The best thing to do is speak with a Mortgage Lender. They will explain the necessary steps you will need to take moving forward to correct any credit issues. You might be surprised, your credit might be better then you think.
You don't need "the best" credit. You need "acceptable" credit. Losing a home to foreclosure is one thing. Not paying any of your bills is something altogether different. Contact a local agent using the tab at the top of the page , or one of the agents to the right for assistance. Good luck!
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