Dan allowed us the oppertunity to shop for a residence at our own pace. We gave him the criteria of what our desires were in a house and he gave us automatic email updates. He was very patient and never pressured us. When we found what we were looking for he responded very quickly. His knowledge and expert partners allowed us to close the deal. He worked well with our bank and the listing agent.Chris VelozI was working with Dan for the last year, searching for both personal and investment properties. Dan is very familiar with the Treasure valley real estate market. Especially with distressed and bargain properties. Dan always gives sincere and honest advice. He always made sure that I had the complete picture regarding any property of interest. Dan is also very familiar with all aspects of selecting and owning an investment property. This allows him to give useful advice from pricing the property to the evaluation of any additional cost such as repair costs and return on investment estimation. Dan is always very pleasant to talk to. He always listened and took into consideration any request or need I expressed.Amir LeberI have used Dan Rowe Not just one time but several times over the years. Dan has experience that I believe surpasses many Realtor's on the Market today. Dan notices things about homes that most do not. Dan can point out things that are right or wrong with a structure. Dan is vested in getting me the best home for the Money. Dan touched base with me through the entire process making sure I understood where we were at in the purchase of my home. I believe that Dan Rowe operates with full integrity that many have lost over the years. When My children are in a position to bye a Home I will push them to use Dan Rowe. Dan's Knowledge of the valley and homes in the Valley was amazing. This time as the few times before over the years, I was impressed with the way Dan Handled the process and how comfortable I feel when discussing things with Dan. There are times in a persons travels they meet someone that is a Professional they can count on, In my book this is Dan Rowe when purchasing a Home or Selling a Home. Dan has helped me do Both. Thanks Dan for another Stress free Home Purchase.Blaine BowenWe were refered to Dan by family, and ever so glad we were. He truly helped us make the home buying process be the best it could be. He only showed us houses that met our qualifications, and even though we wanted a fixer upper, he knew as first time home buyers that they are a lot of work, and showed us the potential projects that could also arise. His knowledge of the area really helped us wwith deciding where we didn't want to be and what would help us in the future if we ended up wanting to sell our house. We found our gem about a month after starting and he set us up with full knowledge of what to expect falling for a short sell house. It took a long 4 months after the offer was placed to get our approval and 3 weeks to make the house actually ours but Dan never gave us false expectations, helped us whenever we had questions, and even set better expectations with our final costs than our lender. His 20 years of experience really shows through, and makes the difference. We pass his name everytime our friends or family are looking for a house, and we will always use Dan if/when another house is needed.Kristina SedelmeierDan Rowe is straight forward and easy to talk to. Great guy to work with!John Kim LindsayDan is a very personable and knowlegable realtor / broker. I have know Dan for about 10 years and he has always done a great job for me. On one project Dan took the time to help me do a little painting in order to get the house on the market quickly. NO OTHER realtor would do this. I would highly reccomend Dan for all your real estate needs or questions.Frank PrestonDan Rowe was very knowledgeable about the local real estate market and all the aspects of financing a home. He listened and understood what we were looking to buy. He did not try to steer us to something we could not handle physically or financially. Dan was open and honest about the pros and cons of each home we viewed. His counsel and dependability made our home buying experience complication free.Christine and Geary ReynoldsI choose to work with Dan because he knows his stuff! He is very educated about his industry and can "think outside of the box" as well. He is also very experienced in his field. My expectations are not always met when I work with Dan, he often EXCEEDS them. He is efficient and willingly provides the most up to date information about RE. He is also a great problem solver. I believe I am most impressed with how Dan can work the numbers. He can give a relatively accurate estimate (market value, sales info, closing info, cash flow &/or cost on investments, range of monthly payment) on anything I have requested. He is usually right on the mark! I already refer anyone I know to work with Dan. He has done such a great job with my many RE challenges, I know he will benefit anyone whom chooses to work with him. Most recently, I