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After doing some research on the web I decided to purchase a home in Tampa, Florida. I have never lived in Tampa, but some of my friends recommended it as a good place for employment and/or retirement. I posted a question on a real estate website and after reading the answers given, the answer Mr. Brian Lucas gave me made more sense. After a few emails of letting him know what I wanted Mr. Lucas went to work right away. All I had to work with were 2 weeks and no knowledge of Tampa. In such a short period of time Mr. Lucas showed me every possible property in every location possible throughout Tampa and surrounding areas to include the research and history. Mr. Lucas knowledge, patience, determination, and true customer oriented attitude got me the house I wanted at an excellent price in as short as 2 weeks. Even after the house was purchased, Mr. Lucas continued to assist me in relocating my family from Germany and getting them settled in my absence. I am very fortunate to have found such a professional as Mr. Lucas. Very few people are dedicated enough to go above and beyond in order to get the job done. Mr. Brian Lucas certainly is one of them. I would recommend Mr. Lucas to everyone in need of this kind of service. Mr. Lucas, if you can read this, Thank you very much for all you have done for us. We are forever in your debt.Francisco RuizBrian Lucas is the best at what he does. He works his clients and is always on top of things. He's descriptive and sensitive to the needs of each and every client. I refer others to him all of the time.Valtrenda CesarBrian Lucas focuses on you by taking the time to understand precisely what it is you want, and then gives valuable feedback suggesting the most appropriate way to accomplish your goals. He gives honest reliable information as he takes you through the process of acquiring your new home. He works diligently with all involved in the process and makes sure things are done as efficiently and timely as possible. Brian Lucas is your agent through thick and thin. He strives to get the job done even when faced with minor as well as major obstacles along the way. He makes buying your home a wonderful accomplished experience for you. If you want an agent that is going to stick by your side and battle for you when necessary, I highly recommend Brian Lucas. He will focus on you and help you reach your goals as quickly and efficiently as possible. S.L., FloridaSandra LucasThere is alot of things to say about this guy he is someone special to work with. When I was looking to buy a house I was looking to get in a rent to own because I was thinking my credit was not that good as I was looking I came across Mr Lucas number so I call him he ask me what I was looking to do and I told him it was to rent to own and he ask me are you sure and I said no and we went from there so he look over my credit report and help got my credit where it needed to be so I can get my dream home and I did I can go on and on about Mr Lucas with nothing but good things to say about this guy but I can tell you one thing when I buy another home I will be calling Mr Lucas and I will like to say once again thanks I am very happy with my new home.Timothy ColemanFirst I’d like to thank Brian Lucas for all of his hard work and dedication to me as a client! After many years of renting, I recently purchased a beautiful home. Brian guided me through every step of the process with understanding, expertise, and a fierce loyalty to my best interest as his client. Brian kept in close contact not only with me, but the home inspection, mortgage, and title companies to insure my home buying experience was as thorough and stress free as possible. Brian is a consummate professional with an exceptionally strong work ethic and I highly recommend him to anyone who is looking to buy or sell real estate in Florida! Should I want to purchase or sell a home in the future, Brian will not only be the first Realtor I call, he will be the only Realtor I call! Thanks again Brian, I appreciate everything you’ve done for me and my family. Very Respectfully, Leann DavisLeann Davis
Answers (221)Displaying: 50 Most Recent AnswersAnswered: May 31, 2013Hello JF, Reading your statement in regards to your current cancellation of a home being built to late in August; my first question is, are you currently working with a Buyers Agent and/or Realtor that represents you and your best interests in this transaction? If so you may want to follow up with them directly and if not then with your time frame you need to be updated on the most current and accurate list of homes for sale in the Brandon area which will be provided by the MLS. If you only have roughly 45 days and an actual transaction involving a loan typically takes 30 days, time is definitely of the essence in order to accomplish your goal. You are already prequalified which is a huge plus and