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Houses for Sale near Landmark Christian School

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  • /29

    $394,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,447 Sq Ft

    5710 Somerset Dr, Haines City, FL 33844

    Under Construction. "The Robie Modern is a two-story floorplan featured in our Crosswinds East in Haines City, Florida. With 3 charming exteriors to choose from and pops of vibrant color, the Robie is sure to be the envy of the neighborhood.Inside this inviting 5 bedroom, 3 bathroom home, you’ll find 2,447 square feet of comfortable living. As you enter through our newly designed doorways

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    5710 Somerset Dr, Haines City, FL 33844
  • /16

    $287,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,487 Sq Ft

    4761 Katrina Dr, Haines City, FL 33844

    This new single-story home maximizes space and emphasizes convenience. The open-concept layout integrates the family room, dining room and kitchen with a central island, facilitating effortless transitions between rooms for easy entertaining during gatherings. On the opposite side of the home are all three bedrooms, including the peaceful owner’s suite with an attached bathroom and walk-in closet.

    Lennar

    Bloom, Haines City, FL 33844
  • /22

    $500,430 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,894 Sq Ft

    3262 Ellsworth Ave, Davenport, FL 33837

    Under Construction. Welcome home to Hartford Terrace in Davenport! Pulte's hottest new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    3262 Ellsworth Ave, Davenport, FL 33837
  • /7

    $389,675 New Construction

    • 4 Beds
    • 3 Baths
    • 1,988 Sq Ft

    1144 Cumberland Trail, Lake Hamilton, FL 33844

    Under Construction. Brand new, energy-efficient home available by Jul 2025! Open floor plan creates a unified living space with a large great room that overlooks the kitchen and dining area. The primary suite is tucked in the rear of the home offering plenty of privacy and features a spacious walk-in closet and shower. Now selling from the low $300s, Hamilton Bluff Signature Series will offer new

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    1144 Cumberland Trail, Lake Hamilton, FL 33844
  • /6

    $395,990 New Construction

    • 5 Beds
    • 3.5 Baths
    • 2,560 Sq Ft

    726 Ginger Dr, Haines City, FL 33844

    Under Construction. Spacious new 5-bedroom, 3.5-bath home featuring an open concept design and a convenient first-floor guest suite with full bath and walk-in closet. Tile flooring in the main living areas on the first floor and window blinds throughout add style and functionality. The modern Kitchen boasts beautiful cabinetry with crown molding, quartz countertops, tile backsplash, and stainless

    Stephen Wood LANDSEA HOMES OF FL, LLC

    726 Ginger Dr, Haines City, FL 33844
  • /14

    $379,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,109 Sq Ft

    3016 Chicago Ave, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. Caring for aging parents or have a young adult child still at home? This one story, Next Gen home has four bedrooms, three baths and a two car garage. There is a separate entrance for a Next Gen Bedroom, living room and kitchenette, giving the sense of privacy and independence within proximity. This home comes fully equipped

    Ben Goldstein LENNAR REALTY

    3016 Chicago Ave, Haines City, FL 33844
  • /23

    $304,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    2236 Crown Rock Dr, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. This new single-story Celeste is a modern take on a classic design. Down the foyer is a spacious and open-plan family room which has direct access to the cozy dining room, well-equipped kitchen and attached patio, perfect for everyday living. In a private corner is the owner’s suite with a convenient adjoining bathroom, while on

    Ben Goldstein LENNAR REALTY

    2236 Crown Rock Dr, Haines City, FL 33844
  • /21

    $409,999 New Construction

    • 5 Beds
    • 3 Baths
    • 2,892 Sq Ft

    1025 Foreshore Ln, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. Never run out of space with the Catalina, a spacious two-story home designed for ultimate comfort and flexibility! This home boasts 5 bedrooms, 3 bathrooms, a versatile den, a generous upstairs recreation space and a private 2-car garage. The open concept floorplan, perfect for entertaining or just hanging out, is complemented by

    Dale Human CASA FRESCA REALTY

    1025 Foreshore Ln, Haines City, FL 33844
  • /6

    $362,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,105 Sq Ft

    462 Marion Loop, Haines City, FL 33844

    Under Construction. Exceptional new 4-bedroom, 3-bath home features an open-concept design and includes a spacious Great Room that opens to a covered rear Lanai—perfect for indoor-outdoor living. The stylish Kitchen offers beautiful cabinetry with crown molding, quartz countertops, sleek tile backsplash, and stainless steel appliances. Enjoy tile flooring in the main living areas and window

    Stephen Wood LANDSEA HOMES OF FL, LLC

    462 Marion Loop, Haines City, FL 33844
  • /3

    $453,390 New Construction

    • 5 Beds
    • 4 Baths
    • 3,267 Sq Ft

    3539 Weaver Way, Davenport, FL 33837

    Welcome home to Hartford Terrace in Davenport! Pulte's hottest new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    3539 Weaver Way, Davenport, FL 33837
  • /20

