College Renting: How to Transition From University Living to a New Home

by Alex ThatcherMay 29, 2017

What to Expect From Your Living Situation After College

Remember how you felt when you left home for college? Your world was full of uncertainty because you were entering a brand new life all on your own. Odds are you had a lot of expectations that weren’t filled, and some you never ever even expected. Well, that very same scenario is yours to be had again now that you’re graduating from college.

As you enter your new career and start building your post-college life, one of your goals will probably be to buy your first home. But, renting an off-campus home or apartment is vastly different than living in your very own home. Here are some the things you can expect to be different.
How to Transition From college to a New Home

You Really Are on Your Own

In your college rental, the place was probably filled with people more times than not. And, you had roommates who were there to help with all of the chores and cleaning. When you own your home, you’re in it all by yourself.

This means that you alone will be responsible for cleaning, taking out the garbage, emptying the dishwasher, etc. You’re going to have to take initiative to ensure the place doesn’t fall into disrepair.
How to Transition From college to a New Home

Home Expenses Are Much More Than a College Rental

When you buy a home, you have to take into account its price, but equally important is the cost of upkeep. In your college rental, you had a landlord who you could call if something broke or needed replacing. But in your home, you will be solely responsible for everything – from replacing the water heater to paying the electric bill. And then there’s the mortgage payment.

You might be surprised at how much more your mortgage is after getting used to splitting rent with your roommates. Today’s lenders prefer your monthly housing payment (principal, interest, taxes, and insurance) to not take up more than 28 percent of your income before taxes. So, your income will play a role in not only how much home you can afford, but also where you can live.

Expect to Feel a Bit Lonely

In a college rental, you always have your roommates or friends around. But when you leave college, that level of camaraderie rarely follows and when you’re living in your own home, there are times when you might feel lonely as a result.

The Good News Is…

Make no mistake, transitioning from college renting to your first new home is scary and it can be difficult for some. But, there are so many upsides to doing it that it won’t take you long to break out of your funk.

After all, you are on your own! You’re officially an “adult.” You can live life the way you want without having anyone else telling you what to do. Buying your new home after college will open you up to new cuisine, experiences, friends, and responsibilities.

More than anything else, your post-college life will allow you the opportunity to find out who you really are. And, owning your own home is the first step in the process (after landing a job, that is).
How to Transition From college to a New Home


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About The Author
Alex Thatcher
Alex is a home staging guru who moonlights as a writer. She loves everything about interior design and loves working in the industry. Alex is an expert in finding what makes people light up when they walk into a room, and has made a living by creating interiors that are unique, warm and inviting. When she isn't arranging flowers or making sure she's found the right loveseat for prospective buyers, she writes about her passion — home design.

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