The house were looking at buying has been on the market for over 200 days and is now offering a 3k allowance for carpet and paint. Long story short we cant get a loan until April but need a place by end of February. So we were considering asking the owner if they would take a rent to own option or owner financing since its been out there for so long. We have credit but very little of it(which is why we cant get a loan for another few months) but our rental history is great and we have alternate forms of showing our repayment history. Does it even make sense to ask for other forms of financing?
3 months ago