As we learned in our profile of millennial homebuyers, most are burdened with student loans and are relatively new to earning a steady paycheck while a significant portion don’t have any credit to speak of. Let’s look at first-time homebuyer loans and what you can do to quickly improve your credit to qualify for a mortgage.First-Time Homebuyers Loans
Because these loans are designed to encourage people with moderate incomes to venture into the real estate market, they come with a few restrictions. It’s helpful to know about these before you start house-hunting. Most first-time buyer loansCap the price of the house you can buy (so you’re not [...]
Millennial – the generation born between the 1980s and late 1990s, often associated with technological savvy, social media obsession, short attention spans, and self-centeredness.
But are they? A Pew Research survey found that millennials are more likely to be critical of themselves than older generations, readily identifying with words like “greedy,” “self-absorbed,” and “wasteful.” But the deeper you dig into the data, the clearer it is that millennials are cautious, content, and community-minded.Cautious: Rent, Not Buy
Millennials are significantly more likely to rent or live with their parents (or in a group living [...]
While there is some charm to a wildflower garden, most of us would prefer that the bushes, trees, and plantings around our house rein it in a bit. Not only does pruning help with curb appeal, but it’s healthy for the plants around your home. And for some of us, it scratches that itch to keep everything neat and tidy.Start Small
Photo by Annie Spratt on Unsplash
Flowering plants are easy to maintain. There are a couple techniques you can try throughout the year to keep bushes with blooms bright and thriving:Dead-heading: Pinching off the dead or dying flowers near where they meet the stem of [...]
Water problems in your home can happen quickly and just as quickly get out of hand. It can be a little scary to walk into your kitchen and see a flood spreading rapidly toward your ankles. But these three tips will help you quickly assess what went wrong, how bad it is, and how to start fixing it immediately.
“A few weeks ago, I noticed a little puddle on the floor by the dishwasher, which isn’t currently working. So my roommate and I assumed it was from tidying the kitchen; we mopped it up and moved on with our lives. I came back to the kitchen 30 minutes later and found a puddle that had engulfed the dishwasher, fridge, half the kitchen floor, and was making [...]