Rhode Island Mortgage Rates
Finance Center Home > Rhode Island Home Mortgage Rates| Rhode Island Rates | National Rates | |||||
| Fixed Mortgages | Today | +/- | Last Week | Today | +/- | Last Week |
| 10 yr Fixed | 4.75% | 4.7% | 4.68% | 4.56% | ||
| 15 yr Fixed | 4.95% | 5.06% | 4.8% | 4.85% | ||
| 20 yr Fixed | 5.38% | 5.31% | 5.62% | 5.57% | ||
| 30 yr FHA | 5.73% | 5.69% | 5.61% | 5.59% | ||
| 30 yr Fixed | 5.64% | 5.63% | 5.37% | 5.36% | ||
| 40 yr Fixed | 6.13% | 6.25% | 6.06% | 6.12% | ||
| Adjustable Rate Mortgages (ARM) | ||||||
| 1 yr ARM | 4.69% | 3.5% | 4.4% | 4% | ||
| 10/1 ARM | 5.3% | 5.25% | 4.91% | 6.09% | ||
| 3/1 ARM | 4.88% | 4.84% | 5.03% | 5.37% | ||
| 5/1 ARM | 4.7% | 4.68% | 4.46% | 4.45% | ||
| 7/1 ARM | 5.06% | 5.1% | 5.07% | 5.6% | ||
Mortgage Basics
Chapter 1: Should you buy or rent?
There's no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision. more...Chapter 2: How mortgages work
You can get a mortgage in many places, but they all share the same characteristics. more...Chapter 3: Your mortgage payment
Your monthly payment is determined by the rate and the amount of the loan, but there's much more to it. more...Chapter 4: Paperwork and fees
Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees. more...Chapter 5: Underwriting
The clock has started ticking toward closing day, but much remains to be done during those few weeks. more...Chapter 6: Closing
It's your last chance to alter the deal, and the last chance for someone to sneak something past you. more...Chapter 7: Ownership, after closing
You have the keys, but you're not done. Your mortgage needs periodic maintenance. more...Rhode Island Home Equity Rates
Home Equity Basics
Chapter 1: What equity debt isBefore tapping into the equity in your home, become familiar with the way home equity loans work. more... |
Chapter 3: ApplyingThe keys to a great rate are your credit history, your income and the loan-to-value ratio. more... |
Chapter 2: Decisions, decisionsHome equity loans are available in two ways - as a fixed-rate loan or a variable-rate line of credit. Which one is best for your situation? more... |
Chapter 4: Watch Out!Tapping your home's equity can be risky. Know the loan rules, your home's value and your actual costs before closing the deal. more... |
Home Equity Loan Rates
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Home Equity Line of Credit Rates
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Refinance Rates
| Fixed Rates | Rhode Island Rates |
| 10 yr fixed | 4.67% |
| 15 yr fixed | 4.98% |
| 20 yr fixed | 5.37% |
| 30 yr FHA | 5.73% |
| 30 yr fixed | 5.64% |
| Adjustable Rates | |
| 1 yr ARM | 4.79% |
| 10/1 ARM | 5.18% |
| 3/1 ARM | 4.71% |
| 5/1 ARM | 4.61% |
| 7/1 ARM | 4.95% |
News and Articles
10 tips to buy or sell real estate in 2010
If you're trying to move in or out of a house in the coming year, these real estate tips will help.
Burned by COFI
COFI, an index used in some option adjustable-rate mortgages, has its biggest one-month jump, for complex reasons.
10 savvy homebuying tips for 2010
Get out your calculators. Homebuying will require more research to find the best deals this year.
10 tips to buy or sell real estate in 2010
If you're trying to move in or out of a house in the coming year, these real estate tips will help.
Burned by COFI
COFI, an index used in some option adjustable-rate mortgages, has its biggest one-month jump, for complex reasons.
10 savvy homebuying tips for 2010
Get out your calculators. Homebuying will require more research to find the best deals this year.
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