Fiona is one of the most hardworking and creative people I've ever worked with, and I highly recommend her. Her energy and honesty are unsurpassed!Judy BergerFiona was so helpful in assisting me with relocating to Virginia. She is professional and always goes the extra mile to help in anyway possible.Ginny StowFiona was recommended to me by a friend. She works in the area we were looking to buy. Fiona was immediately responsive and after looking at about two properties she had a very clear idea of what we were looking for. We are in a rush to move and despite the fact that we were not looking at high end properties, she worked as hard as if we were clients looking to buy a million dollar mansion. She worked tirelessly and energetically. I really can't imagine working with a better realtor.Amanda GoncziHi Flona Thanks for your best service and fast communication.Hiren PatelI have worked with Fiona on both rentals and sales, and I found her to be very hardworking and dedicated to my goals. She is one of the most honest people I have ever met and has a talent for thinking outside the box! Judy Berger Madison, VirginiaJudy Berger
Answers (51)Displaying: 50 Most Recent AnswersAnswered: Sep 11, 2013All of us are ready to help you with information... just need the address from you!! By the way, you are not the only one that has thought that the house that they were viewing on line would show up in the question!Answered: Jul 25, 2013With a high demand for rentals the landlord is going to choose the tenant with the best references, history, credit. There are however landlords that understand the lack of credit or the reasons for a bad credit score such as medical bills and who may be more lenient, you might also consider a co-signator that would guarantee your payement of rent until you are able to establish credit and references.Answered: Jun 14, 2012Please also give me an idea of whether you are looking for a rental or purchase and the number of bedrooms you need.Answered: Jun 14, 2012I cover the counties around and including Albemarle, and have some great listings under 140k .... but I also have a rental that will be listed soon that is only $650 and convenient to C'ville. I also have another furnished rental if that would be of interst. Please contact me for more info., I'd love to help you as I know how hard it can be. Fiona@VirginiaHomesandFarmsAnswered: May 25, 2012One more recommendation Nancy, if you are going to market it on your own you should have a Realtor do a Market Analysis for you so that you know what your competition is and what the sale comps are. Get the price right so you do not lose those potential buyers!Answered: May 25, 2012To maximize the potential of selling your home at the best price I would have it on 28+ different internet sites. Recent buyers in Orange and Madison have been from out of town, mostly from Northern VA and the NY,NH area. They have typically found listings on their own and then have called me to assist in their search and represent them. Very few calls from print media at the moment. Nancy, please call if I can help further!Answered: Feb 28, 2012Are you interested in Purchasing or Renting? Can I send you listings (for either) within a 25 min commute? Give me a call or e mail to let me know what price range you are in and I will find you the best opportunities. You might like to look at properties in Greene, Southern Madison Co, and parts of Orange, Fluvanna and Louisa Counties as well as Albembarle. Thanks, FionaAnswered: Feb 21, 2012Many of the websites listing foreclosures are inaccurate or even wish to charge you for information. Please select a local realtor (interview a few if you like) and have them send you all the foreclosure and short sale listings.Answered: Feb 21, 2012List your property with a Realtor and the IDX will be shared with many of the top internet sites, 28 or more. Re cost: the Seller pays a 6% commission (negotiable) to the Listing Company who in in the listing agreement agrees to offer 50% (negotiable) to the Buyer's agent.Answered: Feb 21, 2012In answer to: WHAT IS THE PROCESS OF BUYING A FORECLOSURE HOME?You should contact an agent that will work for you, a Buyer's Agent, and after viewing the property, getting a CMA from your agent and having the inspections done, you will submit an offer. The bank will usually come back and ask you for your "highest and best" and your agent will advise you about this.Answered: Feb 21, 2012In answer to: how do i list homesWhen your property is listed in your local Multiple Listing Service the IDX will be shared with a number of websites, this being one of them.Answered: Feb 21, 2012Are you referring to a Zestimate on Zillow, or a tax assessment from the county records? Is your house for sale? More information please!Answered: Feb 21, 2012Start with a good local lender (call me and I can give you a few that I think are fantastic) who will help you with your credit repair. You want to try to get your score over 640. Get all your bills paid up to date, then make sure you have letters from any creditors that have been paid off. This will get you off to a good start and the lender will take it from there.Answered: Feb 21, 2012In answer to: sell home on your websiteI would suggest if you are wishing to sell your home that you call a local realtor who will be able to guide you through the process and market your home to the widest possible audience (internet sites in particular). When you get offers, they will go over the specifics of the contract with you and help you negotiate the best sale price and close the trasaction smoothly. Do contact me if you have not yet found an agent in the Bumpass area and I will give you a list.Answered: Feb 21, 2012I do hope that you have found a new home. Culpeper is my local area and I would be happy to send you the listings of homes in your price range if you contact me. Thanks!Answered: Feb 21, 2012I hope that you have found a good Buyer's agent that