    $283,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,487 Sq Ft

    2204 Crown Rock Dr, Haines City, FL 33844

    One or more photo(s) has been virtually staged. This new single-story Bloom maximizes space and emphasizes convenience. The open-concept layout integrates the family room, dining room and kitchen with a central island, facilitating effortless transitions between rooms for easy entertaining during gatherings. On the opposite side of the home are all three bedrooms, including the peaceful owner’s

    Ben Goldstein LENNAR REALTY

    2204 Crown Rock Dr, Haines City, FL 33844
  • /30

    $334,990 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,326 Sq Ft

    2524 Absolute Ave, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. This two-story Georgia will definitely be on your mind... This beauty highlights a modern open layout, seamlessly integrating a first-floor kitchen with a central island, a dining room and a welcoming family room with patio access. On the same level is a private owner's suite with an attached bathroom. Situated upstairs is a

    Ben Goldstein LENNAR REALTY

    2524 Absolute Ave, Haines City, FL 33844
  • /28

    $314,990 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,112 Sq Ft

    2225 Crown Rock Dr, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. The first floor of the stunning Edison two-story home is host to an open-concept layout that combines the kitchen with the living and dining areas, and an outdoor patio is easily reached off the main living space. Upstairs, five bedrooms surround a versatile loft, including the luxe owner’s suite, complete with a generous walk-in

    Ben Goldstein LENNAR REALTY

    2225 Crown Rock Dr, Haines City, FL 33844
  • /16

    $373,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,109 Sq Ft

    4813 Katrina Dr, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. Caring for aging parents or have a young adult child still at home? This one story, Next Gen home has four bedrooms, three baths and a two car garage. There is a separate entrance for a Next Gen Bedroom, living room and kitchenette, giving the sense of privacy and independence within proximity. This home comes fully equipped

    Ben Goldstein LENNAR REALTY

    4813 Katrina Dr, Haines City, FL 33844
  • /9

    $414,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,615 Sq Ft

    3436 Haven Side Rd, Davenport, FL 33837

    Welcome home to Hartford Terrace in Davenport! Pulte's hottest new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    3436 Haven Side Rd, Davenport, FL 33837
  • /4

    $333,215 New Construction

    • 3 Beds
    • 2 Baths
    • 1,486 Sq Ft

    1818 Daystar Dr, Haines City, FL 33844

    Under Construction. Under Construction. New construction home with 1,486 square feet on one-story including 3 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, pantry, and a spacious counter height bar, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    1818 Daystar Dr, Haines City, FL 33844
  • /22

    $279,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,487 Sq Ft

    4773 Katrina Dr, Haines City, FL 33844

    One or more photo(s) has been virtually staged. Under Construction. This new single-story Bloom maximizes space and emphasizes convenience. The open-concept layout integrates the family room, dining room and kitchen with a central island, facilitating effortless transitions between rooms for easy entertaining during gatherings. On the opposite side of the home are all three bedrooms, including

    Ben Goldstein LENNAR REALTY

    4773 Katrina Dr, Haines City, FL 33844
  • /11

    $349,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,434 Sq Ft

    6725 Winterberry Dr, Lake Hamilton, FL 33851

    Welcome to The Linden! This stunning 5 bedroom, 3 bathroom oasis is the perfect blend of comfort and style. As you step inside, you'll be greeted by a spacious and inviting open floor plan that is perfect for entertaining or simply relaxing with loved ones. Past the stairs is the large, open living area, including the great room, dining room, and kitchen - whip up delicious meals while chatting

    Stanley Martin Homes

    The Linden, Lake Hamilton, FL 33851
  • /9

    $334,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,589 Sq Ft

    1319 Normandy Dr, Haines City, FL 33844

    Welcome to The Portland! This stunning property boasts 3 spacious bedrooms and 2 full bathrooms, providing plenty of room for you and your loved ones. As you step inside, you'll be greeted by an abundance of natural light that floods through the windows, creating a warm and inviting atmosphere. The heart of this home is the open-concept living area, perfect for entertaining guests or simply

    Stanley Martin Homes

    The Portland, Haines City, FL 33844
  • /14

    $314,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,715 Sq Ft

    613 Ambleside Dr, Haines City, FL 33844

    Under Construction. Under Construction. New construction home with 1715 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    613 Ambleside Dr, Haines City, FL 33844
  • /28

    $383,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,601 Sq Ft

    816 Silver Palm Dr, Haines City, FL 33844

    Under Construction. Cypress Park presents open floor plans available to build in Haines City, Florida. Our homes are all concrete block construction including our two-story layouts, optimizing living space with an open concept kitchen overlooking the living area and dining room. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and ample

