Nicole Smith

Wells Fargo Home Mortgage
Mortgage Lender
Answers: 2
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Mortgage Lender In Fairfax, VA



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Answered Jan 18, 2013
In answer to: Can I be considred a first time homebuyer? I currently own a home that I purchased 8 years ago. I want to purchase a second home as primary residence.
By definition usually a first time homebuyer is someone who has NOT owned a home for the past 3 years. Since you currently own a home you would not be considered a first time homebuyer.
Answered Apr 27, 2012
In answer to: I want to refinance loan value only for a lower interest rate if it would be in my best interest. Where do I begin? The home is in IN, I live in CA
You may want to check and see if your transaction qualifies for the HARP program. The HARP program may allow you to refinance without an appraisal.

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