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Home Details

Bedroom(s)
3
Bathroom(s)
2
Square Footage
1,365
Price per SqFt
$138
Lot Size
--
Stories
--
Property Type
Home
Year Built
1979
MLS #
--
Neighborhood
--
County
--
Monthly Est. Mortgage
$977
Monthly Est. Insurance
$66
Monthly Property Tax
$189.00
Last Updated
--

See More Details

Total Rooms
--
Garage SqFt
--
Year Updated
1979
Cooling System
--
Heating System
--
Heating Source
--
Tax Year
--
Tax Amount
$1,782

Estimated Values

The property located at 3417 Ginseng Ln decreased in value by 0.11% from January to February. In February, the property has an estimated value of $189,000.
10/137/145/153/161/17$126,810$147,817$168,824$189,831$210,838This Homezipcity

Estimated Refinance Rates

Credit Score
Excellent (740+)
660
740+
Current Balance
80 %
5%
100%
Product: 30 Year Fixed Refi, All Points
Loan Amount: $151,200
  • 4.125% APR
    Mar 28
  • 4.125% Rate
    0 Points
    30 Rate Lock
  • 4.117% APR
    Mar 28
  • 4.000% Rate
    1 Points
    30 Rate Lock
  • 4.624% APR
    Mar 28
  • 4.375% Rate
    0 Points
    60 Rate Lock
  • 4.184% APR
    Mar 28
  • 4.115% Rate
    0 Points
    30 Rate Lock

Refinance Calculator

With an expected re-financing cost of $0 and a monthly savings of $768 a month, someone re-financing 3417 Ginseng Ln, Bakersfield, CA should expect a break even point of 0 years 0 months. If you are planning on staying in your home for more than this period, financing may be an option. Enter your current mortgage information below and your new loan information to determine your new estimated payment and savings.

Current Mortgage Information:

Remaining Loan Amount
$189,000
$0
$289,000
Years Remaining
10 years
0 years
40 years
Current Interest Rate
4 %
0%
7%

Current Estimated Payment

$1,913

New Mortgage Information:

New Loan Term
20 years
0 years
40 years
New Interest Rate
4 %
0%
7%
Refinancing & Cash Out
$0
$0
$226,800

New Estimated Payment

$1,145

You could save $768 a month by refinancing.

Request a Free Home Estimate

661-472-1380 Preferred
661-322-7000
661-489-8003

Homes.com Home Value is not an appraisal; it's an estimate of value based on certain information. Use as a starting point, but we strongly recommend you contact a real estate professional for a more detailed evaluation. Learn more.

Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed and should be independently verified.

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