Hal Timinsky

Wells Fargo Home Mortgage
Mortgage Lender
Answers: 16
Endorsements: 0
Special Offers: 0
Covers Tucson , Vail , Oro Valley , Green Valley and more.

Mortgage Lender In Tucson, AZ



About: For most of us, our mortgage is one of the single largest investments we make. Your choice of mortgage programs, and the Loan Officer you choose to help you with that decision, can make a world of difference. With an investment of this size, you want to know that you are in capable hands and that nothing is left to chance. There is just no substitute for professional experience in a transaction of this magnitude! Like any other investment, ensuring that you have the right product requires sound knowledge and routine review. I have the experience necessary to guide you through the loan process, but also must have the wisdom and skill to become your trusted mortgage advisor. I will look after your best interests long after the close of your loan. I will keep you informed of changes in the financial market that might benefit you, and are always available to provide you with a prompt overview of your options. I am adept at guiding my clients through the steps needed to resolve credit problems or other unforeseen issues that might slow down the loan approval. Additionally, I understand the priorities and concerns of the underwriters who are responsible for approving your loan, and can work with them to review and substantiate extenuating circumstances that could affect your loan approval.

Specialities: First time homebuyers, Move-up buyers. I have over 30 years of lending experience and I help explain how the process works in simple language and design a mortgage that meets your specific needs.

Hal Timinsky's Answers

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Viewing Answers 1 - 9 of 16
Answered Feb 14, 2012
In answer to: How do I update info on my house? I tried, but it said it can't confirm that I'm the owner. 3266 S. Lakeside Ridge Loop, 85730. Bought it May 2011.
I would contact the title conpany that you chosed at and ask them why the deed does not sure the transfer. If not ho downtown to the recorders office and show them the recorded deed.
Answered Jan 3, 2012
In answer to: HELLO FIRST TIME HOME BUYER WHERE DO I START ? I KNOW FIND OUT HOW MUCH I CAN QUALIFY FOR THEN IS IT GOOD TO FIND A RELITOR? DOES IT REALLY HELP?
Hi Christopher, Everyone is correct about discussing your mortgage qualifications with a licensed mortgage originator. They will review your credit, income, assets, and budget and the different mortgage programs that meet your indivual needs. I have over 30 years of lending experience and specialize in helping first-time homebuyers get into their first home.
Answered Jan 3, 2012
In answer to: HELLO FIRST TIME HOME BUYER WHERE DO I START ? I KNOW FIND OUT HOW MUCH I CAN QUALIFY FOR THEN IS IT GOOD TO FIND A RELITOR? DOES IT REALLY HELP?
Hi Christopher, Great question and everyone is correct. You need to talk with an experienced licensed mortgage originator. They will be able to review your qualifications, discuss your comfort level and compare the different lending programs to fit your individual needs. I have over 30 years of experience and specialize with first time home buyers.
Answered Nov 26, 2011
In answer to: what if I don't work but receive 1200.00 a month in child support would I be able to buy a home? my score is a 630
There are loan programs that will allow child suppose as your income. There are guidelines to there years of continuous, down payment, and credit history. It would be best to contact me son we can discuss your options.
Answered Oct 20, 2011
In answer to: Left a message on the phone number on sign, but no one has returned my call?
Have you ever thought about purchasing a home. The rent of $1125 would be higher that many mortgage payments available for sale. The minumum down payment is only 3.5% of the purchase price and there are also grant funds, down payment assistance available. If you are interested, please call me. Hal Timinsky Fairway Independent Mortgage 520-591-0254
Answered Oct 6, 2011
In answer to: how do I contact anyone on this website. If I want to rent a house. how do i do it>
John, Have you thought about purchasing a home? Many times the money that you have saved up for rent and deposits would be what you need to purchase a home. Sahuarita does qualify for USDA financing, which is 100% financing. Many times the seller would pay for your closing costs.
Answered Sep 26, 2011
In answer to: Very interested in the below listed property. Can you provide an additional info? MLS ID # 21114132
When you like some information about mortgage interest rates and mortgage programs please contact me.I will also send you my Credit Score Handbook.
Answered Sep 25, 2011
In answer to: Intersted in this house, will like to see more pics if available
Ismael, Lisa Korpi is my preferred Realtor for Oro Valley. She specializes in relocation clients. Her phone number is 520-271-7159. If I can answer any of your financing questions and would like to be pre-approved for a mortgage, please contact me.
Answered Sep 6, 2011
In answer to: Is this a 1st floor unit? Looking for a retirement home to move into in 15-20 yrs. Is there any rental potential with this unit? What is the HOA dues?
The HOA fee is $220 and this is a 1st floor unit per the photos in MLS. Most home purchases allow for the sale to be an investment property. If you need to be pre-approved for a home purchase, please contact me.

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