| Kansas Rates | National Rates | |||||
| Fixed Mortgages | Today | +/- | Last Week | Today | +/- | Last Week |
| 10 yr Fixed | 5.96% | 5.99% | 5.76% | 5.79% | ||
| 15 yr Fixed | 5.92% | 5.93% | 5.78% | 5.79% | ||
| 20 yr Fixed | 6.46% | 6.42% | 6.25% | 6.22% | ||
| 30 yr FHA | 6.45% | 6.48% | 6.44% | 6.47% | ||
| 30 yr Fixed | 6.41% | 6.36% | 6.26% | 6.23% | ||
| 40 yr Fixed | 7.03% | 6.93% | 6.71% | 6.7% | ||
| Adjustable Rate Mortgages (ARM) | ||||||
| 1 yr ARM | 8.25% | 8.25% | 6.14% | 6.08% | ||
| 10/1 ARM | 6.41% | 6.35% | 6.18% | 6.23% | ||
| 3/1 ARM | 5.59% | 5.57% | 5.44% | 5.49% | ||
| 5/1 ARM | 5.68% | 5.73% | 5.58% | 5.63% | ||
| 7/1 ARM | 5.97% | 5.96% | 5.87% | 5.91% | ||
Chapter 1: What equity debt isBefore tapping into the equity in your home, become familiar with the way home equity loans work. more... |
Chapter 3: ApplyingThe keys to a great rate are your credit history, your income and the loan-to-value ratio. more... |
Chapter 2: Decisions, decisionsHome equity loans are available in two ways - as a fixed-rate loan or a variable-rate line of credit. Which one is best for your situation? more... |
Chapter 4: Watch Out!Tapping your home's equity can be risky. Know the loan rules, your home's value and your actual costs before closing the deal. more... |
Home Equity Loan Rates
|
Home Equity Line of Credit Rates |
| Fixed Rates | Kansas Rates |
| 10 yr fixed | 5.95% |
| 15 yr fixed | 5.87% |
| 20 yr fixed | 6.44% |
| 30 yr FHA | 6.48% |
| 30 yr fixed | 6.39% |
| Adjustable Rates | |
| 10/1 ARM | 6.37% |
| 3/1 ARM | 5.53% |
| 5/1 ARM | 5.64% |
| 7/1 ARM | 5.93% |
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When homeowners are forced into a short sale, they won't owe tax on the forgiven debt, says CPA George Saenz.
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