All posts by Ryan Hanley
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July 14, 2017

How a Smart Thermostat Could Help You Lower Your Home Insurance Premium

Ready to transform your ordinary home into a stellar one? Invest in smart home technology – you’ll be glad you did. Today, many home insurance discounts and premium reductions are available to homebuyers who implement smart home devices. Here’s what you need to know to get started.

The Benefits of Home Automation

With smart home technology at your disposal, you can enjoy a variety of benefits, including…

Unparalleled Control

Smart home technology makes it easy to control your home’s temperature, turn off home lights and much more—all from your smartphone or tablet, anywhere you have a Wi-Fi connection. Improved Safety

With a smart [...]

 
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June 20, 2017

5 Questions Any Homeowner Needs to Ask Their Insurance Agent

Insurance is paramount for homeowners because it allows you to protect your residence and personal belongings against natural disasters, theft and other risks. At the same time, homeowners insurance can be a tricky topic for first- and long-time property owners alike. If you don’t purchase the right coverage, you may put your home and personal belongings in danger.

Ultimately, homeowners insurance can raise many questions for property owners. Lucky for you, we’re here to help you find affordable homeowners insurance that matches or exceeds your expectations. Now, let’s take a look at five questions that every homeowner needs to ask their insurance [...]

 
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February 14, 2017

Top 10 Ways Your Home Improvement Project Can Affect Your Home Insurance

Are you planning a remodel, addition or expansion of your current home? If so, you’ll want to think about how your home improvement project will affect your insurance.

Homeowners are completing more home improvement, maintenance and repair projects than ever before. The HomeAdvisor 2016 True Cost Report indicated that the number of homeowners that finished two home maintenance and repair projects increased nearly 12 percent between February 2015 and February 2016. In addition, the report showed the number of homeowners who spent more than $1,000 on home improvement projects rose between 2015 and 2016. A home improvement project can deliver immediate and long-lasting [...]

 
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January 4, 2017

Home Insurance: Are You Putting Yourself at Risk?

Evaluating risk remains an ongoing challenge for many homeowners. Ultimately, homeowners are responsible for safeguarding their property and family members against a wide range of potential dangers. Home insurance offers a package policy, but if you fail to add the right coverage, you may be putting your property and family members in a precarious position.

The Insurance Information Institute (III) points out that a typical home insurance policy offers coverage in four areas:

Home Structure: Protects a homeowner against property damage or destruction due to a fire, hurricane or other disasters. Personal Belongings: Covers a homeowner for the costs to replace any [...]
 
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November 24, 2016

How to Avoid Lapses in Home Insurance

Home insurance serves an important purpose: to provide financial protection against destruction or damage to your home and personal belongings. As such, you’ll want to do everything possible to avoid a home insurance lapse, as this problem may leave you without a financial safety net if your home is destroyed or damaged.

A home insurance policy lapse might last only a day, but a hurricane, tornado or other natural disasters can cause significant damage in seconds. If you lack home insurance at a time when your home is destroyed or damaged, you won’t be covered for any of your losses. Plus, you’ll be forced to pay any costs to repair or replace your residence [...]

 
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November 1, 2016

How Does Divorce Impact Your Homeowners’ Policy?

A divorce can raise many questions, particularly when it comes to your homeowners’ insurance. For instance, what happens to your homeowners’ policy if you’re staying in the house during divorce proceedings? Are you still covered under your current homeowners’ policy if you begin to live in a new residence? These are just two of the questions that an individual will need to consider when going through a divorce.

When it comes to homeowners’ insurance, there is no reason to be left in the dark. Fortunately, we’re here to help you understand the impact of divorce on your homeowners’ insurance and why you may need to dedicate time and resources to adjust your [...]

 
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September 27, 2016

What You Think Is Covered by Home Insurance but Isn’t

Your home is probably the biggest investment you’ve ever made. You’ve spent time, energy and money customizing it to your needs, as well as making it a comfortable place for your family. You’ve even purchased home insurance to ensure that all your belongings are safe and secure. However, what you might not know is that your typical home insurance policy doesn’t cover everything. If an accident occurs or catastrophe strikes and you aren’t protected, your home and everything in it are at risk of being lost forever. To guard yourself and your possessions, you have to be knowledgeable about what’s covered and purchase additional insurance if needed. The following are a few [...]

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