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I got a USDA loan when i purchased my first home in 2012. You can get 100% financing but there is a fee involved that will be added to the sale price, it was $2500 back when i purchased but this may have changed. The home must be in a certain area and you need use a lender approved for USDA mortgages.
Call a local lender in your area so they can tell you what areas in your market are qualified for USDA. You may be surprised. If you qualify I believe you can get a 100% loan but confirm with a lender. A lot of the guidelines are similar to FHA.