The lowest down payment you can get in this market is to have VA eligibility and go for a zero down Veteran's Loan. The next type would be an FHA Loan at 3.5% of the sale price. A Conventional Loan starts at 5% in this market.
What are you asking? Where are you looking to purchase? There are VA Loans and USDA Loans, with NO DOWNPAYMENT. There Are FHA Loans, minimum of 3.5% down. There are Conventional loans with minimum 5% down.
What exactly are you asking? Low down payment opportunity awaits you in many forms as other agents have stated. Don't forget you also have responsibility for closing costs. Probably the best option for you would to work with a local Realtor or real estate agent in your area. There are many options in today's market. Your best bet would be to work with an agent.
As the two other agents have mentioned FHA being 3.5% with an occasional $100.00 down for select HUD foreclosures VA and USDA being 100% options some home path foreclosures qualify for 3% down. Depending on credit scores possibly 5% down on a conventional loan.
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