now it just comes down to finding the pefect home and the best way to do that is by being updated with the most accurate and up-to-date list of homes available that match your specific criteria. Feel free to click the 'Visit My Website' link above to review our "REAL" Testimonials and helpful info to assist or simply click the 'Contact Me" link and speak with us directly. To your success.Answered: May 22, 2013Hello Armando, Thank you for using Homes dotcom and congrats on your decision to purchase a home. To answer your question, the quick answer is yes more than likely BUT there are several factors that are pertinent to obtaining the funds you require. Most importantly your current DTI (Debt To Income) ratio and the ability to pay the payments associated with your loan amount. You have both SSI and Disability which means a steady monthly income which may benefit you but the determining factor will be how much current Debt and Obligation you currently have right now. The fact that you are putting over 60% Down will grab certain lenders attention but keep in mind that the low loan amount of only $30k will discourage other traditional lenders. In addition, I am not sure what your definition of "I dont have any credit history" is but this of course is a determining factor as well depending on what type of lender you utilize to obtain the funds. Can you obtain a loan for $30k without credit....YES, will you actually want to is the question. To your success.Answered: Feb 27, 2013Hello Tamer Sameh, Yes you may purchase a residential home here and as previously mentioned by "Erek Kirsten" all of the other criteria you requested will depend on several factors so there is no round-about figures to provide. In addition, in regards to renting the home; yes this is possible but it will depend on the guidelines and criteria that are put in place for the particular community you purchase in so be sure to keep this in mind as well. For more information or to read several testimonials click the 'Visit My Website' link above. To your success.Answered: Feb 7, 2013Hello Orlando Morales, Thank you for inquiring about ways to build credit so you can obtain homeownership. You stated that you are a First Time Home Buyer and this provides you additional opportunities and programs that may assist you with reaching and obtaining your goal. Find out the easiest and most convenient way to purchase your first home by clicking the 'Visit My Webstite' link above. To your New Home. New Start.Answered: Feb 2, 2013Hello Enelci Mena, Thank you for posting. The home you are inquiring about was leased in December of 2011 as per the MLS. If you found this home on Homes (dot com, it may be an old outdated listing that has not been updated and/or if you found it elsewhere it may be a posting that is not listed on the MLS. Search Homes For FREE Like an Agent by clicking 'Visit My Website' link above. To your success.Answered: Nov 2, 2012Hello Barnie Jones, Request a copy of your fully executed contract for your lease which will have all of the pertinent details outlined for you and be sure to read the fine print as well. This is a legal matter if there is indeed a dispute, so you may need to speak with an Attorney or Lawyer for additional information if it comes to that after doing your own due diligence. If you utilized the services of a Licensed Agent and/or Realtor when you initially leased then you may want to contact them as well to request their assistance to help you resolve this issue. To your success.Answered: Oct 26, 2012Hello Denise Lariviere, In regards to your question and request, the condo you are referring to is not attached with your question. Please update your question and/or provide the info for the condo so we may assist you accordingly. To your success.Answered: Oct 25, 2012Hello Preamerler George, This sounds as if your talking about the contract verbiage itself pertaining to what may be an As-Is Contract with a 10 day Inspection Period. It is a very common practice and usually averages between 10-20 days depending on the home and additional criteria involved with the contract contingencies that are put in place. It sounds as if you are the Buyer and if so then your Agent is assisting you with an offer that is stating you will have 10 days to inspect which is definitely in your best interest as a Buyer; if you are the Seller than you are receiving an offer from a Buyer that is requesting a 10 day inspection which is to be expected. If the offer is not accepted than you will not be under contract and neither party (Buyer or Seller) will be obligated to any inspection period and/or terms due to the fact their was no meeting of the minds and thus never a legally binding agreement/ contract. Please be advised, I am answering this based off the question in regards to how I understand it being asked; do not take this for factual info without due diligence and maybe speaking with your Agent