What are the steps that need to be taken for a first time home buyer when considering purchasing a home?

Hello Daryvone, I would suggest finding a knowledgeable real estate specialist to help guide you through the process. Aside from that, I would suggest 1) figuring out what you want, 2) how much you can afford, 3) visiting a loan officer, 4) doing the math and figuring in additional costs, 5) starting the house hunt. Feel free to contact me if you would like additional assistance, my team would be glad to help!

Talk to a reputable mortgage broker and they can guide you through the whole process. They will get your credit score, qualify you to determine what house payment you can afford, and let you know how much money you will need for a down payment. This is step A.

Everyone remembers their first time… This is the 12th tip in our series: “12 Tips for Buying Real Estate in Southwest Florida” which is also available as a free eBook at my website. buying a home. Choosing where to live in Southwest Florida is one of the easier parts of the first time home buying process. There is much research that will need to be done, once you’ve decided where you want to live. Consider which area of town you’ll want to live in. If you’re thinking about Cape Coral, you must consider how their water assessments and utilities will affect you. If you’re considering buying a home on the water, you’ll need to make sure you know the costs for each different type of waterfront property you are considering. You will want to consider the differences between buying a new home versus an older home. A home inspection can save you from Chinese Drywall. The list of things you’ll need to research can get quite long if you’re a first time home buyer. You should know what to look for in a real estate agent and how they can help to educate you in your home buying process. Contact our agents today and see how we can make the first time home buying process as easy possible by providing the expertise you need to see you through. A.J. Ackerman - Century 21 Sunbelt Realty

Daryvone, the process begins with getting pre-approved for a loan. You must meet with a Lender, who will gather information that is needed for the process. After successfully completing the process, you will be given a Letter stating your approval status, called a Pre-approval letter. Then you should provide your Realtor with a copy of your letter, and your realtor will do the rest. Good Luck!

Find a local mortgage lender and spend some time talking with them about home buying. They should know all the programs and options to fit your financial situation. You will need the lenders pre-approval letter even to make an offer, so get that, and see what price range is recommended. Find an awesome realtor, and you're on your way! Happy House Hunting!

Call a local mortgage lender and get a free pre-approval. Be totally honest with the person, so they can give you the most options and know how to help you buy a home in your present financial situation. You have to have that pre-approval to even make an offer on a home these days, so that is step one.

Hi Daryvone. One of the first things to do is to get your ducks in a row when it comes to financing. See a lender in your area and have them get you pre-approved. You will need this when submitting an offer, down the road. Next, I would begin to search for a realtor in your area. It won't cost you anything and it will save you a lot of stress and time to work with an agent, especially since this is your first home purchase. Good luck!

Hi Daryvone, The first step is to set up an appointment to meet with a lender and get pre approved and determine what monthly payments are comfortable for you.