referred a family member to Dan and he was very, very pleased with Dan's professionalism and "make-it-happen" attitude. The sales transaction was a success.Peggy WilsonDan went above and beyond my expectations as a Realtor i would recommend him to anyone and look forward to working with him again in the future. He is very knowledgeable and courteous, always looked out for my well being. He found me a house in my price range that met all my needs fast and efficiently. call Dan he will not disappoint youJared WilsonDan has been our Realtor of choice for many years. We have known him to be a man of integrity and dedication to his customers. We wanted someone who would present the pros and cons of any property we were looking at. Dan always researches properties in depth to keep us well informed. Phone calls and e-mails are always promptly returned. We would strongly recommend Dan to anyone needing the help of a realtor.Bob and Sharon Kerr5 Stars!!!!! Dan is extremely knowledgeable in the real estate industry. We have purchased 4 homes with Dan as our realtor and now, I wouldn't use anyone else. He really is very, very good at getting us the most house for our money.Carleen EgbertMy wife and I were referred to Dan by family, and we're glad they did. He was great at organizing houses to look at that fit our criteria, and when going through them all he pointed out any positives and negatives about the properties - not just the obvious cosmetic stuff, but pointed out little things that were signs of larger potential problems. His experience as a property manager himself, his own professional and personal experiences with working on homes, and the 100's of inspections he's been along with have made him invaluable to look at a home with. I appreciated he's not a suit/tie kind of guy, he wasn't hesitating to hop into a crawlspace or climb on stuff to check for potential expensive fixes that would normally only be discovered on an inspection. He made all the legalize make sense when it came to the paperwork, did everything with us every step of the way, it was a wonderful experience that was easy and fun! We've already recommended him to other family moving to the area and Dan quickly found them a house too! I will continue to recommend Dan to anyone who wants a down-to-earth Realtor, who's more than just a guide through the paperwork!David Huitt JrMy husband and I just relocated to Idaho from California. I have been a licensed real estate broker in CA since 1999 and consider myself to be a relocation specialist. I have assisted many people in the relocation process, but I've never been through the process myself until now! Dan was recommended to us, and I have to say that I am skeptical about working with realtors I don't know, because I know all the things that can go wrong when realtors don't do their jobs right. Dan has been amazing to work with! He is professional, honest, ethical, smart, and made this move a great experience. The realtor who represented the buyers of our home in CA was none of the above and made the CA end of our move a nightmare, but the Idaho end couldn't have gone smoother, and Dan was able to jump in and make adjustments in our transaction when our escrow didn't close on time for the sale of our CA home. He knows his contracts and explained everything to us every step of the way rather than just shoving papers at us and asking us to "Sign here." We were not able to be in Idaho for our inspection, and that would normally be a big deal for me as I am a very detail oriented person, but I felt totally confident in having Dan be at our inspection and take us on a tour of our new home and all of it's systems after we moved in. He has such great background and experience in all of the details of how a home works and how to maintain its' various systems. He has been a wonderful guide for us in learning how to take care of a home here. I've never owned a home with a crawlspace rather than a cement slab, I've never lived anywhere that gets snow, and I don't know the nuances of taking care of a home in this climate or in this local (example: we tap into canal water here to water our yard). Dan has walked us through everything and I'm grateful he is just a phone call away. We had total peace of mind in making this big move thanks to Dan! We love our new home and couldn't be happier with our experience with Dan. I wouldn't hesitate to recommend him to anyone selling or buying a home in the Boise area. Thanks Dan!Sheri Appleby
