TAMPA, FL 33626
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True, if the contract becomes messy with initials after a "meeting of the minds", it can be drawn up "clean" and re-submitted to the buyer and seller for signatures. Both agents will review to assure all is in order and as agreed between parties, before signatures.
Play it safe. Contact a licensed Realtor in the State of Florida, in the the locale in whcih you wish to buy. Any city has a board of Realtors you can contact for names of local Realtors. For instance in our city, Tampa, it is callled the Greater Tampa Association of Realltors. I do work a tri-county area including Tampa, St. Pete and Clearwater areas. Feel to call me for assistance. Phyllis Crosby, Realtor. ReMax Realtec Group, Palm Harbor, Fl.
Anytime you submit an offer through your Realtor, be sure you have a copy of your offer imediately. You want to know and have at hand all important criteria of your offer including offered price, dates and deadlines,contingencies, etc. Have that offer in front of you when you are talking with your Realtor through negotiations. Don't be afraid to ask questions, either. If the seller counter offers, that change or CHANGES MUST EACH BE INITIALLED BY THE SELLER, THEN THAT COUNTER IS PRESENTED TO YOU AND YOU HAVE THE RIGHT TO ACCEPT,REJECT OR COUNTER OFFER WITH YOUR INITIALS. Understand that each change has to be negotiated if not in agreement, and may take several counters to accomplish a meeting of the minds. If no agreement, no deal and go shopping again. Hope I was helpful. Phyllis Crosby, Realtor
Foremost important is to hire a great Buyers' Agent, who will look after your interest. There is no cost to you. Calling off ads or signs will result in dealing with the sellers' agent. Not where you want to be, as the listing agent job is to get highest and best price for the seller. A buyers' agent can search out homes with your criteria, in your price range, and obtain the best possible price for the property. It is smart to arrange a meeting with a buyers' agent first hand to discuss the process from shopping to buying to loan to closing ..and get a comfortability level with a buyers agent. As a agent with 30 years experience selling Tampa Bay..I can be that for you.
Meet with a local Realtor and you rbank. I have sold many self employed buyers, however there is criteria. Two yearsat least in tax returns, and sufficient NET income to qualify.,
Why? No need to call the sellers' listing Realtor. Get a Realtor to represent you. The listing Realtors' job is to get highest and best price! Ask friends for a good Realtor Referral, and them meet with them. Tht Realtor will work for you!
640 is the lowest score you can have to buy FHA I believe. Get ducks in row first.
Most are..or you can do an exchange for other valuable consideration...boats...cars...other home..etc.--if seller is willing.
Tampa Bay area has many comunities with and without HOA's. Remember the benefits of Associations. Deed Restrictions and rule does keep a community shipshape. However some associations overdo it, in my opinion. For instance, a garbage can placed incorrectly in the yard, not being able to park a truck, are a few examples. So it is important that you read the docs, rules ahead of time before making an offer or make it a "contingency" in the offer. In the other hand, communities without associations gives you a bit more freedom. So,.which are you looking for? Feel free to call or email me for more info and will be glad to help you find your home in the Tampa Bay area. Phylis Crosby, Realtor GRI, ReMax Realtec Group, Inc.
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