Are you interested in purchasing a home in GA? Deonna, if you are planning to purchase a home, I recommend that you begin with a prequalification from a lender who has many choices of mortgage products. When you arrive to meet with a realtor to show you property, they will prefer that you have your prequal. letter in hand. That way, when you find the home you want to make an offer on, you have this required document ready. Also, the Realtor will show you the price range that you are qualified to purchase, so there won't be disappointments later. You may visit my website for more information.