To not be prejudice, we refer to them as In-Law Suites in Bloomington, IN
When is the baby due? This is going to be a big adjustment in your lives as it is. I'd suggest maybe start looking around so you know what it is you like and don't like. I'd be glad to sell you a house right now but from personal experience, I'd wait until you're settled in with your new lifestyle before you take on a major move like this.
My answer is always the sooner the better! Wish I'd taken my own advice many years ago. Hate to think about all the money I threw away on rent. First thing to do is contact a lender to get pre-qualified. I suggest you go to whoever you currently bank with. I'd be glad to recommend some local lenders in the Bloomington, IN area if you need further assistance.
It most likely means it may be eligible for a USDA loan. Your lender can verify this for you. It is 100% financing - meaning no down payment is required. But, don't forget you still will have costs for inspection, appraisal, and closing costs. Once again, your lender can give you a "good faith estimate" on what your actual costs would be. Many times you can also ask a seller to pay X amount of dollars toward closing costs if you're short of funds.
I specialize in this type of purchase option in Monroe County, Indiana. Give me a call if you'd like to discuss details on how this option might work for you.
My Designations (1)
New on Our BlogTop 10 Winter Wonderlands Tue, 10 Dec 2013 18:35:09 GMT by Maria Salova From evergreen trees to palms, homeowners across the country trim their trees and deck the halls for the winter holidays. Homes.com sought out the top 10 exciting cities with the most notable winter flair and has announced its Top 10 Winter Wonderlands. Homes.com is showcasing the towns best known for their yuletide observances and winter
Homes.com contains a wealth of information to help you learn more about real estate. As one of the nation's top online destinations for real estate listings, our database contains nearly four million homes for sale and rental homes. You can also search homes.com for new home construction, foreclosures, and homes for rent. Our real estate agent directory allows you to find Realtors from more than just one brokerage firm. So whether you are wondering what your home value is, looking for a real estate agent to help you buy or sell your home, or just looking to browse properties in your area, it's all right here.