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Nevada Mortgage Rates

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Nevada Rates National Rates
Fixed Mortgages      Today +/- Last Week      Today +/- Last Week
10 yr Fixed 5.97% 5.97% 5.76% 5.79%
15 yr Fixed 5.86% 5.88% 5.78% 5.79%
20 yr Fixed 6.46% 6.4% 6.25% 6.22%
30 yr FHA 6.59% 6.52% 6.44% 6.47%
30 yr Fixed 6.37% 6.34% 6.26% 6.23%
40 yr Fixed 7.03% 6.78% 6.71% 6.7%
Adjustable Rate Mortgages (ARM)
1 yr ARM 8.25% 8.25% 6.14% 6.08%
10/1 ARM 6.33% 6.36% 6.18% 6.23%
3/1 ARM 5.66% 5.62% 5.44% 5.49%
5/1 ARM 5.71% 5.74% 5.58% 5.63%
7/1 ARM 5.99% 6.02% 5.87% 5.91%
Rates provided by Bankrate.com

Mortgage Basics

Chapter 1: Should you buy or rent?

There's no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision. more...

Chapter 2: How mortgages work

You can get a mortgage in many places, but they all share the same characteristics. more...

Chapter 3: Your mortgage payment

Your monthly payment is determined by the rate and the amount of the loan, but there's much more to it. more...

Chapter 4: Paperwork and fees

Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees. more...

Chapter 5: Underwriting

The clock has started ticking toward closing day, but much remains to be done during those few weeks. more...

Chapter 6: Closing

It's your last chance to alter the deal, and the last chance for someone to sneak something past you. more...

Chapter 7: Ownership, after closing

You have the keys, but you're not done. Your mortgage needs periodic maintenance. more...

Enter your ZIP code to find personalized mortgage rates:

Bank Rate

Nevada Home Equity Rates

Home Equity Basics

Chapter 1: What equity debt is

Before tapping into the equity in your home, become familiar with the way home equity loans work. more...

Chapter 3: Applying

The keys to a great rate are your credit history, your income and the loan-to-value ratio. more...
   

Chapter 2: Decisions, decisions

Home equity loans are available in two ways - as a fixed-rate loan or a variable-rate line of credit. Which one is best for your situation? more...

Chapter 4: Watch Out!

Tapping your home's equity can be risky. Know the loan rules, your home's value and your actual costs before closing the deal. more...

Home Equity Loan Rates

Nevada Rates
100K FICO-based 7.53%
100K FICO-based High LTV 7.56%
30K FICO-based 8.37%
30K FICO-based High LTV 8.75%
50K FICO-based 7.67%
50K FICO-based High LTV 8.49%
75K FICO-based 7.67%

Home Equity Line of Credit Rates

Nevada Rates
100K FICO-based High LTV Line of Credit 5.99%
100K FICO-based Line of Credit 4.62%
30K FICO-based High LTV Line of Credit 4.12%
30K FICO-based Line of Credit 5.22%
50K FICO-based High LTV Line of Credit 6.49%
50K FICO-based Line of Credit 4.27%
75K FICO-based High LTV Line of Credit 6.49%
75K FICO-based Line of Credit 4.27%
Rates provided by Bankrate.com

Refinance Rates

Fixed Rates Nevada Rates
10 yr fixed 6.04%
15 yr fixed 5.84%
20 yr fixed 6.47%
30 yr FHA 6.6%
30 yr fixed 6.38%
   
Adjustable Rates
10/1 ARM 6.29%
3/1 ARM 5.61%
5/1 ARM 5.67%
7/1 ARM 5.98%
Rates provided by Bankrate.com

News and Articles

5 ways to improve your credit

A step-by-step guide for boosting your credit rating.

Interest Rate Roundup

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts.

Upside down on home? Take a deep breath

Don't let the fear of being upside down on a loan force you into foolish decisions, says Dr. Don Taylor.

A dozen ways to get a down payment

Remember down payments? They're back in vogue with home lenders. Here's what you can do to come up with the cash.

Short-sale mortgage forgiveness

When homeowners are forced into a short sale, they won't owe tax on the forgiven debt, says CPA George Saenz.