10 Roosevelt St Unit 2 Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
3
Beds
2.5
Baths
1,588
Sq Ft
$385/mo
HOA Fee
Highlights
- Clubhouse
- Community Pool
- 2 Car Detached Garage
- Davis Primary School Rated A-
- Formal Dining Room
- Walk-In Closet
About This Home
As of February 2024The Oaks offers a perfect location for buyers who want to be close to everything St Charles offers, but love the close proximity to Geneva too. Enjoy great restaurants and biking and walking trails along the Fox River and Mt St Mary's park. 10 Roosevelt is a 3 bed/2.1 bath townhome, with separate living and dining rooms. The kitchen has nice storage and counter space, newer range and microwave. The family room, with gas fireplace, is currently used as an eating space but can easily be a family room with plenty of room to gather. The outdoor brick paver patio is just off the kitchen. Enjoy shade and open space, while grilling and relaxing. Three nicely sized bedrooms, including a primary bedroom with attached bath and walk in closet. Seller uses the second bedroom as a home office. Bedrooms two and three share a full bath. The unfinished basement is clean and dry with an abundance of storage. HWH 2023, all windows replaced 2017/2019. Be sure to notice the two car garage and private yard space. A buyer with a green thumb can enjoy gardening in the private garden area off the front entrance. The private clubhouse and pool are enjoyed by residents, be sure to check them out during your showing. Welcome home.
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475170292 Listed on: 10/30/2023
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,287
Year Built
- Built in 1977
HOA Fees
- $385 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Parking Included in Price
Interior Spaces
- 1,588 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room with Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Home Security
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Brick Porch or Patio
- Lot Dimensions are 23x87x23x89
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, pool, exterior maintenance, lawn care, snow removal
- 6 Units
- Dorothy Padgett Association, Phone Number (630) 513-1454
- The Oaks Subdivision
- Property managed by The Oaks of St Charles
Recreation
- Community Pool
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Clubhouse
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 30, 2023
Closed on
Jan 23, 2024
Sold by
Roady Johanna L
Bought by
Elrod Susan
Seller's Agent
Martha Harrison
@properties Christie's International Real Estate
Buyer's Agent
Mary Pegahi
Coldwell Banker Realty
List Price
$290,000
Sold Price
$290,000
Views
373
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,102
Avg. Annual Appreciation
10.41%
Original Mortgage
$261,000
Outstanding Balance
$256,944
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$80,158
Purchase Details
Listed on
Jan 23, 2012
Closed on
Mar 14, 2013
Sold by
Collier Janer S and Collier Greenwald Janet S
Bought by
Roady Johanna L
Seller's Agent
Jeri Skelton
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Wayne Reuter
RE/MAX Excels
List Price
$162,000
Sold Price
$135,000
Premium/Discount to List
-$27,000
-16.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.29%
Original Mortgage
$132,554
Interest Rate
3.37%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 29, 2002
Sold by
Anderson Erik and Anderson Audra L
Bought by
Collier Janet S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.82%
Purchase Details
Closed on
Feb 25, 2000
Sold by
Jones Orville and Jones Carolyn
Bought by
Anderson Erik and Anderson Audra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,500
Interest Rate
8.27%
Purchase Details
Closed on
May 1, 1996
Sold by
Vandemark J Douglas
Bought by
Jones Orville and Jones Carolyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.86%
Purchase Details
Closed on
Feb 23, 1995
Sold by
Viernes Peter J and Viernes Virginia C
Bought by
Vandemark J Douglas
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | Chicago Title | |
| Warranty Deed | $135,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $165,000 | Chicago Title Insurance Co | |
| Warranty Deed | $150,000 | Chicago Title Insurance Co | |
| Warranty Deed | $149,500 | Fox Title Company | |
| Warranty Deed | $120,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $261,000 | New Conventional | |
| Previous Owner | $132,554 | FHA | |
| Previous Owner | $152,000 | New Conventional | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $130,000 | Unknown | |
| Previous Owner | $132,000 | No Value Available | |
| Previous Owner | $149,000 | Unknown | |
| Previous Owner | $145,500 | No Value Available | |
| Previous Owner | $79,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/01/2024 02/01/24 | Sold | $290,000 | 0.0% | $183 / Sq Ft |
| 12/03/2023 12/03/23 | Pending | -- | -- | -- |
| 10/30/2023 10/30/23 | For Sale | $290,000 | +114.8% | $183 / Sq Ft |
| 03/22/2013 03/22/13 | Sold | $135,000 | -9.4% | $85 / Sq Ft |
| 02/12/2013 02/12/13 | Pending | -- | -- | -- |
| 01/18/2013 01/18/13 | Price Changed | $149,000 | -2.6% | $94 / Sq Ft |
| 09/17/2012 09/17/12 | Price Changed | $153,000 | -3.8% | $96 / Sq Ft |
| 06/05/2012 06/05/12 | Price Changed | $159,000 | -1.9% | $100 / Sq Ft |
| 01/23/2012 01/23/12 | For Sale | $162,000 | -- | $102 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,099 | $90,165 | $21,599 | $68,566 |
| 2023 | $5,818 | $80,699 | $19,331 | $61,368 |
| 2022 | $5,287 | $71,482 | $18,446 | $53,036 |
| 2021 | $5,068 | $68,137 | $17,583 | $50,554 |
| 2020 | $5,009 | $66,866 | $17,255 | $49,611 |
| 2019 | $4,914 | $65,542 | $16,913 | $48,629 |
| 2018 | $4,570 | $61,102 | $16,270 | $44,832 |
| 2017 | $4,442 | $59,013 | $15,714 | $43,299 |
| 2016 | $4,122 | $51,124 | $15,162 | $35,962 |
| 2015 | -- | $49,854 | $14,999 | $34,855 |
| 2014 | -- | $48,454 | $14,999 | $33,455 |
| 2013 | -- | $49,448 | $15,149 | $34,299 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Martha Harrison
@ Properties
(630) 418-2466
5 in this area
151 Total Sales
-
Buyer's Agent in 2024
Mary Pegahi
Coldwell Banker Realty
(630) 254-5615
3 in this area
39 Total Sales
-
J
Seller's Agent in 2013
Jeri Skelton
Baird Warner
-
W
Buyer's Agent in 2013
Wayne Reuter
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11917843
APN: 09-34-451-134
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