I go the extra mile to help you achieve your goals. That is why I consta...
Tom Inglesby gives so much added value to the home buying experience. He's not only patient, hard-working and knowledgeable about local real estate markets, he's got the eye of a visionary remodeler who has thoroughly researched the latest green and energy-saving practices. He knows what he's talking about. His advice is reliable, to-the-point and up to date.Diane Angelo
you use the Tax id number and that is how it is identified or you can say west of address. Good Luck Tom Inglesby
Foreclosures will always be here but they are decreasing. There are lists as Lana said but banks are not selling in advance of the open market and we are seeing banks holding the prices now compared to a couple of years ago but with rates as low as they are the payments are still lower in most cases than 2006-7 when rates and prices were much higher. Good Luck, Tom Inglesby, Broker RE/MAX
There is a rental section on this site. You need to fill out that area. Good Luck, Tom Inglesby, Broker RE/MAX
This site is not a for sale by owner. I can help you if you would like some help. I have rentals but I am not sure what you are looking for? Tom Inglesby broker RE/MAX 5033-99035
Your credit score is proably to low to get a loan today. Contact a local lender. All debts go against your ratios. About the lowest credit score I am seeing is 690 in buying a home. Get pre approved so you know what you can and cannot afford. Good Luck Tom Inglesby, Broker RE/MAX
Rent to own is a night mare. Say 6 years ago you went into a rent to own. The lending rules today are almost 100% different in how you can buy. Say the old way is once you had 25% down you did not need to qualify for a loan today you need to no matter how much you put down it depends on your income and credit score that is a surprise to self employed people that show a lot of expenses but when you are buying a house the lender looks at net income and many buyers that want to buy with 25% down that could qualify in the past are out of luck today. Even the credit score is way up compared to 5 years ago. So today you go into a rent to own only rent amount above fair market rent can be applied as a credit to you. In the past the seller could credit you your rent. No one knows what the lending rules will be 2 years from now but I would never suggest someone enter into a rent to own unless an attorney drew up the papers and explained the pros and cons and I would talk to a lender to see what they thought of your plan and what happens if the agreed to price in the future say the house does not appraise for the price? There are just to many issues and a cloud on the title for everyone. Good Luck to you. Rent to own helps an investor when the buyer cannot get a loan in the future. Tom Inglesby, Broker RE/MAX equity group
Try to contact the help line here and see if they can help you. Good luck. Tom Inglesby, Broker RE/MAX equity group here in Portland, Or.
Could you supply the address? thanks
Usually on the listing it has contact information at the bottom so check there. Good Luck.
Please supply the address to see what property you are talking about?
This house is in the middle of a residential neighborhood called Indian Hills. Give me a call if you would like further information. How can I help you?
Margaret where are you looking for an apartment? I could send you in the right direction but the market here in Portland is very tight. How much do you want to spend and do you have a first and last month reserve and do you have good credit and a job that you have been at awhile? These questions will help. You can contact me at my email. Thanks, Tom Inglesby, Broker, REMAX equity group
George, do you want to list your property in MLS service or here on this site. This site is for agents. Please update us on where you are at it sounds like you are in central oregon. I am in Portland and I could give you a referral agent to talk to. Good Luck Tom Inglesby, Broker RE/MAX
Here are some questions to ask yourself? Why do you want a lease to own? You cannot use your monthly payments towards your downpayment like the good old days. Do you have option money that you can use as risk money and affrord to lose it if you don't qualify for a loan? Can you qualify for a loan 2 years from now if the rates go up? what is the price going to be set at today or a future price and who knows what that will be? There are many problems with these types of contracts. I would be happy to ceheck to see if I can find any that fit your needs. Email me. Thanks, Tom Inglesby, Broker, RE/MAX equity group
That is pretty far out to pay it off. Just try your best to get it paid and get a rescore on your credit as close to trying to rent a new place so it will show up. If you are in Hillsboro our market is really tight now and land lords can be tight on who they rent to. Good luck, Tom Inglesby, Broker, RE/MAX
