Aware that buying or selling a home is one of the most difficult and ...
We chose Suzanne after our house had been on the market and not sold for 5 months and only l walkthrough. And what a fireball we got with Suzanne! Having once been in real estate myself, I have never seen the magnitude of advertising and knowledge of the market that Suzanne used ... and always kept us in touch all along the way! I would very highly recommend Suzanne to anyone who wants action, knowledge, and personality that will always make us think of her as not only personal ... but professional!Patricia Novak
As mentioned by other folks, your first stop should be with a mortgage lender--depending on the seriousness of the credit issues you have, the lender can steer you in the right direction and tell you what you need to do to prepare for you home purchase. If the issues are serious, the lender may recommend a credit counseling service. If you were given credit to buy the timeshare, so it sounds like your credit was good enough for that...but a lender will be your best advisor as other factors such as debt and income ratios enter into it. As Realtors, we rely on our mortgage professionals to care for the financial health of our clients and advise them as the mortgage industry is ever-changing and has so many programs with diverse requirements. I am happy to help if you need it or if you just want names, feel free to visit my website's buyer section and look for the lender tab. There you will find the names of a number of great local lenders who have helped my past clients. As for your question about whether moving to Williamsburg is a "good move"--I will answer with a resounding YES! After 30 years in the DC metro area, I bought a "second" home here to get away from the frenzy. Soon, I realized that what I really wanted was to permanently get away. The lifestyle and pace of life are wonderful here, yet you are only a few hours away if you need to be in DC or Baltimore. I have family in Annapolis and they come regularly with no problems. You have good medical care, shopping, culture and history nearby. In my opinion coming to Williamsburg is a GREAT move! You are definitely on the right track in preparing now for a move in 2013. Work with a mortgage lender...determine what you can afford...then you and whichever Realtor you choose can work to find you your perfect home! Good luck!
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