As the last of Hurricane Harvey’s rains pelt an already waterlogged Houston and its surrounding communities, homeowners are no doubt taking the first steps in filing insurance claims on their damaged homes and property. Exactly how homeowners should navigate this claims process is information that’s more pertinent now than ever, so we’ve reached out to experts to find out five solid tips you should keep in mind as you begin the claims process.Your Insurance Agent Should Be Your First Call
Lisa Lindsay has been in the insurance industry for more than three decades and she’s the executive director of Private Risk Management Association, a collaborative [...]
The days when consumers could offer up a 20% down payment are long gone now. In fact, the National Association of Realtors estimates that the average down payment in 2016 was right around 11%. But even 11% can seem out of reach to homeowners, especially when you consider the average price of a purchased home in December 2016 was $390,100. At that price, the average down payment would be $42,911, which, for most of us, seems like a pretty intimidating amount of money.
I know that intimidation well; my wife and I went through the home buying process for the first time earlier this year. Luckily, Florida had a state bond program designed specifically to help homeowners pay for [...]
If you want to live in a city known for its great credit scores, you better bundle up. This past winter, credit bureau Experian released their 2016 State of Credit report. The study listed the 10 cities with the best average credit scores in the country. Some were small towns and others were big cities—most were in Minnesota or Wisconsin.
The scores of the top 10 cities started at Madison, Wisconsin’s 702 and topped out at Mankato, Minnesota’s 708.
A little extra research into these scores revealed incomes tended to be higher in these cities, but, based on the research we’ve done, we know that credit scores have a lot to do with on-time payments and [...]