they are Rummer homes I think from where you are looking but the address should have a 13870 SW Bonnie Brea designed in the 60's there is following of this builder/ designer and there are maybe 100 homes in Portland and Beaverton in some pocket areas. I am very familiar with them and there are some for sale right now. give me a call or email me and I can fill you in. Good Luck, Tom Inglesby, Broker, RE/MAX
you might go to the city and see if the architect is listed. I cannot find that address. I think you meant 13870 Bonnie Brea and many homes in there are Rummer's a Califronia architect or Eiklers and there was an article in the paper 2 weeks ago. These are unique and only built in a few areas in Portland. There are a couple for sale. email me and I can fill you in. Good luck, Tom Inglesby, Broker RE/MAX Equity Group
go on this site and look for rental for the area you want. We are in a tight rental market less than 3% vacancy rate. Everything rents for $1 foot or more good luck. tom Inglesby, Broker RE/MAX
When you remodel and get permits for the work then the tax assessor has a better idea on your value. If want to pay more taxes and then call them up and get them to come and take a look at your fine work and then as a thank you you get a tax increase. Values on these sites are at best a guess up or down 10-15% so that really is not something to worry about even if you are selling today. I don't know my Realtors that use these sites to price a house. Nothing is better than the local real estate expert for home values. Good luck to you. Tom Inglesby
which house are you looking at? Many times these sites are wrong and have old information. I can get all the forclosed homes that are HUD or bank owned on my site and any listing. Give me an email and I can help you. Tom Inglesby Broker
As mentioned the 3.5% down FHA loan program. But you will still need about 6% more in closing costs to make the downpayment that the seller can help you with. There is also the American dream program in targeted areas that does not have mortgage insurance premium which can be over $100 per month on top of your loan on a $100,000 mortgage and you can get in with 3% down but you will still have about 9% total costs to buy a house thru that program. FHA has really raised their up front fees. There is also a 203K rehab loan that you can get up to $30,000 to remodel and buy carpet and appliances and windows and furnace so get with a lender in your area and discuss these programs. US bank does not do 203K loans. Good luck, Tom
I am currently talking to a seller that has a 2100 sq ft single level built in 1960 3bd 2 bath and has a 700 sq foot attached apartment all on one level it will be about $440,000. This is close in Raleigh Hills with low Washington county taxes. Call me if you need this or we can search on line but they are hard to find. Thanks, Tom
Most of these websites draw the information from city or county records. There is nothing wrong when you have a low assessment unless you feel the the assessment will mean the house value is not high enough. Most values are never assessed 100% true value. Contact this website and see what they will do but check the county or tax records first. Many times we see the wrong information listed from the counties. Good Luck Tom Inglesby
Rents in Portland are high. The farther you go out of town 10-20 miles rents goes down. Check on Craigs list, property management companies and on this site. Good luck to you. Tom
Yes but there is a price you will have to pay for risk. Apply and tell them your situation and good luck to you. Tom
You will need to talk to mortgage broker. Give me a call and I will put you in touch with a broker that I use who is really good and knows all the ins and outs of the business. Thanks good luck to you. Tom
Rent and clean up your credit and talk to a lender about what time frame you will need to be on. YOu might be able to find a contract but they will have issues with your past credit also. If you cannot qualify for a loan today most sellers will not sell you a house on contract unless you have a large down and you probably don't have alot of money if you had credit issues. Good luck to you. Tom Inglesby
The market is active in this price range. Find an agent and expect to get educated quickly. Good Luck to you. Tom Inglesby
Are you looking to rent or buy? Call the utility compnay and see what they tell you? Everyone lives in a house differently but time of year will play a large part in the bill and a newer place is better insulated so that is what I would look at. A condo has jiont fees for maintenance on the property. Good Luck Tom Inglesby
When rates are high buyers cannot qualify for a loan but I don't see rates going up in the 7 or 8% any time soon because that would stop the real estate market today. Cash talks when there are many sales and you can close quickly but just because you have cash in a good market many other buyers do to. If you are buying to rent out then paying cash gets you a higher return because you are not paying any money towards the interest on the loan. If you use your IRA your money from rent goes into your IRA tax free and you are making even more money. Talk to your accountant and see what they say about spliting your money up and buying a couple of homes to rent out or if you are just going to live in the house is that really the best place for your money or can you get a better return investing in something else. Home interest rates will never be lower in your life time since they are at 50-60 year lows right now. Good luck. Tom Inglesby
