Carol Ciroli

ConnectRealty.com Columbus, Ohio
Listings: 0
Endorsements: 0
Answered Questions: 2

Carol Ciroli's Answers


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Answered: Jan 10, 2012
In answer to: How do I find out when open houses are?
Hi Katie, Most web sites will post open houses as well as individual broker web sites. Another good source would be the local newspapers which in Columbus would be the Columbus Dispatch. I would suggest you find a Realtor you want to work with and have them email you open house information on a weekly basis. I hope this helps and good luck with your home search... Carol
Answered: Jan 4, 2012
In answer to: what is the income guideline for buying a home worth 400,000
Hi Denise, Happy New Years! I appreciate your inquiry on buying a home in Ohio vs New York and Virginia. Mortgages are regulated in todays market so the ratios will be very similar. Conventional loans use a 28% and 36% ratio which means that your Mortgage payment, taxes, interest and homeowners insurance cannot exceed 28% of your gross income. Add these four items to your monthly installment for car payments, student loans, etc, and these cannot exceed 36% of your gross income. I am not a lender but would be glad to have one contact you with more information. If you want a relocation packet on Columbus, just email and let me know where I can send it.
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