to be sure you understand exactly what it is you are signing, offering, and/or reviewing. To your success.Answered: Aug 28, 2012Hello Lyla Varela, Yes depending on the actual program you utilize and the condition of the home you may purchase a "foreclosed" Bank Owned/REO Home with the First Time Home Buyer Program as long as you and the home meet the criteria for qualification. Search Homes For FREE by clicking the 'Visit My Website' link above. To your success.Answered: Aug 23, 2012Hello William Meredith, This home has already been leased as of 8/09/12 and is no longer available. Feel free to Search For Rentals by clicking the 'Visit My Website' link above. To your success.Answered: Aug 2, 2012"Brandon Mardenfield" - Sir, no disrespect but this coming from someone who is "faceless", has answered only "3" questions (which are all on this "same" question - SEE BELOW) and has no website link or anything postive, beneficial, or helpful to say for Ms. Copeland nor this forum. Any Active Investor or Real Estate Agent who has worked a challenged transaction can vouch for my statements; in addition I only comment about circumstances or situations that I personally can vouch for which I have witnessed or have completed myself. Again, with all due respect Sir, you should really think twice before you make comments to discredit and/or judge another Professional who you obviously and apparently dont know. In additon, I noticed you have "No" clicked on your response and maybe you assumed I may have did it and maybe that's why you made your statement....I dont know and I really dont care, but just so you know I am not the one who clicked "NO" which states your answer is not helpful. Real Estate is a SMALL World Sir, I would suggest you work on your Tact, Communication, and Professsionalism for both the Customer and other Real Estate Agents and/or in my Case a Licensed Professional REALTOR. To your continued success Sir. Be Well. - This will be my one and only (final) response pertaining to this matter. ___________________________________________________________________________ In answer to: So, the only way to purchase a home is by having a job for at least two years and a creit score of 640?Are there any programs for full time students? This guy below me has no Idea what He's Talking about. Answered: Jul 25, 2012 In answer to: So, the only way to purchase a home is by having a job for at least two years and a creit score of 640?Are there any programs for full time students? Sure there is, write a check for the amount of the home Answered: Jul 25, 2012 In answer to: So, the only way to purchase a home is by having a job for at least two years and a creit score of 640?Are there any programs for full time students? Would you lend money to someone if they didn't have the means to pay you back?Answered: Aug 1, 2012Hello Al Milindez, Bluntly speaking; ABSOLUTELY! However, Hal Tennant below makes a very detailed point in regard to other factors involved but there are sources of funding (other than banks) that will lend with this scenario all day long. To your success.Answered: Aug 1, 2012Hello Ms. Copeland, I must tell you it is not as cut and dry in regards to the question nor the majority of the answers. The key factor is the ability to repay the loan, so to answer your first question; No, you dont have to have a job for 2 years and No you dont have to have a 640 in order to purchase a home, but it definitely works more in your favor in regards to meeting the underwriting guidelines for the particular lending program. Here is the main question I have for you,Do you have a place of your own with your two kids that you are residing in right now and if so what is the monthly payment? Then my next question would be, do you receive child support or any other means of income other than the student loans/grants? Last, I would ask if their was anyone that would consider co-signing with you if need be. Taking into account "if" you have current obligations that you currently pay monthly with a source of "verified" income you may be able to qualify for certain loans, programs, and grants that may enable you a good chance to purchase a home. Of course, this is very vague and doesnt hold much weight unless it fits your criteria and will work for you which is impossible to know with such limited information. Basically, there is no Yes or No answer without due diligence and reviewing your particular situation from all angles. Dont forget, a bank/lender is not the only way to owning a home; Investors and Homeowners may actually be your best friend with this type of situation. (ie Rent-To-Own, Lease Option, Owner Financing, Subject-To, Wrap-Around etc.)