Yes, we offer a bank statement loan product. No tax returns required.
We do need 12-24 months bank statements as well as a 12 month profit and loss statement prepared by a CPA.
Please feel free to reach out to me directly to get your specific questions answered.
All the best!
Various programs and terms change all of the time. In my area there usually some lenders who will originate mortgages on the terms you described. If you were here, I would refer you to our local mortgage broker. Maybe you can click the "Mortgage" tab at the top of the page and find one in your area.
The Homes.com Questions and Answers Community offers a great opportunity for California real estate professionals to connect with the public. Consumers looking for an apartment for rent or homes for sale in California can reach out for answers to their questions about financing and credit. By offering answers,California mortgage lenders and other professionals can demonstrate value and build credibility. Registered users can even set alerts for local coverage areas in order to be contacted when questions are posted in areas of choice. Other tools of particular interest to consumers buying a house include the Homes.com California home values tool, the mortgage rates section, and the mortgage calculator.