My areas of coverage include:
Monroe County encompassing: Rochester, Brighton, Chili, Churchville, Fairport ,Gates, Greece, Hamlin, Henrietta, H...
Good morning Kai, Thank you for the question. HOA stands for Home Owners Association and may cover a lot of items. For the most part HOA covers common areas (insurance, roof, driveways, common lawn area and exterior of building). Some have pools, golf courses, waterfront etc. and fees become higher for the extra services. Hope this helps, Ray
Good morning Kai, Thank you for the question. HOA stands for Home Owners Association and varies from complex to complex with what they have to offer. Most cover exterior maintenance (siding, roof, roadways if not town owned and common area insurance.) Even though you pay a monthly fee and part goes to a reserve fund you could have a special assessment to pay for a new roof or road repairs. With a common pool, golf course, waterfront the fees will be higher with what is offered the owner occupant. Sincerely, Ray Camp
Good afternoon Ken, Thank you for the questions of 152 Empire Blvd. The home has a one car attached garage, as it is hot water heat it does not have central air; there is an attic with a walk up and the basement is partially finished with a 1/2 bath and walkout. If you have further questions feel free to contact me. Sincerely, Ray Camp
Charles, The Greater Rochester Area REALTORS Association offers a course as well as local colleges that you have to pass, then the N.Y. test, have a Real Estate Broker who is willing to hold your license so you may practice your new profession, join the local board to have access to the Multiple Listing Service. Thanks, Ray
Charles, They have various plans that allow you to show your listings. Sincerely, Ray
There are a number of plans available from Homes allowing you various alternatives.
Charles, Thank you for the question. It is up to you when you would like to list he property; the tenant should be informed as they will need notice to show for tenants rights, is the buyer looking at it as a primary residence or investment property. So it becomes as to when you would like to sell. Thanks again, Ray
Each site may be different most do not use a comma.
Thank you for the question. I believe most sites will accept 80000 to 180000; no comma. Some site accept 80 to 180 with a box checked for 000.
Thanks for the question. If the questions is that it is for sale; then it would stay open for the life of the contract or when it has sold. If you have bought the property it is up to you.
Anthony, Thank you for the question. Basically the same as buying a home; you will need cash down, a credit check, attorney and a seller willing to sell as a rent to own. Thank you, Ray Camp RE/MAX Plus
Good evening Cassie, There are a number of properties that fit your criteria and a few on the edge. Thank you for the question. Ray Camp
Elizabeth, If a available try a lease to own on the property.
Kelli, As Greg said you should talk to someone in the mortgage department or your banker. There are still a couple of banks that will work with you and have a matching fund while you work on your credit for monies to close. The city occasionally has programs to purchase homes as well. Thanks Ray
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New on Our BlogFannie Mae Makes Several Changes to Conforming Loans Thu, 05 Dec 2013 21:00:18 GMT by Shashank Shekhar In the recent release of its underwriting platform called Desktop Underwriting (DU in short), Fannie Mae has made several changes to Conforming loans guidelines. Let’s look at the highlights: No more 40 Year and Interest Only Loans – Fannie Mae has retired loans with amortization terms greater than 360 months, which means no more 40
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