There are good loan officers out there that can get you pre=approved for a loan and possible 1st time buyers assistance. Once you know what amount you qualify for your realtor can help look in the area, sales prices, etc that you wish. Feel free to contact me for more information.
Contact an Agent in your area and let them get you to a Loan Officer and they can tell you what you can qualify for. The Agent can also tell you what's available in your area in your price range and any other information that you would need to get you a Home.
580 is on the low side, but you might be able to find a lender that will accept a score that low. You may end up having a bit higher interest rate, but in the grand scheme of things that rate would probably still be considered low. Contact me and I can put you in touch with a residential mortgage loan officer (RMLO) that can help you with the financing part first, and then I can help you on the real estate side.
When buying a house, especially for the first time, there are a lot questions that need answers. Consumers searching homes for sale in Texas can reach out to the Homes.com community of real estate agents and professionals for answers. By offering answers, Texas real estate agents can demonstrate value and build credibility. Registered users can even set alerts for local coverage areas in order to be contacted when questions are posted in areas of choice. Other tools of particular interest to consumers buying a house include the Homes.com Texas home values tool and the mortgage calculator.