will make appointments and show you the interiors. If you still need a referral please feel free to contact me for a referral as I have worked with many good agents in that area. Make sure that you spend the time to look into the health department records if it is on a well and septic as well as having a good home inspection done.Answered: Dec 12, 2011In answer to: Is this place still available?How much to move in?First month's rent plus 1 month security deposit. You will also need to provide a current credit report or enclose a check for $20 with your application. E Mail me if you need any further info on rentals in the area. FionaAnswered: Nov 28, 2011In answer to: how to list home for sale on homes.com?When you give permission on your listing agreement to place your property on the internet through the MLS the IDX will be picked up by over 20 different websites. My advice is to go with a full service agent that will market your home in the best way possible.Answered: Nov 15, 2011I can send you photos if you contact me directly. It is available. The 50 ac & farmhouse I had spoken of is already rented.Answered: Nov 7, 2011I will send you the full listing. If you have any further questions you can e mail or call. Thanks, FionaAnswered: Nov 7, 2011In answer to: Are pet allow?Please give the address of the property you are inquiring about or call your Realtor for more information. Let me know if you do not get the answer you need or want a rental where pets are allowed. FionaAnswered: Nov 7, 2011What is the question that you have? If you have any ownership in a property that is being sold you will be required to sign. The title search will show that you are named and a party to the transaction or they will not get clear title.Answered: Oct 27, 2011In answer to: how to list home for sale on homes.com?99% of all sales are produced from Buyers finding the homes on the MLS and then a good agent to show the property. Call a Realtor today to list your property and give it the exposure it needs. FionaAnswered: Oct 17, 2011If you would give me the number of bedrooms you need it would help. There is a fabulous farmhouse on 50 ac for rent in Madison if you would be interested. It is not listed so you will not find it on this site. I can e mail you photosAnswered: Oct 14, 2011Yes, it is still for rent at $1200 per month. Please call me for further details and other farmhouses for rent.Answered: Oct 5, 2011If you have not found your rental yet - just call me - there are a few that might work. I am an agent in Orange, Louisa, Madison, Greene, Culpeper.Answered: Sep 15, 2011This would depend on the age of the repo and the reason behind the repo. VA is a VERY tolerant loan program in that they go to the farthest edge to help our veterans. The biggest concern with something like this is the potential treat of liens or judgements clouding the potential future title of the home this vet would purchase. I would recommend having this client give me a call so I can assist and get the necessary info so I can call my Veterans Administration counselor to see if they could work through this judgement. Please call or e mail me and I will give you SLS' tel number where you will get the accurate info and help you need!Answered: Sep 15, 2011An FHA loan requires 3.5% down, a Rural Development will give 100% and you may be able to negotiate your closing costs be paid for by the seller. As mentioned already, you need to have credit. For a bank to lend they want to judge the credit risk. If you have been paying rent monthly that is considered, car payements, even long standing payments on medical bills. You need to have letters proving that you have paid on time and for a 2 year period. To answer the question of the loan amount that you are qualified for I would refer you to my financial advisor who will look at your credit score and discuss with you your financial situation and goals. More information is needed! Don't forget that home owners insurance, taxes, PMI need to be factored in. Rates are at a 50 year low, 3.33% on a 15 yr! So call today - this is the best time to buy. e mail me for his number.Answered: Sep 15, 2011In answer to: How do I sort rental properties by those who allow dogs?Search engines are great - but people make the difference, a good agent in the area you are looking will know the properties and what will be a good fit for you. As always, e mail if I can be of further help.Answered: Sep 15, 2011The original tax credit program expired last year however there are a number of other programs to enable you to purchase with 0 down. I would love to refer you to my financial whiz who can give you a full run down on what your income/credit score/employment (teachers/firefighters for example can get assistance from certain programs) would enable you to do. Just shoot me an e mail or call. FionaAnswered: Aug 29, 2011GO TO THE WEBSITE OR CALL: TTT MGA 00TJ FOR customer support and member services THEY are there to help with all your real estate and internet marketing needs.Answered: Aug 12, 2011There are a few in the $5-600 range if you can afford that plus your untilities. Be prepared to pay 1st and last month rent up front, have your references and they will run a credit report for which there is a small fee.Answered: Aug 12, 2011My suggestions are to call a Realtor, look online, look in the local papers. There are several rental sites, Craigs List being the most popular.Answered: Aug 5, 2011Beware of ads for companies that charge you for forclosure lists, you will end up paying and the information is often not complete and/or accurate. You are much better served by calling an agent and asking them directly how many foreclosures they have listed/sold. If you decide you would like to work with this agent then they will provide you with the accurate information on listings in the areas you are interested in and then schedule a time to show you the ones that most interest you.Answered: Aug 5, 