Answers (20)Displaying: 20 Most Recent AnswersAnswered: Jun 17, 2013I think you need to contact support. This forum is to ask questions of agents/brokers.Answered: Apr 14, 2013There are no by owner listings in the MLS. There are a few limited service listings, where the brokerage only handles paperwork and does not represent the seller. This one is a corporate relocation.Answered: Mar 24, 2013You need a buyer's agent to help you search and negotiate a purchase. Many listings say RV parking, but it may not be behind a gate or large enough for your trailer. Other listings may have room for it, but the agent does not list RV parking in the features. I've found the best way to find adequate RV parking is to look at all homes that meet your criteria and price range and then use bird's-eye or satellite views to identify possibles. Any local agent can send you listings where you can right-click on the map and see the overhead view. I have 22 years experience and offer my services.Answered: Feb 15, 2013All government and bank foreclosed homes are listed by Realtors and can be found in the MLS. I have pages on my website with direct links to all of them- HUD. VA, Fannie Mae, Freddie Mac, banks and other lenders. Today, there are just over 100 foreclosed homes for sale in Ada/Can counties in the Boise area. If you are interested in buying foreclosures at default sales at title company auctions, that requires cash and a much higher level of risk. These homes are not listed, many of the default auctions are cancelled at the last minute and the ones that do happen go on short notice. I could answer any questions about repos with my 22 years experience.Answered: Jan 4, 2013Whatever loan you get, you'll have to meet income & debt ratios. Your total house payment (principle, interest, taxes & insurance) cannot be more than about 30% of your gross monthly income, provided you don't have a lot of long term debt and payments (student loans, car payments, credit cards, child support, etc). You might be able to find a little house or condo with payments in the $400-500 range- would need $1200-1500 monthly income. Ask a lender about Idaho Housing loans for first-time buyers. IHFA may also have ways to cover the 3.5% down payment. If you are willing to live in outlying areas, Rural Development is also a zero-down option. Sellers can pay your closing costs, so you may only need earnest money to make an offer. I also know many good local lenders.Answered: Nov 17, 2012Mike, You need to find a local lender to get pre-qualified/pre-approved. The best place to look for homes is the local MLS. Any Realtor can hook you up with MLS listings on all homes that meet your criteria, keep you constantly updated and prevent you from wasting time on homes that are no longer available or don't meet your timeline for moving or financing requirements. I have been a Realtor since 1991 and know many good lenders. I would be happy to answer any questions. Dan Rowe, ABR CRS GRI, BrokerAnswered: Jun 23, 2012Each listing shows the status. Since these listings are taken from the local MLS, the status should be accurate within 1-3 days. There's no database that is more accurate. Still, I like to confirm status with the listing agent before driving anywhere. Also, the status could say active, but the home could already have offers on it or be a short sale that takes months extra to close. This is why you need a Realtor to help you search for homes that meet not only your basic criteria, but also you timeline for moving and financing program. Realtors have great technology these days to keep you instantly and automatically informed of any home listed, reduced or back on market that meets your criteria.Answered: Apr 2, 2012Those automated valuations are absolutely worthless, as I'm sure you will agree. A competitive market analysis (CMA) by an experienced Realtor can take into account your upgrades and make adjustments compared to active or recently sold similar homes to give you an accurate estimate of your current market value. However, there may be a big difference between the cost of those upgrades and what they add in resale value. If you are thinking about selling, any Realtor should be able to provide a free CMA and closing cost estimate, so you can estimate your proceeds after loan pay-off and decide if you want to sell and/or attempt a short sale.Answered: Mar 28, 2012I guess no agents in your area want to bother answering this question because most don't handle rentals- only buying and selling. Finding short-term rentals is difficult and may cost you more than normal. The best place to find rentals in my area would be Craigslist or the local newspaper. Local agents might be a good source for month-to-month rentals, if they have listings that are vacant and sellers who could use the money.Answered: Mar 27, 2012Mr. Driller, I found some information for you at tax.idaho.gov regarding the circuit breaker program. For more information, contact the Idaho Tax Commission. Here is what I found on their FAQ website: Property Tax Reduction Program (commonly known as “circuit breaker”) With the property tax reduction program, the state pays a portion of a homeowner’s property taxes, and qualified recipients don’t repay the state. To qualify, you must: • Own and occupy your home as your primary residence, • Meet certain income requirements, and • Be either: age 65 or older, a widow(er), blind, a former POW, a fatherless or motherless minor, or a qualifying disabled person. Good luck and thank you for your service!Answered: Feb 26, 2012I would be willing to discuss the possibility of listing your house for less than 3%, my normal fee. I would also