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D.C. Mortgage Rates

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D.C. Rates National Rates
Fixed Mortgages      Today +/- Last Week      Today +/- Last Week
10 yr Fixed 4.67% 4.66% 4.68% 4.56%
15 yr Fixed 4.82% 4.93% 4.8% 4.85%
20 yr Fixed 5.96% 5.97% 5.62% 5.57%
30 yr FHA 5.68% 5.68% 5.61% 5.59%
30 yr Fixed 5.49% 5.54% 5.37% 5.36%
40 yr Fixed 6% 6% 6.06% 6.12%
Adjustable Rate Mortgages (ARM)
1 yr ARM 5.41% 3.75% 4.4% 4%
10/1 ARM 4.76% 6.51% 4.91% 6.09%
3/1 ARM 5.53% 5.99% 5.03% 5.37%
5/1 ARM 4.37% 4.48% 4.46% 4.45%
7/1 ARM 5.18% 5.96% 5.07% 5.6%
Rates provided by Bankrate.com

Mortgage Basics

Chapter 1: Should you buy or rent?

There's no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision. more...

Chapter 2: How mortgages work

You can get a mortgage in many places, but they all share the same characteristics. more...

Chapter 3: Your mortgage payment

Your monthly payment is determined by the rate and the amount of the loan, but there's much more to it. more...

Chapter 4: Paperwork and fees

Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees. more...

Chapter 5: Underwriting

The clock has started ticking toward closing day, but much remains to be done during those few weeks. more...

Chapter 6: Closing

It's your last chance to alter the deal, and the last chance for someone to sneak something past you. more...

Chapter 7: Ownership, after closing

You have the keys, but you're not done. Your mortgage needs periodic maintenance. more...

Enter your ZIP code to find personalized mortgage rates:

Bankrate

D.C. Home Equity Rates

Home Equity Basics

Chapter 1: What equity debt is

Before tapping into the equity in your home, become familiar with the way home equity loans work. more...

Chapter 3: Applying

The keys to a great rate are your credit history, your income and the loan-to-value ratio. more...
   

Chapter 2: Decisions, decisions

Home equity loans are available in two ways - as a fixed-rate loan or a variable-rate line of credit. Which one is best for your situation? more...

Chapter 4: Watch Out!

Tapping your home's equity can be risky. Know the loan rules, your home's value and your actual costs before closing the deal. more...

Home Equity Loan Rates

D.C. Rates
100K FICO-based 11.69%
30K FICO-based 9.91%
50K FICO-based 10.64%
75K FICO-based 10.64%

Home Equity Line of Credit Rates

D.C. Rates
100K FICO-based Line of Credit 5.24%
30K FICO-based Line of Credit 5.42%
50K FICO-based Line of Credit 5.2%
75K FICO-based Line of Credit 5.2%
Rates provided by Bankrate.com

Refinance Rates

Fixed Rates D.C. Rates
10 yr fixed 4.67%
15 yr fixed 4.78%
20 yr fixed 6.05%
30 yr FHA 5.73%
30 yr fixed 5.49%
   
Adjustable Rates
1 yr ARM 5.31%
10/1 ARM 4.66%
3/1 ARM 5.54%
5/1 ARM 4.3%
7/1 ARM 5.13%
Rates provided by Bankrate.com

News and Articles

National home equity loan averages

Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts.

Should you rent or buy a house?

Even with the first-home tax credit, renters need to consider all the expenses before buying.

Video: Should you rent or buy a home?

How long do you plan on staying? This should help you decide whether to rent or buy.

Interest Rate Roundup

See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Should you rent or buy a house?

Even with the first-home tax credit, renters need to consider all the expenses before buying.





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