Features and Amenities

This is a HUD Home that the government's Department of Housing and Urban Development foreclosed on after the original owner stopped making payments. This home is sold via an auction process whereby the highest bidder wins the home, but usually at prices affordable for lower-income families. Owner-occupants are given preference before investors. The list price is provided but any reasonable bid may be submitted. All bids must be issued through a registered HUD agent.

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Local Schools

School Score Class Size Distance
Widewater Elementary School B 22 1.82 mi
Shirley C Heim Middle School A- 19 2.03 mi
Brooke Point High School A- 15 4.11 mi

Home Details

Bedroom(s)
3
Bathroom(s)
3
Square Footage
1,508
Price per SqFt
$207
Lot Size
0.64 acres
Stories
--
Property Type
Home
Year Built
2008
MLS #
72068337
Neighborhood
--
County
stafford
Monthly Est. Mortgage
$1,613
Monthly Est. Insurance
$109
Monthly Property Tax
$312.00
Last Updated
04/10/2017

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Estimated Values

The property located at 461 Decatur Rd increased in value by 0.52% from January to February. In February, the property has an estimated value of $310,100.
10/137/145/153/161/17$219,600$256,837$294,074$331,311$368,548This Homezipcity

Estimated Mortgage Rates

Credit Score
Excellent (740+)
660
740+
Down Payment
20 %
5%
40%
Product: 30 Year Fixed Mortgage, All Points
Loan Amount: $249,600
  • 3.875% APR
    Apr 10
  • 3.875% Rate
    0 Points
    30 Rate Lock
  • 3.832% APR
    Apr 10
  • 3.750% Rate
    1 Points
    30 Rate Lock
  • 3.789% APR
    Apr 10
  • 3.625% Rate
    2 Points
    30 Rate Lock
  • 3.816% APR
    Apr 10
  • 3.750% Rate
    0 Points
    30 Rate Lock

Mortgage Calculator

With a current price of $312,000 and a mortgage rate of 4.0%, someone purchasing Address Unknown, Stafford, VA , 22554 could expect to have a monthly payment of $1,613. This assumes a 20% down payment of $62,400 , a high credit score and a 30 year fixed-rate mortgage. You can use the mortgage calculator to estimate the monthly payment with different values.

Loan Amount
$249,600
$0
$312,000
Down Payment
20 %
0%
30%
Loan Term
30 years
0 years
40 years
Interest Rate
4 %
0%
7%
Homeowner Insurance
$109
$0
$1,000
Property Tax
1.2 %
1%
6%
Principal & Interest$1,192Insurance$109Taxes$312PMI$0Estimated Payment$1,613
Listing Source:
RealtyStore.com
Days on Site:
1404

Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed and should be independently verified.

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