I was new to the area and did not know anyone. I called several realtors from many agencies but since I was looking to rent and not BUY, they couldn't give me the time of day. Meli Gerogianis, however, not only spend time on the phone and e-mailed me lots of rental properties but showed me and my husband several homes until we found what we needed. We appreciate her time and effort very much and when we are ready to buy our first home, she will be our CHOICE! Thank you so much Meli!Mine FerraI have known Meli for a few years now and have to say she is great at what she does. I believe in her 100% and I have used her two times my self for selling and then buying again. She is honest and hard working. You never have to sit and wait on Meli. She does what she says and does it to the best of her abilities. She is a great realtor to have as well as a friend. I always recommend Meli to anyone who is in need of a realtor. She is definately my first and only choice.Heather DizonA highly recommended professional. Meli took take of me while deployed. Sent many pictures and information. She went out of her way. As we say in the Army, Her attention to Detail and professionalism is above any expectation. Upon my arrival for closing, she found mistakes during the closing which she firmly stood and corrected with all involved and save me money. She will back up any of her clients. One thing that was a pleasant surprise is that she cares, listens, and performs for her clients. When I sell this house and buy another, Meli is the only one for me. My family is happy to live in our home. Meli is one who make families happy. U.S. Army Soldier (Afganistan)Sergeant SoldierMeli goes above and beyond what she has to, to sell a house. She tells the truth and does everything she can to make sure you, as a home buyer or seller, gets everything that you want in buying or selling. She tries to steer you in the direction that you need to go to make sure you aren't going to get taken. Anytime I hear someone say they are looking to buy or sell, I always give Meli's name and number. She is great!Candy RadaMeli is a dedicated, hands-on professional. I am a real estate investor and have found whether she is working for the buyer or the seller she gives 110% to her clients. She is extremely knowledgable of the business and is consistently educating herself to serve her clients even more. I highly recommend Meli for all your real estate needs.Amy LopezMeli is a great lady who goes out of her way for her clients. She doesnt just sell your home or help you find one, she becomes your friend. Thanks Meli, Jaimie and Keith TollersJaimie Tollers
Answers (18)Displaying: 18 Most Recent AnswersAnswered: Mar 13, 2011Where would you like to list it? Homes.com? Do you currently have an account with this site? I don't believe you will be able to do a FSBO on Homes.com. If you need a Realtor or a Realtor's advise you can post your questions in the area you are located to find someone to help you. However, if all you are trying to do is post it on your own, you have to create an account and enter your own information and pictures and discuss the details with Tech Support. I have to say, selling a home "FSBO" - For Sale By Owner in this market is not easy. If you need to get it sold fast and for the most money, the best way would be to hire a qualified Realtor. Home buyers know that you will not be paying commission and they will make sure to deduct that of the price if they decide to make you an offer. Having a qualified professional on your side will help negotiate the best deal for you. For more information you can contact me via e-mail at firstname.lastname@example.org or phone: 931-378-9601. I will reply back very quickly.Answered: Mar 13, 2011In answer to: Can I list a fsbo home on your site?Not sure which website you are referring to. Please, send a more specific question direct to my e-mail: email@example.com and I will reply back within minutes.Answered: Mar 7, 2011In answer to: My house is listed as a Foreclosure instead of FSBO.If I am understanding it correctly you have posted your home on Homes.com as a FSBO and it is showing as a foreclosure. Of course this listing is not on the MLS since it is not listed with a Realtor, so the information on Homes.com is not coming from MLS. There may be a couple of different things: you may have accidentally clicked the wrong type of listing; there may be another listing close in number or street name that is causing confusion, or may just be a tech issue with the website. Best thing to do is to contact customer service or tech support for homes.com and they should be able to correct it for you. If you have any other questions or need further help you can reach me at 931-378-9601 or firstname.lastname@example.orgAnswered: Jan 5, 2011This house is located near a golf course and comes with 2 acres of land. It is leased for $2100 per month. Security deposit is also $2100. It does not specify if pets are accepted or not but I can find out more if you are interested in this property. I would like to mention that for a lot less than the amount of money this property costs to lease, you can purchase a very nice home and with lots of space. Feel free to e-mail me with any questions or if you need additional information on this property or others. If you need to search other available properties for lease you can check out the full list at: www.ClarksvilleTopProducer.com Here is a link to the MLS listing for the property you were interested in - http://listings.realtracs.com/Reports/EmailPublicReports.aspx?EmailID=38860842&reportid=3 (copy and paste in your browser)Answered: Dec 27, 2010In answer to: Who do I call for the price?The price for this home is $895 per month. It is available immediately. This property offers 3 bedrooms and 2 full baths. No pets allowed.Answered: Dec 26, 2010Hello Robert, The property you are referring to is a parcel of undeveloped land in Dover Tennessee. I already e-mailed you the MLS listing as well as a copy of the plat map of the property. I hope you are able to open the attachement. This parcel is 26 acres in total with 15 of them being timber acres. It is listed for $49,900. Make sure to check your e-mail for the information I sent and let me know if I can help you further with this property.Answered: Dec 23, 2010This house is listed for rent for $850 per month. It has 4 bedrooms, 2 full bathrooms, approximately 1400 sq ft, 1 car garage and partially fenced yard. They accept dogs with $300 pet deposit, no cats allowed. The location is approximately 10-12 minutes to Ft Campbell base and is available immediately. If you have other questions, please, let me know. Also, if you would like to search all rental units available in the area that are active and available, visit: www.ClarksvilleTopProducer.com Hope that helps.Answered: Nov 30, 2010Maybe! You need to meet the minimum credit score and also have some money for downpayment. There are programs that you may qualify for to receive downpayment help from Federal or local sources so that may help with the downpayment part, however you need to have reasonably good credit. Most banks have tighten the rope on the previous loopholes and