The biggest problem with not the best or challenged credit is the fear of seeking help. Their are lenders out there who will help you and give you a plan to get yourself in place to accomplish your ultimate goal which is purchasing a home.
Never Sell yourself short. I recommend reaching out to a lender to see what hurdles are in your way, and ask them to give you a road map toward repairing your credit. The ultimate prize is home ownership, but find a lender that is willing to work with you and in the meantime, there are many opportunities to rent to own or simply rent for the time being. Hope this helps..
no worries, you can still get qualified. give me a call and I can referred you to my lender. She truly does miracles. There's always a way to get qualified. If not, I also work with a financial advisor who can improve your credit in less than 6 months.
With a good job history and no evictions, some property managers have been advising landlords to take on clients with lower credit scores. Contact a realtor to step you through the process and have the conversation with the landlord when they ask you about the credit issue.
Good Luck in the future.
The best thing to do is speak with a Mortgage Lender. They will explain the necessary steps you will need to take moving forward to correct any credit issues. You might be surprised, your credit might be better then you think.
You don't need "the best" credit. You need "acceptable" credit. Losing a home to foreclosure is one thing. Not paying any of your bills is something altogether different. Contact a local agent using the tab at the top of the page , or one of the agents to the right for assistance. Good luck!
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