- To your success.Answered: Jul 22, 2012I have to agree with Kristen Triolo; if I had a home meeting your criteria right now, I think you may just be an excellent Tenant after reading this. As mentioned, the price will be a challenge but with this type of rental resume you shold be just fine. To your success.Answered: Jul 22, 2012Hello Helen Sears, Im sure this situation has been settled by now but with the limited information provided (from the outside looking in) it seems as if there may have been only one Agent/Realtor involved in the transaction who may have been representing both the Buyer and Seller. It is not unusual for certain circumstances to cause problems and delays for so many different reasons prior to closing. So, in this situation the monies provided to the Buyer from your Agent may have actually saved the deal/transaction and in addition saved you additional funds being payed out so you could keep your bottom line profit numbers if in fact there was a profit made. Regardless, you were going to pay a commission on the Seller side and the Buyer side, so he may have been unselfish and helpful by allowing the buyer side commission and/or a portion of his commission if there were 2 Agents involved to go to the Buyer to secure the closing of the transaction. Due diligence is imperative but we have to be fair in concluding that your Agent/Realtor was more than likely doing what was in your best interest to get your home sold and in the best interest of the transaction to get it closed. Hopefully, this was the case in the aftermath. To your success.Answered: Jul 22, 2012Hello Sean Taylor, As Alma Kee mentioned below, it would definitely depend on what the definition of "poor" is in your particular situation. If you are merely loooking for approval as per price if you had decent credit, then you can just speak with a bank, lender, and/or credit union BUT if you want someone to hold you by the hand and walk you through the entire process from beginning to end then you will need to seek the assistance of a knowledgeable and reputable Agent/Realtor who understands both credit and financing and also has relationships with the specific contacts you will need in order to build your credit in order to get approved. In addition, it is absolutely crucial that you are prequalified before you ever start looking at homes. To your success.Answered: Jul 22, 2012Unfortanately, there will more than likely not be an exception to the 55+ rule unless you plan to have someone 55+ residing with you and/or on the lease. To your success.Answered: Jul 22, 2012In answer to: do you have property management services?Hello Fred Schmidt, There are several property management companies available in your area and more than likely some of your local Real Estate Brokerages will be able to assist you as well. To your success.Answered: Jul 22, 2012Search the MLS for Free by clicking the 'Visit My Website' link above.Answered: Jul 22, 2012Hello Isaac Nash, Search The MLS For FREE by clicking the 'Visit My Website' link above. To your success.Answered: Jul 22, 2012Hello Moraima Borges, George Leone has provided a detailed answer below. To your success.Answered: Jul 22, 2012In answer to: How and who do I contact for information on a house?Hello Hind Moussa, An Agent and/or preferrably a Realtor is who you will need to contact for information on a house of interest depending on the situation. To your success.Answered: Jul 22, 2012Hello Jennifer Diaz, You will more than likely have association fees due to the fact that Valentina Ogden mentions below. To your success.Answered: Jul 22, 2012Hello John Brown, There are several options and creative strategies to both get your home sold as well as market and advertise to bring in powerful results pertaining to traffic and nationwide interest. To answer your original question, Yes there is absolutely Realtors and Agents that will list your home and not forget about you. The main problem is 80% (if not more) Agents spend most of their time attempting to drum up new business vs. attending and focusing on the customers they currently have; the other problem is the lack of sufficient systems to assist you with getting your home sold so that you can obtain your goal of moving out of state. I dont have to tell you that your home is only worth what someone is willing to pay for it because you already know that, but I would highly recommend that you start off with the basics and find out exactly what comparable homes/properties are selling for in your area with a detailed CMA. Once you have the starting point of value, then you can appropriately come up with a marketing and advertising strategy that is geared towards ALL Real Estate Buyers. In addition, since you own this home free and clear there are also several creative techniques that can assist you with selling as well. To your success.Answered: Jul 22, 2012Hello Ada Pagan, On this site you will just proceed to homes and enter in your specific criteria in order to retrieve the results. If you would like to Search The MLS for FREE click the 'Visit My Website' link above. To your success.Answered: Jul 22, 2012Hello Joyce, SEARCH THE MLS FOR FREE by clicking