Now that I have joined this site, how come I still can't view foreclosures?

I see the foreclosure listings which state: "This property is Real Estate Owned, or REO. The property was foreclosed and repossessed by a lender when the owner failed to make payments. A bank is now the owner. Since banks are not in business to own homes, they are usually interested in selling foreclosed homes quickly at attractive low prices. A list price is published but reasonable offers can be submitted for consideration. Offers can be submitted through the official Listing Agent but in some cases, no agent is listed and offers can be submitted the bank owner directly. Click Here to Register with Realty Store for more information." ...and then they charge you to view listings. I'd like to hear if anyone out there was actually able send an offer to the "bank owner directly"? ...I'm skeptical.