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    816 Silver Palm Dr, Haines City, FL 33844
  • /28

    $389,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,601 Sq Ft

    820 Silver Palm Dr, Haines City, FL 33844

    Under Construction. Cypress Park presents open floor plans available to build in Haines City, Florida. Our homes are all concrete block construction including our two-story layouts, optimizing living space with an open concept kitchen overlooking the living area and dining room. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and ample

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    820 Silver Palm Dr, Haines City, FL 33844
  • /32

    $342,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,828 Sq Ft

    958 Princess Sabal Point, Haines City, FL 33844

    Under Construction. Cypress Park presents open floor plans available to build in Haines City, Florida. Our homes are all concrete block construction including our two-story layouts, optimizing living space with an open concept kitchen overlooking the living area and dining room. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and ample

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    958 Princess Sabal Point, Haines City, FL 33844
  • /26

    $328,420 New Construction

    • 4 Beds
    • 2 Baths
    • 1,828 Sq Ft

    2693 Trinidad Rd, Haines City, FL 33844

    Under Construction. "Introducing the Cali floorplan at Tradewinds, in Haines City, Florida, where every square foot is put to use with sophistication and comfort.Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and tile floors

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    2693 Trinidad Rd, Haines City, FL 33844
  • /2

    $310,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    5503 Bluebonnet Place, Lake Hamilton, FL 33844

    Don't miss the opportunity to own this 3-bedroom, 2-bathroom home in Haines City, Florida. The home features spacious living areas. It offers high ceilings, natural light, and upscale finishes. Enjoy the peace of mind of a new roof, new windows and doors, air conditioning, plumbing, flooring, and fully custom cabinetry. The kitchen and bathrooms feature modern cabinetry. Located in the best area

    Carolina Preciado POTENTIAL PROPERTY GROUP

    5503 Bluebonnet Place, Lake Hamilton, FL 33844
  • /2

    $306,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,666 Sq Ft

    981 Ambleside Dr, Haines City, FL 33844

    Under Construction. Welcome to your dream home in Bradbury Creek! Step into the Quail Ridge Plan. This delightful home features an open living room that flows into a beautifully designed dining area and kitchen, perfect for gatherings. The kitchen is the heart of the house, boasting elegant cabinetry, granite countertops, and stainless steel appliances, including a range with a microwave and

    David Rodriguez WJH BROKERAGE FL LLC

    981 Ambleside Dr, Haines City, FL 33844
  • /23

    $346,165 New Construction

    • 4 Beds
    • 2 Baths
    • 1,839 Sq Ft

    1279 Normandy Dr, Haines City, FL 33844

    Welcome to The Juniper, nestled in the charming Green Leaf neighborhood! This beautiful 4-bedroom, 2-bathroom retreat is ready to welcome you home. With a spacious 2-car garage and single-story layout, it perfectly combines convenience and elegance. As you step inside, you'll be greeted by an open floor plan bathed in natural light. The inviting living room is ideal for hosting gatherings or

    Stanley Martin Homes

    The Juniper, Haines City, FL 33844
  • /30

    $379,999 New Construction

    • 5 Beds
    • 3 Baths
    • 2,470 Sq Ft

    4102 Gerbera Daisy Ave, Lake Hamilton, FL 33851

    One or more photo(s) has been virtually staged. Under Construction. Check out the Indigo, a spacious two-story, 5-bedroom, 3-bathroom, 2-car garage home perfect for growing families or hosting guests. Enter the impressive foyer with soaring ceilings that creates an immediate sense of openness. From the foyer, the home effortlessly flows into the main living areas and kitchen. With quartz

    Dale Human CASA FRESCA REALTY

    4102 Gerbera Daisy Ave, Lake Hamilton, FL 33851
  • /5

    $304,300 New Construction

    • 3 Beds
    • 2 Baths
    • 1,269 Sq Ft

    735 Trailhead Point, Lake Hamilton, FL 33844

    Brand new, energy-efficient home available NOW! This homes elongated foyer impresses upon entry. Enjoy cooking in the spacious kitchen that overlooks the great room, dining nook and outside patio. Primary suite in the back of home features dual vanity sinks, a walk-in shower and large walk-in closet. Now selling from the high $200s, Hamilton Bluff Classic Series will offer new single-family homes

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    735 Trailhead Point, Lake Hamilton, FL 33844
  • /6

    $365,200 New Construction

    • 4 Beds
    • 2 Baths
    • 1,840 Sq Ft

    2428 White Tail St, Davenport, FL 33837

    Under Construction. Brand new, energy-efficient home available by Jul 2025! Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. Now selling from the $300's. Deer Run at Crosswinds offers new single-family