the 'Visit My Website' link above and this will provide you homes that are currently available on the market. To your success.Answered: Jul 22, 2012Hello Khalid, From an investment stand point (if we are understanding your question correctly), I think Barbara Stanton has answered it best and most accurately in regards to the interest earnings; from a buying position and paying "all cash" as per the transaction, interest rates may not matter at all. To your success.Answered: Jul 22, 2012In answer to: How do I find homes for sale by MLSHello Bernie, You may Search the MLS for FREE by clicking the 'Visit My Website' link above. To your success.Answered: Jun 26, 2012Hello David Rodriguez, Seasoned Agents/Realtors and/or Investors will have access to homes with Rent-To-Own, Lease-Option, Lease-Purchase, and many other programs that may strategically assist you with accomplishing your particular goal. You will need to speak with an Agent/Realtor and/or Investor who specializes or at least understands these concepts in order to "find what you are looking for." If you would like to Search The MLS for FREE, Search Nationwide Listings, and/or obtain more information; click the 'Visit My Website' link above. To your success.Answered: Jun 11, 2012Hello Ryan Terry, As mentioned, this home is no longer available however; you may search for homes for sale for FREE by clicking the 'Visit My Website' link above. To your success.Answered: Jun 11, 2012Hello Sarah, As you can see below, there are definitely Agents/Realtors who are willing to assist you with your home search. Unfortunately, ALL Agents/Realtors are Not created equal but you have come across a few who are willing to go above and beyond to assist you with accomplishing your goal. To your success.Answered: Jun 4, 2012In answer to: Is this home still available for rent?Hello Karen Collins, Yes this home is still available at this time. For additional homes for rent, you may search for FREE by clicking the 'Visit My Website' link above. To your success.Answered: Apr 17, 2012Hello Charles Beaty, There are several opportunities for rental investments throughout the Tampa Bay Area due to the current market; with an average of 90+% of the Homes Listed For Sale being Short-Sales and REO/Bank Owned and the stricter guidelines for obtaining financing, more and more people dont have many other choices but to rent. Keep in mind, even the people who are forced to short-sale or go through a foreclosure have to have somewhere to stay; which is just one of the reasons you see the sharp price increases in the rental arena today. You are a Cash Buyer so you have many options available to you which include; Buy Outs, Subject-To, Deed Sales, Lease-Options, and many more ways to provide you with control of homes and get you the most return for your investment. These opportunities are not really restricted to certain areas or zip codes and are avaialble throughout the Tampa Bay Area in general. To your success.Answered: Mar 15, 2012Hello Ashley Fountain, Thanks for the update. To your success.Answered: Mar 11, 2012Hello Sir/Ma'am, There are several opportunities available for Rent-To-Own and Lease Option in the market that we are currently in. You have Military HomeOwners, Snowbirds, and Investors with great homes that will not appraise to value who DO NOT wish to deal with Short-Sales etc. that are more than willing to Rent-To-Own and Lease Option because it is a Win/Win Solution for ALL Parties involved. Everyone does not have the credit or the financial means to purchase outright (even with the govt/first time home buyer programs) so Rent-To-Own and Lease Option is an excellent alternative; just be sure you are dealing with a reputable party and/or a licensed professional when attempting to purchase in this manner. To your success.Answered: Mar 11, 2012Absolutely possible depending on certain factors. To your success.Answered: Mar 11, 2012Hello K. Wheeler, Unfortunately there is no listing attached with your question that gives a clear indicator as to exactly what payment it is that you are referring to. If you are utilizing a Mortgage Calculator it is pretty safe to say that it will only provide the Pricipal and Interest portion of the payment. If you see PITI then this will include Principal, Interest, Taxes, and Insurance and the Taxes and Insurance portion as you mentioned in your question will be the escrow amounts. Hopefully, between Alma Kee below and myself we have answered your question. To your success.Answered: Mar 6, 2012Search The Florida MLS FREE and Nationwide Search Available- click the 'Visit My Website' link above and search away- To your success.Answered: Feb 10, 2012In answer to: single family home 2bed yard pet frienlyHello Sheila Sheets, You may Search The MLS for FREE by clicking the 'Visit My Website' link above. To your success Sheila.Answered: Feb 10, 2012Hello Monique Perry, Thank you for your inquiry of 3 and 4 bedroom