You can rent to buy anywhere but in most cases it is not going to be worth it if you are trying to use your rent as a portion of your downpayment as buyers of done in years past. The lending rules have changed 180 degrees and you should not go into this situation in my opinion. You must be carefull when you do this. The seller must own the house free and clear. If they don't and you go into a contract to lease to own then they get forclosed on you are out and you are 2nd or 3rd in line to the title. Get yourself prequalifed for a loan if you cannot buy for a couple of years because of credit what happens in 2 years when you still cannot afford to buy because of credit what happens to your money? What do you do about the agreed upon price and the house has not gone up in value and maybe even dropped in price? These situations usually don't work out. Talk to a real estate attorney to find out all the pit falls and the lender because if you think your rent can be credited to the sale you find out that is not the case. Good Luck
Talk to your real estate agent about removing the wrong ones. Tom Inglesby
You must be carefull when you do this. The seller must own the house free and clear. If they don't and you go into a contract to lease to own then they get forclosed on you are out and you are 2nd or 3rd in line to the title. Get yourself prequalifed for a loan if you cannot buy for a couple of years because of credit what happens in 2 years when you still cannot afford to buy because of credit what happens to your money? What do you do about the agreed upon price and the house has not gone up in value and maybe even dropped in price? These situations usually don't work out. Talk to a real estate attorney to find out all the pit falls and the lender because if you think your rent can be credited to the sale you find out that is not the case. Good Luck
Sure find a realtor and they can search for you a much more specific data base than what you can find and areas make a difference where there are more of a certain kind that you like. Tom Inglesby
The government sells homes thru HUD and there are agents that list these homes. YOU might all look at bank owned since the bank has taken the house back and it is free of all liens and usually priced at 10-20% blow the market. Tom Inglsby
Getting a loan you have to. Even if you are buying and paying cash you would want to quarantee that your mom paid all the contractors that ever worked on the house. Someone could have put a lien on it and she never knew. It is a small price to pay for piece of mind. Good luck.
I agree with Mike talk you a real estate attorney. A good ethical agent would never press to represent both sides of an deal unless they are money motivated and stupid. These kind of things usually end up in court with an agent on both sides trying to make more money. Good Luck to you, Tom
Talk to an attorney but I agree with Mike. No realtor with common sense wants to push any one into agreeing to represent both sides of a deal to make a little more money because these usually end up in a law suit. Good luck, Tom
If you invested or really hoped it upgraded your home in the past 6 years you would be lucky to probably get much of an improvement in price after most homes dropped 30-40%. Ask your appraiser if they would buy your house from you at this price and they will tell you the value is good for that day when comparing past sales and you really have nothing to hold on to for real value. I would consider this as a cost to sell to make your home the improvements to make your home better than others in your price range. If your home was improved 10 or more years ago the look might be a little dated now? Under great times it takes a few good years of appreciating values to see 50%-75% or more come back to you. Depending also what you spent your money on? Kitchens and baths, windows, decks, landscaping are all areas that cost money but you will not get back 50% in past 5 years in most cases. Paint and carpet you will see the best return because it is fast and inexpensive compared to the other items. If there are many bank owned properties near you, look at those sales also and the banks don't really care if they drop the value of the neighborhood they just want out at many times at 40% of retail value. Many times sellers like you get these appraisals done thinking if the price is high the buyers should pay for the recent appraised value. Get some other price opinions and ask yourself after going out and looking at what some homes sold for not comparing your house to the over priced neighbors house that has been on the market for 1 year. Do you need to sell and take advantage of these great 50 year low interest rates? Buyers can qualify for more house now and if you wait for the prices to go up and buyers buyers can afford your house and the house you want to buy also went up and your interest rate went up is it worth it in the long run? It is hard in this market to sell high and buy low but it depends on where you are going? Good luck to you. Tom Inglesby, Broker
