10109 Stanley Ln NW Cumberland, MD 21502
4
Beds
3
Baths
2,874
Sq Ft
1.87
Acres
Highlights
- In Ground Pool
- Deck
- Cathedral Ceiling
- Cash Valley Elementary School Rated 9+
- Raised Ranch Architecture
- No HOA
About This Home
As of June 2025Welcome to 10109 Stanley Ln NW — a stunning modern retreat tucked into the trees and reimagined from top to bottom. This fully renovated 4-bedroom, 3-bath home combines thoughtful updates with serene privacy, delivering the best of both comfort and design.Step inside to soaring vaulted ceilings, wide plank flooring, and an incredible wall of windows that floods the space with natural light. The chef’s kitchen is a showstopper with a massive quartz island, new cabinetry, stylish fixtures, and stainless steel appliances — all set beneath a warm wood-paneled ceiling that adds both charm and dimension.Every bathroom has been beautifully redesigned with custom tile work, modern vanities, and upscale finishes. The open-concept living spaces and oversized windows bring the outside in, making every room feel bright, airy, and connected to nature.Out back, your private oasis awaits — complete with an in-ground pool, spacious patio, and wooded backdrop that feels worlds away from the everyday. With brand-new systems, updated finishes throughout, and room to relax or entertain, this home is truly move-in ready.Don’t miss the chance to own this exceptional home where no detail was overlooked!
Last Agent to Sell the Property
EXP Realty, LLC License #0225099760 Listed on: 05/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,546
Year Built
- Built in 2000 | Remodeled in 2025
Lot Details
- 1.87 Acre Lot
- Stone Retaining Walls
Parking
- 2 Car Attached Garage
- 10 Driveway Spaces
- Basement Garage
- Front Facing Garage
Home Design
- Raised Ranch Architecture
- Block Foundation
- Shingle Roof
- Stone Siding
Interior Spaces
- Property has 2 Levels
- Cathedral Ceiling
- Ceiling Fan
- Luxury Vinyl Plank Tile Flooring
Kitchen
- <<builtInRangeToken>>
- Range Hood
- <<builtInMicrowave>>
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
Laundry
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Garage Access
Outdoor Features
- In Ground Pool
- Deck
- Shed
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 0129043566
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 11, 2025
Closed on
Jun 12, 2025
Sold by
Muniz Saul Lopez and Flores Ricardo Navarro
Bought by
Ritter David S and Ritter Tiffany C
Seller's Agent
Lily Vallario
EXP Realty, LLC
Buyer's Agent
Cindy Diamond
The Goodfellow Agency
List Price
$410,000
Sold Price
$425,000
Premium/Discount to List
$15,000
3.66%
Views
80
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-91.13%
Original Mortgage
$403,750
Outstanding Balance
$403,406
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
-$69,859
Purchase Details
Listed on
Sep 23, 2024
Closed on
Dec 3, 2024
Sold by
Secretary Of Veterans Affairs
Bought by
Muniz Saul Lopez and Flores Ricardo Navarro
Seller's Agent
Steve DuBrueler
Coldwell Banker Premier
Buyer's Agent
Lily Vallario
EXP Realty, LLC
List Price
$185,000
Sold Price
$175,000
Premium/Discount to List
-$10,000
-5.41%
Views
575
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
726.99%
Purchase Details
Listed on
Mar 9, 2015
Closed on
Feb 15, 2017
Sold by
Malone Nathan
Bought by
Malone Nathamn and Day Jennifer N
Seller's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
Buyer's Agent
Shirley Lee
White Dove
List Price
$159,900
Sold Price
$220,000
Premium/Discount to List
$60,100
37.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.86%
Original Mortgage
$224,308
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Listed on
Mar 9, 2015
Closed on
Feb 14, 2017
Sold by
Stiteler Sara L
Bought by
Malone Nathan
Seller's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
Buyer's Agent
Shirley Lee
White Dove
List Price
$159,900
Sold Price
$220,000
Premium/Discount to List
$60,100
37.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,308
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Listed on
Jun 7, 2011
Closed on
Jul 10, 2012
Sold by
Braun Steven P
Bought by
Stiteler Sara L
Seller's Agent
Melanie Dimaio
The KW Collective
Buyer's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
List Price
$244,777
Sold Price
$233,500
Premium/Discount to List
-$11,277
-4.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.29%
Original Mortgage
$227,580
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2008
