$375,000
SOLD JAN 28, 2025

10 Betsy Ross Cove Ruther Glen, VA 22546

3 Beds
2.5 Baths
1,881 Sq Ft
0.33 Acres

Recently Sold

$199 Per Sq Ft

1% Above List Price

1 Day on Market

Highlights

  • Beach
  • Gated Community
  • Cape Cod Architecture
  • Gourmet Kitchen
  • Open Floorplan
  • Wooded Lot

About This Home

As of January 2025

Welcome home to this charming cape cod on premium lot in the gated Lake Caroline community of Ruther Glen. Incredibly located on cul-de-sac street with trees & quick access to the community lake! The inviting front porch greets you as you enter the home with upgraded flooring & custom paint throughout. Spacious living room with cozy fireplace leads to the open concept kitchen & dining room ideal for entertaining. The large kitchen offers upgraded countertops, stainless steel appliances, ample cabinet space & breakfast bar. The dining area room with large window & access to rear yard. Large main level primary suite offers tons of closet space & a private bath with dual vanity, separate shower & soaking tub. The main level also offers an upgraded powder room & mud room with newer washer & dryer, cabinetry for storage & access to the rear yard. The upper level features two spacious bedrooms, upgraded second full bath & incredible library/reading area with built-in bookcases. The private rear yard with trees & shed offering additional storage! The Lake Caroline community offers a swimming pool, basketball court, pickleball courts, tennis courts, clubhouse, gated community entrance with security, two sandy beaches, nine recreation areas, lake access & more!

Last Agent to Sell the Property

Benjamin Heisler

(703) 727-7950 ben@benheisler.com Pearson Smith Realty, LLC License #0225083535 Listed on: 01/03/2025

Pearson Smith Realty, LLC

Last Buyer's Agent

Kelly Chewning

(540) 940-1342 kellychewningc21@gmail.com Q Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,610

Year Built

  • Built in 2004

Lot Details

  • 0.33 Acre Lot
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Cape Cod Architecture
  • Frame Construction

Interior Spaces

  • 1,881 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Library
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 2049
  • Assessor Parcel Number 67A6-1-2049

Community Details

Overview

  • Association fees include pool(s), snow removal
  • Lake Caroline Subdivision

Recreation

  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,610

Year Built

Built in 2004

Lot Details

0

HOA Fees

$134 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-01-03
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Dryer, Refrigerator, Stove, Dishwasher, Built-In Microwave
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Chair Railings, Ceiling Fan(s), Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Library, Bedroom 1, Laundry
  • Basement: No
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit, Has Laundry
  • Total Sq Ft: 1881
  • Living Area Sq Ft: 1881
  • Price Per Sq Ft: 196.65
  • Above Grade Finished Sq Ft: 1881
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 134.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Tennis Courts, Basketball Courts, Pool - Outdoor, Beach, Gated Community
  • HOA Condo Co-Op Fee Includes: Pool(s), Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Trees/Wooded
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14314.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1610.00
  • Assessor Parcel Number: 67A6-1-2049
  • Tax Lot: 2049
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2025
Closed on
Jan 21, 2025
Sold by
Durham Kristin
Bought by
Bragg Linda M
Seller's Agent
Benjamin Heisler
Pearson Smith Realty, LLC
Buyer's Agent
Kelly Chewning
Q Real Estate, LLC
List Price
$369,900
Sold Price
$375,000
Premium/Discount to List
$5,100
1.38%
Views
81
Current Estimated Value
$402,044

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,044
Avg. Annual Appreciation
8.64%

Purchase Details

Listed on
Nov 3, 2022
Closed on
Jan 23, 2023
Sold by
On The Park Properties Llc
Bought by
Durham Kristin
Seller's Agent
Shalawn Hildreth
EXP Realty, LLC
Buyer's Agent
Benjamin Heisler
Pearson Smith Realty, LLC
List Price
$375,000
Sold Price
$347,500
Premium/Discount to List
-$27,500
-7.33%
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.86%
Original Mortgage
$348,000
Interest Rate
6.31%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 30, 2022
Closed on
Jul 28, 2022
Sold by
Mark Bruso
Bought by
On The Mark Properties Llc
Seller's Agent
Benita Kay
Coldwell Banker Elite
Buyer's Agent
Shalawn Hildreth
EXP Realty, LLC
List Price
$265,000
Sold Price
$247,500
Premium/Discount to List
-$17,500
-6.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
97.13%
Original Mortgage
$235,000
Interest Rate
5.7%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 21, 2004
Sold by
Bruso Mark
Bought by
Ameri-Title And Settlemnt Svcs

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,795
Interest Rate
5.4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $375,000 Commonwealth Land Title
Deed $347,500 --
Deed $247,500 Fidelity National Title
Deed $141,795 --
Deed $141,795 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $348,000 New Conventional
Previous Owner $235,000 Construction
Previous Owner $141,795 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2025 01/28/25 Sold $375,000 +1.4% $199 / Sq Ft
01/03/2025 01/03/25 For Sale $369,900 +6.4% $197 / Sq Ft
01/27/2023 01/27/23 Sold $347,500 -3.5% $185 / Sq Ft View Prior Sale
11/29/2022 11/29/22 Price Changed $360,000 -4.0% $191 / Sq Ft
11/03/2022 11/03/22 For Sale $375,000 +51.5% $199 / Sq Ft
07/29/2022 07/29/22 Sold $247,500 -6.6% $132 / Sq Ft View Prior Sale
07/01/2022 07/01/22 Pending -- -- --
06/30/2022 06/30/22 For Sale $265,000 -- $141 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $293,687 $381,412 $42,000 $339,412
2024 $1,610 $209,100 $42,000 $167,100
2023 $1,610 $209,100 $42,000 $167,100
2022 $1,610 $209,100 $42,000 $167,100
2021 $1,610 $209,100 $42,000 $167,100
2020 $1,478 $178,100 $26,000 $152,100
2019 $1,478 $178,100 $26,000 $152,100
2018 $1,478 $178,100 $26,000 $152,100
2017 $1,478 $178,100 $26,000 $152,100
2016 $1,460 $178,100 $26,000 $152,100
2015 $1,296 $180,000 $36,000 $144,000
2014 $1,296 $180,000 $36,000 $144,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2007268

Bright MLS

APN: 67A6-1-2049