have many questions/criteria before I would commit. Honestly, your photos and brochures would only be worth an hour of work and a tiny fraction of the commission. More importantly, would you list it for a reasonable price and be buying something else through me- these would go farthest toward a reduction in my listing fee.Answered: Nov 19, 2011Shane, Are you looking to buy or rent?Answered: Mar 1, 2011In answer to: How do I find out if the house I rent is in foreclosure?Blanca, In Idaho the lender is required to give 120 days notice of foreclosure if the loan is in default. These are published in the newspaper. You could try a search of the archives, but it will cost some. They may also have to post a notice at the home. I doubt the lender will tell you if you contact them directly. Good Luck.Answered: Jan 29, 2011Mathew, you don't want this place. It looks like a good deal at $58k, but there are 6 other units in the complex that have been on the market nearly a year. They are not selling because of the association. If you look at the legal description of condos, you own the air-space inside the building and a share of the common areas. With no association, who owns the buildings and common areas? That's a legal question I can't answer. It will be up to the owners to re-organize, but I would not plan on a swift resolution with repos and upside-down owners in the mix. This unit will be almost impossible to re-sell until then. Why do you think the price is so low? If it looks to good to be true...Answered: Jan 22, 2011Steve, This home has electric baseboard heat and also some type of gas heat. This home is subject to short sale, which means the seller could accept your offer and you could wait months for the bank to agree to take less. The asking price has not been approved and most banks will counter your offer higher if it is too low. Short sales are risky because you can't lock in an interest rate for longer than 30-45 days without cost and rates could rise while you wait for bank approval.Answered: Jan 8, 2011The simple answer is Yes, if the home is listed by a broker, which all of them are in my area. In my 20 years in the business, I have attempted to contact banks for my clients many times. After hours on the phone to get to the right person, they tell you they are not set up to sell the homes and to wait until the home is listed. There may be a way to buy direct through some auction services or the lender's website, but buying at auction can be risky. Just be sure to hire an agent to work on your side- their fee is most-likely paid by the seller.Answered: Jan 8, 2011Your question is about a unit in Plainridge Place Condos. The listing says that the homeowner's association has been dissolved. This could negatively affect this property if the common areas and building exteriors are not maintained. With any condo association, it is important to look into the financial health of the operation, because deferred maintenance can result in more costly repairs and loss in the value of the units. Since this one has been dissolved, a new association must be organized. I would want to know who is doing the maintenance, and if not, for how long. If there is no association, an owner who does not maintain their unit could hurt your value. From old listings, I see the association fees were $130 per month and I would expect them to be no less in the future. If I were your agent, given this uncertainty, I might suggest you keep looking elsewhere.Answered: Jan 4, 2011In answer to: How can I find a school attendance area for a house?Most school districts answer that question many times per day. Here in Idaho, all of the schools have a boundary map or some widget on their websites. Try that.Answered: Jan 4, 2011Yes, but use caution in choosing the home. Some sellers of foreclosed homes, like HUD, will allow no repairs to be done prior to closing. If the VA appraiser requires any repairs, the deal could be dead. Many REO sellers do repairs, like Fannie Mae, Freddie Mac and others. If you are working with an experienced agent, they should be able to anticipate this by specifying in the offer an amount seller will pay in lender-required repairs.Answered: Jan 4, 2011In Ada County, there are over 200 4 bedroom homes available priced under $150,000. The lowest priced new home with 4 bedrooms is just over $100,000 but not real big on sq ft. Seperate living quarters is much more rare, but can be found. There are a few 2 -story homes with only 4th bedroom on main level that might work.
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New on Our BlogFannie Mae Makes Several Changes to Conforming Loans Thu, 05 Dec 2013 21:00:18 GMT by Shashank Shekhar In the recent release of its underwriting platform called Desktop Underwriting (DU in short), Fannie Mae has made several changes to Conforming loans guidelines. Let’s look at the highlights: No more 40 Year and Interest Only Loans – Fannie Mae has retired loans with amortization terms greater than 360 months, which means no more 40
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