The location is important to leaving furniture or not? If you are by a university many professors come in and rent for a year or people that don't want to move and their company will pay for the 1 year lease want a furnishted house. Contact some property management companies in your area. Tom Inglesby, Broker
Go to VBOR web site that is for vacation by owner real estate, property and they also rent by the night in any city and enter the city and state and you will find many properties also look on craigs list. Tom Inglesby, Broker
Usually if you see the listing here you can access the listing thru this site or post the address and some agent will respond to you or call the listed agent on the sign. Tom Inglesby, Broker
I am not sure like the rest of us why you are asking the question? This property probably has had some remodeling done since 2008 they redid a bath and laundry room. The taxes are high because of the neighborhood but I would think the house has been updated some to reflect the taxes. That is a very strong area and homes sell quick and if you would like a price opinion please give me a call. Just because a house shows as 2 bedrooms that really doesn't mean anything the city will tax you and if you want to challenge the taxes you will have to let them in and most of the time your taxes will probably go up. Give me a call if you would like to discuss further? Tom Inglesby, broker RE/MAX Equity Group
Would you operate on your self to save money? What do you know about your surgery? A realtor is well worth every cent you pay them to keep you out of court. Every state has different laws about disclosure and what you as a seller has to disclose and not knowing the law sets you up for a potential law suite. In Oregon you can be sued for up to 6 years by a buyer that thinks they were taken advantage of and the realtor knows this. Good luck to you.
What price and area would you like to live. The city of Portland will allow attached units on any corner lot so this gives you many options if you are looking at 10,000 sq ft lots. I can do specific searches for you. Many large day light ranch homes can meet your needs and cost a lot less money. Let me know how I can help you?
That is a large question with many answers. If you give us a price range and house size there are probably many homes that could fit what you are looking for. Clackamas county starts about 8-7 miles from Portland. As you go farther from Portland the values really increase for the money if you want to live in the country and that sounds like that is what you want to do.
Albert I get lists from the title companies once a week. But the question I have to ask, is do you think you can get a better deal on the court house steps than buying a short sale or a bank owned (REO). There are some great deal as investors are out in force buying right now in Portland. I am in multiple offers on some of these homes that sold for $225,000 for sale now at $125,000. Give me a call and lets talk.
You need a real estate attorney to help you with this. In Oregon we have Errors and Omission insurance and my deductible is $5000 so if I help you for a fee and I get sued then the first $5000 comes out of my pocket. Not sure where you are from but if you need a good real estate attorney in Portland, email me?
Juan you can get an account and load your own pictures. You might try customer service and see what they say? Tom Inglesby
The first thing I would like to say is this sounds great what you want to do. Your perception of a lease to buy is quite different than that of 10 years ago. Your rent can no longer just be credited to you as a down payment but option rent above fair market value can be credited along with an option amount that you lose if you don't buy the house by a certain date. When buying this house who will step up and buy the house and sign on the dotted line and be responsible for the loan? Do you have some donor that has the money to help out? That would be the best and you pay them off in the future? Lenders today do not make loans like in the past. If you started in a lease option and 4 years from now no one steps up to buy you lose your option money or a bank today says they will make the loan and 2 years from now the rules changed just like they did 3 years ago and you are out the money. Try and find a landlord that might want a tax break or some kind of a tax deduction and give your organization a reduction in rent for some kind of benefit to them. I try and never put anyone in a lease because it can put a cloud on the title for the buyer and seller and this only gets settled in a court. I would have an attorney look over the final papers after you are told by 2 or 3 lenders that they will make you a loan in the future. Good luck to you. Tom Inglesby
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