When we finally decide to find a place of our own, we’re often excited about the opportunities created by a new home. Shopping for furniture, deciding where to put your favorite art and nick-knacks, and exploring new restaurants and stores are all part of the thrill when looking for a new place to live. However, one aspect of your new home is typically considered at best a nuisance and at worst a source of extreme anxiety and stress — your lease or rental agreement. But don’t let this packet of papers scare you and certainly don’t just turn to the last page to sign it… There’s important information in there that you’ll want to know about before [...]
When hunting for that perfect home, it’s very common to find just the right neighborhood, but no home for sale that exactly meets your needs, or when you do find an ideal layout with smart features and tasteful design, the location might be problematic. A popular strategy is to find the right neighborhood first, then look for a home that might need a little work or may even need major renovations. The nice thing about most renovations is that they can be done over time, working on one area as your timing and funds permit.
Renovations can be an exciting undertaking, giving you the opportunity to really make a house into a home, customized to meet your needs and [...]
When most people think of renting, their thoughts typically turn to large apartment complexes of units all stacked up and ready to occupy. And while this “big box store” approach to apartments certainly has its advantages (offering amenities like a clubhouse and laundry), renters have an opportunity to really stretch their comfort levels when looking for an ideal place to meet their housing needs. One of the biggest advantages to renting is that your commitment tends to be lower, in terms of both finances and time. You’ll have less riding on making the “perfect” choice. If a rental isn’t ideal, you’ll [...]
As technologies evolve and workforces become more diverse and specialized, more Americans are avoiding the traditional model of going into an office from 9-to-5. Individuals and companies are both realizing the value of having a flexible workforce that can work from home, taking a blended workplace/home office approach to their job. This approach has several advantages including the opportunity to respond to problems and needs as they arise, the ability to work in a quiet space away from corporate distractions, and cost savings relating to minimizing operational expenses for the business. You may also have the added advantage come tax time of being able to deduct $5 per square foot [...]
Modern Valentine’s Day is a far cry from its roots in Ancient Rome, which celebrated the Lupercalia festival in mid-February. Our current Valentine’s Day focuses more on poetic cards, sweet chocolates, and beautiful flowers exchanged with people we love. But love isn’t confined to a dozen long-stem roses or a delicious box of chocolates; it can be found in all sorts of places! They can be a romantic start for a new family, memorable wedding venue, honeymoon destination, or just a place to rekindle love.
Loveland, COWhere Love Lives
If straightforward love is what [...]
Renting an apartment or house has always been a popular alternative to home ownership for couples, singles, and college students, and the popularity of renting continues to grow as a viable option to affordable housing. But just because you’re renting, doesn’t mean you can’t make the space your own. Most rentals allow a fair bit of self-expression — just be sure to check with your landlord before embarking on any permanent changes.
If it’s a cosmetic change that you can (and will) remove yourself when you vacate, its probably okay. These include hanging posters, changing the window coverings, adding throw rugs, and accessorizing your furniture. But [...]
For most of human history, people have lived only in one place or in a small handful of homes their whole life. Frequent moving, driven by job mobility and changing markets, took place in many U.S. households over the last fifty years, but there has been a growing interest in returning to the concept of putting down roots and “aging in place.” This is defined by the CDC as “the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level.” When you age in place, you’re able to remain in your home as you get older, and as your needs change and your mobility decreases. Shopping [...]
When we think of hunting for treasure in an old home, the exciting image of stashed jewelry and bundles of money hidden under floorboards typically comes to mind. And while that certainly does happen from time to time, the kinds of treasures that most people find won’t make it into the news, even though they can save you thousands of dollars.Hardwood Floors
One of the most obvious hidden treasures that many people already know to look for are hardwood floors under carpet. The invention of carpets made from synthetic fibers in the 1950’s led to an explosion in carpet sales and the rise of wall-to-wall carpets. Homes with hardwood floors were often quickly covered [...]
On January 15th, Americans come together to observe Dr. Martin Luther King, Jr. Day, celebrating the life and impact of one of our most revered leaders of the civil rights movement. In 1983, President Ronald Reagan signed a law that made the third Monday in January a federal holiday, to commemorate his achievements. Cities, townships and neighborhoods across our great country share in the desire to recognize the values he inspired us to live up to, including unity, justice, courage, love, and nonviolence. His name graces many of our nation’s roads, landmarks, schools and public buildings, in recognition of the remarkable influence he had on the civil rights movement.
Aging in place is a concept that is becoming a big deal. Staying in a home of your choice as you age rather than moving to senior housing, as well as creating spaces that are equally accessible to everyone are helping people enjoy their quality of life. You might have decided to stay in your current home as long as possible, you might have disabled children or friends, or you just might want a home that’s more convenient for you and your family, especially if you have active, injury-prone kids (I know I seemed to constantly have a sprained ankle over some childhood mishap or another). Overhauling a home to be fully handicapped accessible can be expensive, but there are some [...]
The hard part is over! You’ve found that nearly perfect home that your family has been looking for. You’ve made an offer and it’s been accepted, and now you’re settling into the nuts and bolts of getting to closing. If you’re like 95% of home buyers, you’ve had an inspection done because you want to make sure that your new home is as safe, reliable, and valuable as you hoped it would be. A certified home inspector will do a very thorough job of checking out the property from top to bottom, and it’s inevitable that they may find anywhere from a few minor things out of sorts, to a long laundry list of desperately needed repairs. If you’ve [...]
We’ve all seen the ads on TV. Our favorite celebrities from the 70s and 80s telling us how reverse mortgages are a great way to add to retirement and eliminate monthly mortgage payments. And for some people, they can be an attractive option to consider depending upon your own personal situation. But they definitely aren’t right for everyone. A reverse mortgage is actually just a type of loan that allows homeowners to convert or effectively “sell back” a portion of their home’s equity to the bank for cash. Think of it like rolling back the clock on a regular mortgage. You’ll get cash for the value of the equity that you sell back, but you’ll [...]