul 25, 2011

In answer to: this is Nate I have question about 3497 Jonathan Noble Way Columbus, OHIO 43231 I like to have apponitment with someone to see the house,at 6143748323

Hi Nate! This property is not currently on the market according to the Multiple Listing Service. Is this the correct address?

Answered: Jul 3, 2011

In answer to: my qustion is this house still uncontact, if that is let me call or txt me at 614-374-8323 thanks NATE

Yes, this property is still under contract. Would you like information on other properties in Forest Hills that are currently for sale?

Answered: Mar 31, 2011

In answer to: can you find me a building with another building on top (not sure of the type of building) between dublin granville rd and henderson rd on highstreet

Are you referring to a modular building?

Answered: Jan 16, 2011

In answer to: I filed bankruptcy and had a foreclosure in April 2007. I currently have a credit score of 625 and am still working on it. Too soon to buy again?

The credit score for an FHA loan was 620. I believe guidelines have changed it to be 640. Guidelines also have a period of years after a foreclsoure before you can purchase another home. It is typically around 5 years. If you are not there, you are very close. We have several lenders we work with and will be glad to give you some recommendations. This question is best responded to by a lender. I look forward to hearing back from you.

Covers Blacklick, Columbus, Gahanna, New Albany, Westerville, and more.

When Life Gives You Lemmons, Make Lemonade

A licensed Realtor since 1985, Robin Lemmons enjoys an impeccable reputation for quality service and results. She has extensive experience in many areas of residential real estate that affords her clients every advantage in negotiating the purchase or sale of property. Robin sees her role as that of an educator and counselor for the real estate process.

She is a member of the Columbus Board of Realtors 25 Million Dollar Club, and has been awarded the Ohio Association of Realtors Award of Distinction, Building Industry Association Marketing and Merchandising Excellence Award, Coldwell Banker President's Elite Award for being an international Top Producer in the top 4 of all Coldwell Banker agents and the King Thompson Quality Choice Award for 100 customer satisfaction. A former new homes builders representative, Robin has worked with most of the areas top production and custom builders.

Rick and Robin are a husband and wife team. Rick and Robin care about their clients. They specialize in helping homeowners who are facing foreclosure. Robin has 2 designations earned through education on foreclosure alternatives. She and Rick can counsel homeowners in default as to which option is best for them to stop foreclosure.

Rick and Robin service Columbus and many suburbs including New Albany, Gahanna, Blacklick, Westerville, Reynoldsburg, Bexley, Johnstown, Pickerington, Pataskala, Powell, Dublin and Hilliard.