2011Another thought on this.. Call Tucker,Griffin,Barnes P.C.in C'Ville. They are handling alot of the negotiating on the short sales with the banks for me. They would definately be a good source for you to contact for information. William D Tucker, IIIAnswered: Jul 31, 2011In answer to: Do you allow pets?This property was rented quite some time ago. If you need help finding current listings I would suggest contacting a Realtor. There are 2 more on Cherry Avenue for rent and often pets are on a case by case basis, so would need to know what type of pet(s) you have.Answered: Jul 27, 2011I might add that if you are looking for foreclosures in Charlottesville alone and you are not finding the type of home you like, I would strongly suggest looking at Greene Co. and Madison Co and parts of western Orange Co.Louisa and Fluvanna (30- minutes Cville) FionaAnswered: Jul 27, 2011This forum is not for self promotion, but there is an SFR designation for those agents that have experience and have taken the specific courses in representing buyers as well as sellers in the foreclosure and shortsale market. I show my clients properties from Culpeper to Wintergreen. As a buyer of foreclosures you should just be prepared - there may be a longer wait, there may be issues where the house wll not appraise for the loan due to condition, the bank will not do the suggested repairs, and much more... Would love to help .FionaAnswered: Jul 27, 2011One other option which I should mention is house swapping. There are various websites that deal in these. If someone was going to be working in Fredricksburg or C/ville they might be interested in the house swap. Fiona in MadisonAnswered: Jul 27, 2011I would recommend the short sale. Also, you might look into renting in Stafford with the option to purchase at a specific time at the agreed upon price. This is more commonly accepted now when there are sellers that are downsizing and that do not want to purchase a home. Best of luck, Fiona (Madison VA)Answered: Jul 13, 2011Of course - Craigs List is great, but beware! Do not reply to these emails and never give out any of your information.Answered: Jul 13, 2011The owner makes the decision at what price to list the home. This is after a careful analysis of the competition, the other factors which may affect the price/demand, and of course what has sold in your market area which is a comparable property. Your Realtor will provide you with this market analysis and usually give you a range that they feel would be right for your property. This market is in a state of flux, one month we are getting multiple offers, the next is slow -- my best advice is to be as competitive as you can with your price and don't miss that buyer that may be there now - and gone tomorrow.Answered: Jul 13, 2011You should also call the office that you are registered with for Section 8 because many people renting a home will go directly to them to have it assessed for rental value and that it meets certain standards. They recommend tenants to the landlord. Again, call a Realtor for further assistance.Answered: Jul 13, 2011Yes, I suggest the easiest and best way would be to contact an agent in Waynesboro. They can search all foreclosures, they have more accurate information and can send you all listings as they become active.not new construction, see info I provided. Price and Terms are always negotiable.We may not give the web link here but you should just Google Eagles Landing, Charlottesville and you will see more photos etc.$115k for this short sale is in line with sale comps, however very nearby is this listing with same conveniences and same sq. ft. It is also a short sale so make an appointment with an agent to view it and then make an informed and reasonable offer. OrigLP: $75,000 Addr: 765 DENALI WAY, #302 SqFtF/U: 1,450/0 CHARLOTTESVILLE, VA 22903 SFSrc: VSH#: BedRms: 4 Area: 01 Albemarle BathsF/H: 4/0 Subdiv: PARKSIDE/EAGLES LANDING Acres: 0.00 PropNm: YrBlt: 2004 Design: Colonial Style: 1 Story : Tax/Yr: $904/2010 New?: N Parcel ID: 07600000765302 Basemnt: N Legal: PARKSIDE/EAGLES LANDING Zone: Dir: 64 to north on Sunset Ave., Right onto Yellowstone, around to Denali DtMod: 02/06/2011 KOut: N DOM/CDOM: 2/2 -------------------------------------------------------------------------------- Remarks: Wonderful opportunity to own in Charlottesville. Priced below tax assessment! This home is subject to third party approval.Answered: Jun 15, 2011PARKSIDE/EAGLES LANDING Zone: Dir: FROM 1-64, TAKE EXIT 120 FOR VA-631 TOWARD 5TH ST/CHARLOTTESVILLE; GET ON 5TH ST. EXT AND CONTINUE STRAIGHT ONTO OLD LYNCHBURG RD; RIGHT AT SUNSET AVE EXT; RIGHT YELLOWSTONE DR. DtMod: 05/18/2011 KOut: N DOM/CDOM: 29/29 -------------------------------------------------------------------------------- Remarks: VERY NICE 4BR/4BATH CONDO WITH FULLY EQUIPPED KITCHEN, 4BURNER STOVE&OVEN, DUAL SINK W/ ELEVATED BAR AREA. SPACIOUS LIVING AND DINING AREAS. GATED COMMUNITY WITH LOTS OF AMENITIES CONDUCIVE TO BOTH STUDY AND FUN COLLEGE EXPERIENCE,i.e.PC STATIONS, REC CTR, VOLLEYBALL COURT, POOL, ETC. GREAT INVESTMENT TOO.SHORTSALE SITUATION - I cannot put any more info here. I would prefer to send you full listing.Answered: Nov 29, 2010I am sending this quickly as the last answer did not go through. This property is 1760 sq. ft, it has pole barn, barn, storage barn, fencing - 3 bedrooms and 2 baths. If you would like to see it, or want to call me for more info and I can send you the entire listing - please email back. Fiona@MontagueMiller.com and I would be glad to help.Answered: Oct 18, 2010The test seemed to work - so quickly, I would call a Mortgage Broker such as Blane Stewart 540 717 6237 to see what options he might have for you. I would love to help you as I have many, please feel free to contact me. Your next step may need to be the most prudent financial decision. Do contact me if you are still looking for assistance!
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