Sold by
Miller William L and Miller Joey Rochelle
Bought by
Braun Steven P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 20, 2008
Sold by
Miller William L and Miller Joey Rochelle
Bought by
Braun Steven P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 16, 2008
Sold by
Miller William L and Shroyer Joey R
Bought by
Miller William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 6, 2008
Sold by
Miller William L and Shroyer Joey R
Bought by
Miller William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 6, 2000
Sold by
Stanley James N
Bought by
Miller William L and Shroyer Joey R
Purchase Details
Closed on
Jun 30, 1998
Sold by
Stanley Norval Floyd
Bought by
Stanley James N
Similar Homes in Cumberland, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $425,000 | Allegany Garrett Titles & Sett | |
| Special Warranty Deed | $175,000 | Vema Title & Escrow Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $220,000 | None Available | |
| Deed | $233,500 | None Available | |
| Deed | $265,000 | -- | |
| Deed | $265,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $132,500 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $403,750 | New Conventional | |
| Previous Owner | $224,308 | VA | |
| Previous Owner | $227,580 | FHA | |
| Previous Owner | $251,750 | Purchase Money Mortgage | |
| Previous Owner | $251,750 | Purchase Money Mortgage | |
| Previous Owner | $178,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $178,000 | New Conventional | |
| Previous Owner | $45,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | For Sale | $440,000 | +3.5% | $153 / Sq Ft |
| 06/12/2025 06/12/25 | Sold | $425,000 | +3.7% | $148 / Sq Ft |
| 05/13/2025 05/13/25 | Pending | -- | -- | -- |
| 05/11/2025 05/11/25 | For Sale | $410,000 | +134.3% | $143 / Sq Ft |
| 01/08/2025 01/08/25 | Sold | $175,000 | 0.0% | $77 / Sq Ft |
| 11/22/2024 11/22/24 | Pending | -- | -- | -- |
| 10/25/2024 10/25/24 | Price Changed | $175,000 | -5.4% | $77 / Sq Ft |
| 09/23/2024 09/23/24 | For Sale | $185,000 | -15.9% | $81 / Sq Ft |
| 02/14/2017 02/14/17 | Sold | $220,000 | -3.9% | $95 / Sq Ft |
| 01/10/2017 01/10/17 | Pending | -- | -- | -- |
| 08/03/2016 08/03/16 | Price Changed | $229,000 | -2.6% | $99 / Sq Ft |
| 04/28/2016 04/28/16 | Price Changed | $235,000 | -5.6% | $101 / Sq Ft |
| 04/06/2016 04/06/16 | Price Changed | $249,000 | -2.3% | $108 / Sq Ft |
| 06/12/2015 06/12/15 | Price Changed | $254,900 | +59.4% | $110 / Sq Ft |
| 03/09/2015 03/09/15 | For Sale | $159,900 | -31.5% | $69 / Sq Ft |
| 07/16/2012 07/16/12 | Sold | $233,500 | -4.6% | $102 / Sq Ft |
| 06/07/2012 06/07/12 | Pending | -- | -- | -- |
| 05/09/2012 05/09/12 | Price Changed | $244,777 | 0.0% | $107 / Sq Ft |
| 05/09/2012 05/09/12 | For Sale | $244,777 | +4.8% | $107 / Sq Ft |
| 05/09/2012 05/09/12 | Off Market | $233,500 | -- | -- |
| 05/08/2012 05/08/12 | For Sale | $249,777 | 0.0% | $110 / Sq Ft |
| 01/14/2012 01/14/12 | Pending | -- | -- | -- |
| 08/22/2011 08/22/11 | Price Changed | $249,777 | -5.7% | $110 / Sq Ft |
| 06/29/2011 06/29/11 | Price Changed | $264,777 | -3.6% | $116 / Sq Ft |
| 06/07/2011 06/07/11 | For Sale | $274,777 | -- | $121 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,829 | $233,400 | $51,100 | $182,300 |
| 2023 | $2,471 | $227,333 | $0 | $0 |
| 2022 | $2,682 | $221,267 | $0 | $0 |
| 2021 | $2,606 | $215,200 | $51,100 | $164,100 |
| 2020 | $2,630 | $215,200 | $51,100 | $164,100 |
| 2019 | $2,608 | $215,200 | $51,100 | $164,100 |
| 2018 | $2,744 | $228,300 | $51,100 | $177,200 |
| 2017 | $2,742 | $228,300 | $0 | $0 |
| 2016 | $1,365 | $228,300 | $0 | $0 |
| 2015 | $2,792 | $232,100 | $0 | $0 |
| 2014 | $2,792 | $232,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Diamond
Seller's Agent in 2025
Cindy Diamond
The Goodfellow Agency
(240) 362-2263
64 Total Sales
-
Lily Vallario
Seller's Agent in 2025
Lily Vallario
EXP Realty, LLC
(240) 388-3507
263 Total Sales
-
Steve DuBrueler
Seller's Agent in 2025
Steve DuBrueler
Coldwell Banker Premier
(540) 667-7400
61 Total Sales
-
Sophia Chedrauy
Seller Co-Listing Agent in 2025
Sophia Chedrauy
EXP Realty, LLC
(301) 793-7627
165 Total Sales
-
Frank Willetts
Seller's Agent in 2017
Frank Willetts
Long & Foster
(301) 697-8790
73 Total Sales
-
Shirley Lee
S
Buyer's Agent in 2017
Shirley Lee
White Dove
(301) 759-9455
16 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2011694
APN: 29-043566
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