A Good Lender/Loan Officer will be your best bet. Find one that is will to spend the time to review your credit and make suggestions on how to improve your scores so that a loan can be granted. It can be a one to two year journey and will require your active participation and in some cases a bit of a life style change, but is definitely doable! You may also want to check your credit with each credit bureau and make sure all notation are yours. If you find something noted that is incorrect, there is a process to have it removed in place. Find a great, experienced Realtor in the area you would like to purchase and solicit their help. Start the process and you can achieve your goal of home ownership!
It really varies depending on the Real Estate Management Company, Listing Brokerage and Property Owners point of view and business philosophy. Many listed and managed properties will only allow 2 incomes combined for a rental application approval.
Homes.com contains a wealth of information to help you learn more about real estate. As one of the nation's top online destinations for real estate listings, our database contains nearly four million homes for sale and rental homes. You can also search homes.com for new home construction, foreclosures, and homes for rent. Our real estate agent directory allows you to find Realtors from more than just one brokerage firm. So whether you are wondering what your home value is, looking for a real estate agent to help you buy or sell your home, or just looking to browse properties in your area, it's all right here.