Two government programs, the Veterans’ Affairs home loan program and the US Department of Agriculture’s Rural Development Housing program, provide mortgages to eligible borrowers that require no down payment.
To qualify for a VA loan, you must be a veteran with at least 90 days active duty or a surviving spouse of an eligible veteran. You can find more information on qualifying for a VA loan on the VA website. To qualify for a USDA guaranteed home loan, you must live in a rural or semi-rural county and have an income that is lower than the local median income level. To see if you qualify, go to the USDA Single [...]
Being the general manager of a hotel in Dupont Circle in Washington, DC, and a hospitality consultant living in Asia before that were more than jobs for Eric Fulton. They gave him the experience and background he needed to start a family agri-tourism business, a Bed and Breakfast (B&B), and a wedding venue in Culpepper, Virginia.
Fulton is co-owner of Walden Hall, a B&B and wedding venue on 11 acres of land in Reva, Virginia, just outside Culpepper, Virginia. The B&B is named after Henry Thoreau’s “Walden.” The theme extends to the “Poet Suites” of the B&B, five luxury suites named after famous poets. He wanted a family business, and he has it. Fulton’s [...]
The property inspection may feel like one of the last lines of defense when purchasing a home. While a property inspection does protect and prepare you for upcoming life as a homeowner, it is important to know all the items your property inspection does not cover so you may stay protected during this critical step of a transaction. The American Society of Home Inspectors (ASHI) was founded in 1976 and formed a standards of practice that has become the standard to follow in many states now. These standards help add consistency and keep the inspection focused on major home systems such as the heating, cooling, electrical systems, and plumbing systems. This may leave you to believe [...]
Originally founded by the French then ruled by the Spanish for decades, New Orleans is truly an amazing place with a vibrant history, spectacular cuisine and a wonderfully rich multi-cultural approach to life. New Orleans is also a unique destination with a very distinct look and feel about it, reflected by the incredible architecture that can be found throughout the city. As one of America’s oldest cities, some buildings date back to the 18th century and almost half of its buildings were built before World War II. Historic districts each make their own statements, from the iconic bars and shops of the French Quarter along Bourbon Street, to the storybook mansions that line St. [...]
For me, the vestibule is a handshake. It greets you before you enter any space, setting up the tone in a unique way. Defined as an antechamber, hall or lobby next to the outer door of a building, there are as many types of vestibules as there are homes and ways to say hello.
Whether it is an elegant entrance decorated with a chandelier or a casual porch, vestibules are spaces that communicate messages and could impact a visitor’s first impressions.Unburden Yourself
So, what exactly does a vestibule say? I grew up with them as a Montrealer and can tell you they were always a place you took off your boots and dumped your belongings. [...]
These days, more Americans are rediscovering the joys of urban living. The new metropolitan renaissance has many proponents, from younger people who want to be close to the action and have access, to the employment opportunities and amenities found in larger cities, to empty-nesters eager to live out their golden years surrounded by high culture and ample convenience.
The most popular destinations have seen dramatic increases in housing prices of late, but there are still plenty of great cities where buying into the American Dream is still affordable. Check out these five urban areas now, where homes are still super [...]
It turns out there’s more to moving than packing a few boxes and loading up a big truck—especially if you’re moving across the country. Keep your belongings and your sanity intact with these tips for your long-distance move.Pack Smart
Every good move begins with a plan. Organize your belongings into categories that make sense to box together. Use high-quality boxes or bins meant to withstand a long-distance move, label every box you pack, and keep important items accessible. When it comes to packing a moving truck, follow general guidelines, like heaviest items in first, to keep your belongings safe and secure during transit.Let the Experts Handle It