Northumberland County VA Homes under $400,000

A Must See Wonderful Beach House Awaits a Lucky Buyer in the established Bay Quarter Shores waterfront oriented community. Relax here with family and friends enjoying the Water Views being right across the street from the Potomac River and the Community Pool with Playground, Picnic Tables, Clubhouse, Boat Ramp and Beach on the Cod Creek side. Just a stroll or roll down the riverfront street is

Susan Moenssens Lighthouse Real Estate

Welcome to your dream home nestled in beautiful Chesapeake Beach!! This exquisite well cared for custom-built home offers the perfect blend of modern luxury and serene water access living. Enjoy access to the stunning waters of the Chesapeake Bay, perfect for boating, fishing, crabbing and enjoying breathtaking sunsets while hanging out on the beach.This meticulously designed residence features

Richie Burgess Bragg & Company

BACK ON THE MARKET - no fault of seller. Wonderful opportunity to live in a terrific waterfront community with community dock, picnic area and boat launch just minutes away! Well maintained, move in ready home nestled on a beautiful 3.77 acres! Lovingly cared for inside and out. You are welcomed by a large full length front porch. Home features functional one-level living with lots of natural

Debbie McIntyre Cobblestone Realty Inc.

You CAN have it all in this SPACIOUS Cape Cod nestled on `1 acre in the water access neighborhood of BAY QUARTER SHORES. The meticulously maintained residence blends traditional charm with contemporary updates. The welcoming entry opens to a light-filled gathering space with fully functional Vermont Castings wood stove, newer oak flooring, and built-in shelving. The living room leads to an open

Katherine Rhule Liz Moore & Associates, LLC

Beautifully updated home in the town of Kilmarnock. This one-level home has a completely updated kitchen with tile floors, quartz counters, marble backsplash, under cabinet lighting, custom pull-outs, gas cooking, and tons of storage. The kitchen is open to the great room with dining area, built-in shelving, hardwood floors and wood burning stove. The primary bedroom en suite is large with a

Lisa Shultz Long & Foster Real Estate

Brick ranch on + 1.4 acres offers 2542 sq ft of beautiful living space. Greatroom with fireplace - kitchen offers lots of cabinets, Living room with fireplace, Dining area, Sunroom with hot tub, Primary bedroom with bath, Two additional spacious bedrooms, Two full baths, Large walk-in pantry/storage, attached open carport. Garage (2,130 sqft), Detached enclosed carport and open carport.

Wendy Newsome Middle Bay Realty

SIGNIFICANT PRICE IMPROVEMENT!!! COMPLETE RENOVATION IN 2020, LUXURY VINYL THROUGHOUT, BEDROOM ON FIRST FLOOR, LARGE PRIMARY BEDROOM WITH 7'7"X6'11" WALK IN CLOSET AND 14'7"X9'3" PRIMARY BATH. UNFINISHED BASEMENT, PLENTY OF STORAGE IN THE BASEMENT AND ON THE THIRD FLOOR. NEW ROOF, SEPTIC AND ARTESIAN WELL

robert nolting Middle Bay Realty - B

Brick ranch on approximately 1.4 acres offers 2542 sq ft of beautiful living space. Greatroom with fireplace - kitchen offers lots of cabinets, Living room with fireplace, Dining area, Sunroom with hot tub, Primary bedroom with bath, Two additional spacious bedrooms, Two full baths, Large walk-in pantry/storage, attached open carport. Garage (2,130 sqft), Detached enclosed carport and open

Wendy Newsome Middle Bay Realty - K

Brand new home completed April 8, 2025. In waterfront community with community pier and large rec. area looking into Chesapeake Bay. Large back deck 12X16, energy efficient heat pump, stainless appliances, LVP flooring, high end ceiling fans, granite countertops, large tile shower. Conditioned crawl space. 1 Minute to Chesapeake Bay and it's great fishing. Please see additional photos to see the

Steve Jones Middle Bay Realty - B

Just completed in May 2025, this brand-new home is situated on a 2.08-acre lot with water access to Hull Creek and the Potomac River, including a community boat ramp and dock—perfect for those who enjoy boating, fishing, or relaxing by the water. The home offers approximately 1,508 square feet of living space, along with a front porch and a large rear deck built on a substantial foundation,

Jason Patton Bay River Realty

Beautiful New Construction Home on private, wooded, cul-de-sac - ready for new owners to enjoy in April 2025. This gorgeous Laurel Creek model by Rock River Homes is situated on .78 acres in one of the Northern Neck's favorite neighborhoods. Twin Harbors is a small enclave of homes with a stunning, private sand beach looking out to the Bay, and a community fishing pier and boat ramp on Owens

Beth Groner Keller Williams Fairfax Gateway

This spacious Ranch style home offers a great floor plan for one-level living. Home features a large kitchen with island that opens to a family room and living room making it the perfect home for entertaining. Master bedroom and private bath are separate from the guest bedrooms and guest bath. Home also features a large utility room and a den/office area. You will love the detached garage

Deborah V. Newsome VanLand Realty

This 2+ acre property in the small community of Fountain Cove has it all! The 3 bedroom house includes an open concept kitchen and living area with LVP flooring and a gas range, two beautifully updated full bathrooms, and a spacious 384 sqft screened in porch. Outside you will find gorgeous mature trees, a well maintained lawn, stone driveway, and a detached 40'x40' 4 bay garage that offers

