All posts by Rana Waxman
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March 16, 2018

Is a Lender Credit Right For You?

In an ideal scenario, the perfect house shows up when you are ready and have the cash flow to cover the down payment, closing costs, and first month’s mortgage. However, this isn’t always the case. If crunching the closing cost numbers is beyond stressful, rather than missing the opportunity to buy now, you might see if a lender credit could make it happen.

What is a Lender Credit?

A lender credit is also called a lender assist, though you may want to sit down with your mortgage broker to more solidly understand the verbiage he/she uses. What is a lender credit? Essentially, as a borrower, your lender could agree to credit closing costs. For instance, you might [...]

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February 21, 2018

How to Handle a Relocation Like a Pro

Whether you are moving to a new neighborhood in the same city or packing up for a non-local move, relocation can be downright stressful. You’ll need to manage the emotions and tasks in tandem with carving out new routines. Instead of getting frantic, use these life tips and resources to handle relocation like a pro, or at least with a spirit of adventure.

7 Sites to Help You Research Your Relocation Destination

Instead of feeling overwhelmed with too much to do, start early and research your new location well. Look up things like demographics, crime information, school systems, doctors, and other essentials with these 8 sites. Crime Reports My Local [...]
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February 14, 2018

Top U.S. Cities for MBA Graduates

For the millennial business administration student, an MBA coupled with an entrepreneurial spirit may be enough to think about relocation. Each year, grads and young professionals tidy up their LinkedIn profiles, and with resume in hand, look for new lands of opportunity. But millennials are choosy, tech-savvy, and night-life smart. They want a thriving local scene where they can parlay their skills into a balanced life of work and play.

What are the Top Cities for MBA Graduates?

Lists being what they are, provide rankings for best MBA programs, best cities for millennials, and best states for MBA graduates. So where do you start looking?

As with any search, the [...]

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January 24, 2018

The Value of a View & What to Do if You Don’t Have One

For urban dwellers, the expression “you pay for the view” could be a reason to exchange seeing out for seeing in. How important is a view vs. space and square footage? What should you do if you don’t have a view? These questions are good to figure out ahead of time, especially for couples who may ‘view’ things differently from one another.

The Value of a Great View

An appraiser will tell you that the old adage “location, location, location” still rings true and that a view adds value to a property. Per the Appraisal Journal, “residential lots with a view command significantly higher prices.” The exact price of a view may be hard [...]

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January 17, 2018

Live Near the Art Museums in Fairmount, Philadelphia

The Fairmount, or as locals call it ‘the Art Museum area’ neighborhood melds tree-lined streets with urban living and a vibrant creative energy. Just steps from the Rodin Museum, the Philadelphia Art Museum and the Barnes, culture and famous attractions are a stroll away. If you want to live in the city but not its downtown core, this may be the perfect place to reside.

Where is Fairmount Neighborhood?

Fairmount is one of the neighborhoods within the greater Center City district of Philadelphia. Its boundaries are north of Spring Garden Street, west of Broad Street, south of Girard Avenue and east of The Schuylkill River trail.

Depending on who you talk to, [...]

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December 26, 2017

Rent to Own: Is it an Option?

Rent-to-own is an alternative to the traditional agreement between home buyers and sellers. Typically, a buyer presents an offer. Once accepted, the payment, settlement, and new ownership takes place. Lease-to-own, or ‘rent-to-own’, does not follow this process. Instead, it allows a renter to become the buyer. This is done through another type of contract agreed upon by the two parties.

What is Rent-to-Own?

The details of a rent-to-own may vary. Usually, the term refers to a scenario where the owner promises to sell their property to the tenant for a specific price, within a certain period of time.

To this end, some contracts do not obligate the tenant to [...]

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December 13, 2017

5 Tips to Build an Art Collection in the New Year

In this season of festive decor, it is hard not to be inspired by local crafts, visits to museums and winter markets. For those who take it to heart, the holidays can be a great time to start, or build, an art collection.

What is an Art Collection?

An art collection is a gathering of works of art by a private individual or a public institution. Paintings, sculptures, printmaking, drawing, decorative arts, photography, and installations are examples of the many faces of art.

In Philadelphia, one of the best examples of an art collection is at the Barnes Foundation. The Barnes is home to one of the world’s most extensive collections of impressionist, [...]

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November 30, 2017

15 Ways to Winterize and Warm up to Winter

Sometimes Jack Frost knocks at the door before we have winterized it. Winterize is a term that denotes adaptation and preparation for cold weather. Not everyone warms up to winter, but this is the time of year to defrost your coping skills. These 15 tips can help you face the upcoming challenges of snow, wind and the big freeze.

The ways each of us can winterize and warm up to winter are dependent on so many factors. Geography in particular is something to be mindful of: in the northeast things can get kind of chilly, but just having a scarf and sweater isn’t the only cold weather strategy to have in place. Three of the main areas that needs to be winterized as [...]

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November 21, 2017

The Walkability Factor & Why It Matters

If things like air quality and physical activity are as much on your radar as real estate, you are one of many who prefers a walkable lifestyle. Researchers show that a neighborhood’s walkability has positive health outcomes on body mass index, better breathing, and a more streamlined flow through daily activities. If you are someone who prefers to walk to work, schools, shops, restaurants, the bank and other errands, you may want to live somewhere that is pedestrian friendly.

The Walkability Factor and Why It Matters

For some, the ability to get where they need to go on foot is a huge asset, not to mention a way to burn calories. Certainly, walking – even if to catch [...]

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November 3, 2017

City of Brotherly Love, and the Philadelphia Row

If you are buying or selling a house in Philadelphia, chances are it is a row house. Row houses are everywhere, from old city to Roxborough. They come in various shapes and sizes from the smallest that measure in at 400 square feet to the more modern styles that are graced with one car garages. To know their history and look beyond the (sometimes) homogeneous facade, offers some great insight into what you might look to own or, market to sell.

City of Brotherly Love, and the Philadelphia Row

Philadelphians have lived in row homes since the colonial days. They are so intrinsic to the city that the Encyclopedia of Greater Philadelphia proclaims that the “row house defines [...]

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October 18, 2017

Small Kitchens: The New Kitchen on the Block

Does your dream home have everything except a showpiece kitchen? While traditionally, kitchens have been central spaces for cooking, eating, hanging out, and showcasing appliances, today’s kitchens are often practical, lifestyle spaces. Built-ins are not just for master bedrooms anymore. Whether it is by design or as a trade-off, this ‘less is more’ attitude is creating some innovative and adaptive trends.

Scaling Down by Choice

For those who want to pare kitchen size down by choice, the micro-kitchen is the new kitchen on the block. You may have seen these in cartoons like The Jetsons, or even at work, as small stations where employees could pick up a [...]

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September 21, 2017

Words Matter: Sales and the Art of Describing Your Home

The Power of Words

In today’s digitally-driven world, marketing a house must be done with the precision it takes to write a catching 140-character tweet. Buyers are word-savvy and since they may be skim-readers, the words you choose to describe your home may make a difference to potential buyers. In fact, the right words might attract a potential buyer to your next open house. Moreover, certain words might help you get a better price for it.

In a recent analysis by CoreLogic, it was found that with respect to location, condition, and design, properties that were described with positives performed better. They had more market appeal and gleaned higher-than anticipated [...]

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