are afraid to loan money to would-be future foreclosures. Have you considered have your parents help with either co-signing for it or doing a second loan to you for the downpayment? A co-signer will be helpful with the credit score issues! There may also be a possibility of doing a Lease-Purchase or Rent-to-own if dealing directly with the Seller and if your credit is not too far from the qualifying requirement. Hope this helps!Answered: Oct 17, 2010Here is a link to some pictures of the house http://www.realtracs.net/Search/MediaDisplay.aspx?ListingID=1386804 If you are looking for more and specific areas of the house, please contact me directly: email@example.com I would be happy to help!Answered: Oct 16, 2010The short answer is YES! Do they check your credit for just renting? Yes! The criteria will not be as high credit score as for buying today, but still has to be close. You have to prove that you are able to qualify for a mortgage soon - be that 12 months or longer. You have to speak with a lender and find out what is preventing you from buying the house today and what can you do in the future months to correct the issue and meet the criteria. Verify with listing agent or owner what are the specifics they are looking for such as: downpayment, monthly payment, credit score and length of lease option, to mention a few.Answered: Oct 16, 2010In answer to: can your spouse sale our home without my permission?Yes and No! If he/she owned the property before marriage, if it was a gift, if you signed a prenaptual agreement stating so, if you signed a Quit Claim Deed and so on. Each state has its own laws so you may want to consult an attorney ASAP. If none of the above is true the realtor should not have taken the listing without all signatures in place. If he / she is trying to sell as FSBO (for sale by owner) that is something they're taking upon themselves. Are you still married? Does he/she have POA to sign for you? Maintain cool and collected attitude and do not assume anything. Verify all info without delay. Stranger things have happened!Answered: Oct 16, 2010Tough situation! The boys will have to understand that sacrifices have to be made! A good place to live comes first; pets come second! In my experience it is a bit easier to rent an apartment than a house when you first start. Lower costs, lower maintenance (no yard to maintain), more units available. You can look for a place that accepts pets but don't let that be the determining factor. Keep track of utility bills payments and any other regular payments to show that you are a responsible person and even if the credit is not perfect, you are doing the right things. That plus first & last months rent upfront along with the security deposit should get you in your own place. Manage the money tightly, pay the rent on time and in 6 months or so you will be able to get a better & bigger place and maybe the cats for the boys as well. Good luck!Answered: Oct 16, 2010Bedrooms are as follows: 11x16 w/full bath, 11x17, 13x13 and 13x10Answered: Oct 16, 2010Just a quick note to let you know I just e-mailed you the information on the property you were interested in. If you do not receive it in the next hour, please let me know.Answered: Oct 16, 2010In answer to: I would like more information on this house please.It looks like this listing is no longer active on Homes.com. If you have an address, price and/or location I would be happy to search other available sources to see if I can locate it for you.Answered: Oct 13, 2010Do you know what your VA eligibility is? If not you can visit the VA website and find out. Most lenders (bankers) have access to that information and should be able to pull it for you. However, if you are eligible for a certain amount it does not mean you have to use the entire amount for your purchase. Most VA loans work as 100% financing which means you will not need a downpayment (although you can pay one if you choose to do so). Most single-family homes that are in livable condition will qualify for a VA loan. A VA assigned and certified appraiser will do an evaluation of the property prior to closing the sale and if he/she finds something of concern, seller and buyer will address it and have it repaired or replaced. I service Ft Campbell Area and we deal with VA purchases on a daily basis. It is no different than any other purchase. Just a little more paperwork!Answered: Oct 13, 2010It is always difficult when dealing with loss of a loved one! However there is no need to complicate your life further. If your wife and children are OK with you moving back with Mom, that would be fine. Here are a few things to consider. Since Mom has been in her house for 15 years I will assume she has some equity. Refinanicing her loan to a much lower payment will be helful for all involved. Second, I would look into the option of having your home rented. If you can find a tenant for your property that will pay the entire amount of mortgage payment or close to it, I would consider that option. This way you still have your home to move back to if things don't work out as planed. If you have owned your personal home for 3 years I would look into refinancing it as well since the rates are absolutely the best they've been in a very long time. If your house is bigger you may consider taking Mom into your home and renting her house - whichever makes most sense financially. It is all a big math game and the way to win it is to have a positive cash flow at the end! Best of luck!Answered: Oct 13, 2010This is a "hard sales" technique for getting the prospective buyers to call the listing agent directly. Once you call, they will pursuade you to buy the house directly from them through a campaign of phone calls and e-mails. Another one is where the ad has a link directing you to the agent's website to get the information. Even if you don't buy from them, the clicks they get from a partial-info ad helps bring their website up in the rankings. And thirdly you will see some of this properties associated with ads that have nothing to do with it i.e. a house posted on rental ads that says "why pay $700/month to rent when for the same price you can buy this house" and a link to a website. Best thing to do is: if you have the address but no price - Google the property address and you will find all old and new ads associated with it. If you don't have price or address but have some info like number of bedroom, baths, subdivision name and such, you can go to the local Multiple Listing website and set up a search. (for Middle Tennesse is www.Realtracs.com) If you don't find it there, that is not a valid listing. Hope this helps!
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New on Our BlogFannie Mae Makes Several Changes to Conforming Loans Thu, 05 Dec 2013 21:00:18 GMT by Shashank Shekhar In the recent release of its underwriting platform called Desktop Underwriting (DU in short), Fannie Mae has made several changes to Conforming loans guidelines. Let’s look at the highlights: No more 40 Year and Interest Only Loans – Fannie Mae has retired loans with amortization terms greater than 360 months, which means no more 40
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