single family homes in the Tampa Bay Area. Now that you know exactly what you are looking for the first thing you may want to do is be prequalified in order to get the direction for the next steps you will have to take. Your prequalification is the map that leads and guides you through the next steps of purchasing your home if your intention is to buy. If you are looking for a rental home then you could simply start with your credit report to achieve the same goals. Search The MLS for FREE by simply clicking the 'Visit My Website' link above and proceed to the Search The MLS link on the home page. You may also listen to a 10 minute recording on 'Why You Must Be Prequalified BEFORE You Even Look At Your First Home' by clicking the 'Visit My Website' link above and proceed to the FAQ Page and scroll down to the question. To your success Monique.Answered: Jan 31, 2012Search The MLS FREE by clicking the 'Visit My Website' button above. To your success.Answered: Jan 31, 2012Hello Christine Trexler, This particular home is a short-sale in Pending Status which was listed on December 13th, 2011 and is scheduled to close on February 29th, 2012. At this time it is no longer available but ther are plenty of homes in Riverview and throughout the Southshore Area that meet this criteria and price point. There are several communities located near Summerfield off of 301 that may have homes you may be interested in. If you would like additional information for homes located in your area of interest and would like to Search The MLS for FREE then click the 'Visit My Website' button above. To your Success.Answered: Jan 17, 2012Hello Marjorie Gaston, You have some very detailed answers below from both Mr. Howard and Josephine. As they have already mentioned, it will basically come down to your Debt To Income Ratio, Taxes & Insurance, HOA & CDD if any, and last but not least your credit scores and the interest rates for the actual loan product. (IE- Someone could make 50K and be approved for $200k loan and then someone else could make $150k (with the same exact credit scores) and be denied a $200k loan simply becaus of Debt To Income.)To your success.Answered: Jan 17, 2012Search The MLS for FREE by clicking the 'Visit My Website' link above. To your success.Answered: Jan 17, 2012Hello Sharon Kavanaugh, It is almost impossible to accurately answer this question with the amount of information provided without knowing exactly what your mid-score is and what is on your report and other basic criteria with your payment history. However, if you indeed have half of the asking price to put down this opens you up to a lot of different terms, guidelines, and possibilities. You definitely want to touch base with a knowledgeable and informative Agent and/or a Lender who has access to the different lending programs available for your particular situation. To your success.Answered: Jan 17, 2012By having FREE access to the MLS to Search for homes available that meet your criteria. Simply click the 'Visit My Website' link above and proceed to the 'Search The MLS' tab on the left column. To your success.Answered: Jan 17, 2012Hello Eric Durham, Search The MLS FREE by clicking the 'Visit My Website' link above. To your success.Answered: Jan 17, 2012Hello Jeannine Kristan, The are several homes that meet this criteria for rent in the Land O' Lakes area. Feel free to Search The MLS for the majority of the homes available by clicking the 'Visit My Website' link above. Simply look for the 'Homes For Rent' tab in the left column and then enter your exact search criteria. To your and your Sons success.Answered: Jan 7, 2012Hello John Valencia, You can utilize the basic tabs located on the home page to "view" listings for the titled type listed. (IE Foreclosures, Rentals, etc.) As far as bidding, that would be initiated directly. If you would like to Search The MLS for FREE, click the 'Visit My Website' link above and proceed to the Search The MLS link located on the home page in the left column. To your success.Answered: Jan 6, 2012Hello Stephanie Turner, Yes it is possible to get approved for a house if you dont have any credit and Yes it is possible to get approved if your credit is below a 620. The question and scenario is too vague to contemplate whether you are able to with your particular situation, but to answer both of your questions directly; Yes it is possible. To your success.
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New on Our BlogTop 10 Winter Wonderlands Tue, 10 Dec 2013 18:35:09 GMT by Maria Salova From evergreen trees to palms, homeowners across the country trim their trees and deck the halls for the winter holidays. Homes.com sought out the top 10 exciting cities with the most notable winter flair and has announced its Top 10 Winter Wonderlands. Homes.com is showcasing the towns best known for their yuletide observances and winter
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