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    2428 White Tail St, Davenport, FL 33837
  • /6

    $336,000 New Construction

    • 4 Beds
    • 2 Baths
    • 1,840 Sq Ft

    3558 Rutland Ln, Haines City, FL 33844

    Under Construction. Brand new, energy-efficient home available by Jul 2025! Prepare dinner from this home's open kitchen which overlooks a spacious great room. Now selling from the high $200s, Bradbury Creek offers new single-family homes in “The Heart of Florida”, Haines City. Its proximity to Hwy 17-92 allows for easy access to major metro areas. This community features an abundance of

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    3558 Rutland Ln, Haines City, FL 33844
  • /6

    $350,000 New Construction

    • 4 Beds
    • 2 Baths
    • 1,840 Sq Ft

    1136 Cumberland Trail, Lake Hamilton, FL 33844

    Brand new, energy-efficient home available NOW! Prepare dinner from this home's open kitchen which overlooks a spacious great room. Now selling from the low $300s, Hamilton Bluff Signature Series, new single-family homes in Polk County. Surrounded by scenic lakes, this community is located minutes away from Hwy 27, providing convenient to access major metro areas. Residents will have access to an

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    1136 Cumberland Trail, Lake Hamilton, FL 33844
  • /19

    $330,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,695 Sq Ft

    1152 Cumberland Trail, Lake Hamilton, FL 33844

    Under Construction. Brand new, energy-efficient home available by Jul 2025! Configure the flex room in the front of the home to an at home office space or hobby space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Now selling from the low $300s, Hamilton Bluff Signature Series, brand new

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    1152 Cumberland Trail, Lake Hamilton, FL 33844
  • /20

    $317,940 New Construction

    • 3 Beds
    • 2 Baths
    • 1,479 Sq Ft

    1850 Daystar Dr, Haines City, FL 33844

    Under Construction. New construction home with 1,479 square feet on one-story including 3 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, pantry, and a spacious counter height bar, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    1850 Daystar Dr, Haines City, FL 33844
  • /4

    $367,660 New Construction

    • 4 Beds
    • 2 Baths
    • 2,005 Sq Ft

    1842 Daystar Dr, Haines City, FL 33844

    Under Construction. Under Construction. New construction home with 2005 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    1842 Daystar Dr, Haines City, FL 33844
  • /15

    $330,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,240 Sq Ft

    1551 Landon Ln, Haines City, FL 33844

    Pre-Construction. To be built. Pre-permitted lot. Welcome home to Laurel Glen. New home designs in a CDD-free community near US-27 & Cypress Parkway.Getting around the area will be a breeze, no matter where your travels take you - shopping and dining at Posner Park or Champions Gate, a day trip to Disney or Legoland, or simply running errands close to home. We have a variety of floorplans to fit

    Bill Maltbie MALTBIE REALTY GROUP

    1551 Landon Ln, Haines City, FL 33844
  • /8

    $378,780 New Construction

    • 4 Beds
    • 2 Baths
    • 2,005 Sq Ft

    1516 Fleur Dr, Haines City, FL 33844

    Under Construction. New construction home with 2005 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    1516 Fleur Dr, Haines City, FL 33844
  • /19

    $363,309 New Construction

    • 4 Beds
    • 2 Baths
    • 1,819 Sq Ft

    1496 Fleur Dr, Haines City, FL 33844

    Under Construction. New construction home with 1819 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with granite countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious counter height island, fully open to the dining cafe and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank

    George Lindsey, III CAMBRIDGE REALTY OF CENTRAL FL

    1496 Fleur Dr, Haines City, FL 33844
  • /2

    $314,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,811 Sq Ft

    985 Ambleside Dr, Haines City, FL 33844

    Under Construction. Discover unparalleled comfort in this exquisite home situated in the serene Bradbury Creek Discover modern living with the Baselton Plan a charming single-story home. The open design seamlessly connects the Living, Dining, and Kitchen areas. The chef’s dream kitchen features sophisticated cabinetry, elegant granite countertops, and stainless steel appliances, including a

    David Rodriguez WJH BROKERAGE FL LLC

    985 Ambleside Dr, Haines City, FL 33844
  • /2

    $287,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,666 Sq Ft

    2365 Oklahoma Dr, Sumterville, FL 33585

    Under Construction. Discover unparalleled comfort in this exquisite home situated in the serene Sumter Villas! Step into the Quail Ridge Plan in the charming this delightful home features an open living room that flows into a beautifully designed dining area and kitchen, perfect for gatherings. The kitchen is the heart of the house, boasting elegant cabinetry, granite countertops, and stainless

    David Rodriguez WJH BROKERAGE FL LLC

    2365 Oklahoma Dr, Sumterville, FL 33585

Showing Results 561 - 600, Page 15 of 18

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