I would talk to a lender; there are many variables such as was there a foreclosure, when was the foreclosure reported in relation to your discharge, what type of new loan would you pursue (VA vs. FHA), etc. A reputable lender will walk you through a series of questions to determine your ability to qualify rather then just run your credit. In general 3 years but don't give up...many people who have filed bankruptcy, short sold their homes or lost it due to foreclosure have rebounded nicely.
Circumstances vary by loan type (VA loan, FHA loan, etc.), was there a foreclosure involved and how/when the foreclosure was reported as part of your discharge. I would contact a lender; a reputable lender won't just run your credit to determine the info. They'll walk you through a series of questions and determine if they can provide accurate info based on your answers or if additional info is required. In most cases 3 years but there are other factors. Don't give up, many people who have filed bankruptcy or lost their home through a short sale or due to foreclosure have rebounded nicely.
I would recommend using a property management company, they're very turnkey. They'll help determine fair market value for your property, list it on the MLS, screen applicants, collect rent, coordinate repairs and if the need arises, they will handle delinquency notices and eviction proceedings. Feel free to email me for a list of reputable property managers.
For the most protection throughout the leasing process I'd recommend using a property management company. They'll charge a small monthly fee which will be a part of the rent the tenant will pay but they will do all the work. They'll help determine fair market value for your property, list it, screen applicants, collect rent, coordinate repairs and if need be handle delinquency notices and eviction proceedings. Email me and I'd be happy to recommend a few.
The property is temporarily off market. This happens occasionally and in many cases it comes back on the market after listing or legal issues are resolved. There are other properties available in the immediate area, feel free to contact me for details.
No longer available to rent, currently pending. Feel free to contact me for a list of available properties.
No, it's under contract. Feel free to contact me and I will give you list of similar available properties.
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