Erin Rice Middle Bay Realty - B

WATERFRONT and so close to the Chesapeake Bay. Charming ranch style cottage is located near Main Street in Reedville, VA. Large yard for family gatherings. storage building for lawn equipment, Breezeline internet is available. This three bedroom cottage is perfect for the river/bay escape or full time living. Great rear deck perfect for entertaining and BBQ's. Large backyard meets the creek, 3-4

Susan Moenssens Lighthouse Real Estate

WATERFRONT Cottage in the Woods is Ready to Move In! Nestled among the trees and overlooking the peaceful waterfront, this charming cottage is the perfect blend of comfort, style, and nature. Step inside to a bright and airy open-concept living room and kitchen combo, designed to maximize your views of the water with walls of glass and soaring vaulted ceilings. The kitchen is a dream—flooded with

Deborah Reynolds Keller Williams Realty

PRICED TO SELL This water access 3-4 bedroom 3.5 bath home boasts amazing water views and is just two minutes from the neighborhood boat ramp. Property features include an open floor plan nicely appointed with three bedrooms and three bathrooms on the first floor and a loft upstairs space Including an office area, large potential bedroom, full bathroom and an extra large bonus room. Located in

robert nolting Middle Bay Realty - B

BACK ON MARKET DUE TO NO FAULT OF THE SELLER!! Calling all river enthusiasts, Airbnb hosts, or anyone seeking the coastal cottage lifestyle – this newly renovated gem on Killneck Creek off the Coan River in Lottsburg is the perfect retreat! This fully furnished home offers 1,005 sqft of living space on 0.99 acres, featuring 2 bedrooms, 1.5 baths, and an open floor plan ideal for entertaining.

Kelsey Brooks Hometown Realty

Waterfront Opportunity in Reedville, VA – 5.77 Acres on Cockrell Creek!Just think about the potential of this 5.77-acre waterfront property in the charming fishing town of Reedville, VA! Sitting along the scenic Cockrell Creek, this flat, mostly cleared lot offers breathtaking water views and endless possibilities. The property features a private pier, providing direct access to the

JAMAAL DICKERSON Coldwell Banker Elite

This recently remodeled and modernized Farmhouse is a very popular AirBnB! Continue the rentals or make it your own private getaway. This wonderful home on 3.16 AC has a view across to the Great Wicomico River and is convenient to several marinas and eateries. Enjoy the modern kitchen, cozy living room, and delightful porch. Three bedrooms and 2 baths provide space for you and guests. Outside,

Pam Bosmans Cobblestone Realty, Inc.

To Be completed – Harbor Landing, Lot 12 New construction on 1.309 acres in the quiet and established Harbor Landing community in Burgess, Northumberland County. This 1,795 sq. ft. home will feature 3 bedrooms, 2 full bathrooms, and an attached garage. Vinyl siding in Pacific Blue with Colonial White trim offers clean curb appeal. The kitchen comes equipped with appliances, and the floor plan

Kevin Wilson Bay River Realty

Beautiful New Construction Home on private, wooded, 1.077 Acre Lot - ready for new owners to enjoy in September of 2025. This gorgeous Laurel Creek model by Rock River Homes is nestled in the desirable Doctor's Point Road area just around the corner from Lewisetta Marina and close to shops and restaurants in Callao and Heathsville. This fantastic open-concept design greets you with a welcoming

Beth Groner Keller Williams Fairfax Gateway

New construction 4Bd/2Ba mobile home to be built and set. Situated on 2.3 acres. Stainless steel appliance upgrade. Choose your siding, flooring color, paint and more while you still have time. Permanent foundation! Ask us about financing options! Pictures are of a similar build not all options may be available/applicable.

Courtney Schroeder Southern Home Realty LLC

September '25 completion date for this Northern Neck New Construction gem in the Bayfront and water-access community of Chesapeake Harbor. This Rock River Homes Cedar Creek with oversized detached two-car garage is a fantastic open-concept design with 3 bedrooms, 2 full baths, a HUGE Great Room with dramatic cathedral ceiling, a gourmet kitchen with a large prep island, sophisticated cabinetry &

Beth Groner Keller Williams Fairfax Gateway

Looking for a second home or retirement home just 2.5 hours from the DMV? The Northern Neck Coastal Area of Virginia offers many options including this June 2025 delivery - (just in time for Summer!) - New Construction gem in the fantastic WATER ACCESS community of Chesapeake Harbor. This Rock River Homes Laurel Creek plan is a fantastic open-concept design with 3 large bedrooms, 2 full baths, a

Beth Groner Keller Williams Fairfax Gateway

June 2025 delivery - (just in time for Summer!) - for this New Construction gem in the fantastic WATER ACCESS community of Chesapeake Harbor. This Rock River Homes Laurel Creek plan is a fantastic open-concept design with 3 large bedrooms, 2 full baths, a HUGE Great Room with vaulted ceilings, and a gourmet kitchen with a large prep island, white cabinetry and gorgeous granite tops. The main

Beth Groner Keller Williams Fairfax Gateway

This charming river cottage is designed to create lasting family memories & celebrate milestones. With its serene setting & abundant amenities, it offers the perfect escape from the hustle & bustle of everyday life. The home sits on two lots, boasting 100+ feet of water frontage on Presley Creek. The property provides opportunities for outdoor enjoyment & relaxation, making it an ideal spot for

Lisa Shultz Long & Foster Real Estate, Inc.