Caroline Gerardo

Caroline Gerardo W J Bradley Mortgage Capital
Mortgage Lender
Answers: 3
Endorsements: 0
Special Offers: 0
Covers Laguna Beach , Aliso Viejo , Newport Beach , Laguna Niguel , Los Angeles and more.

Mortgage Lender In Newport Beach, CA



About: NMLS license# 324982 I have been a mortgage lender 24 years, closed 2 billion dollars in residential loans, owned and sold 40+ homes, have a contractor's license, also write fiction for passion. Interests: Organic gardening, have 5 rose patents, green home, photography, family my blogsite: [ http://cgbarbeau.blogspot.com/ ] my writing website: [ http://carolinegerardo.blogspot.com ]

Specialities: Super Jumbo, purchase, refinance, HARP no appraisal, FHA, VA,

Certifications:
NMLS# 324982 2010

Caroline Gerardo's Answers

Viewing Answers 1 - 3 of 3
Answered Jan 14, 2013
In answer to: does renter or landlord pay water bill on a rented home?
Tenant usually pays utilities unless they are shared, there is some agricultural reason (probably not in Lake Forest) or you "convince" them in the contract process.
Answered Jan 14, 2013
In answer to: How can I find a lender to purchase land in North Carolina? I live in NJ.
Assuming land is residential zoned and you will put a home there some day: I would suggest you contact a mortgage lender/ in the Raleigh or Charlotte branches of US Bank in North Carolina - a mortgage broker can be the middle man for you but they do lot loans as future owner occupied to build upon. If it's commercial, I have other advice...
Answered Jan 14, 2013
In answer to: How can I buy a Foreclosure with a V.A. mortgage?
Please clarify your question a little more-- Yes but here are the stumbling blocks: property must meet all health and safety code violations and seller won't fix any - for example: property must be in good shape with water heater strapped properly. By foreclosure I assume you mean bank owned, not sold through a trustee. A foreclosure sale at the court house or trustee sale is not a viable VA loan possibility.

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