$175,000
SOLD JAN 8, 2025

10109 Stanley Ln NW Cumberland, MD 21502

3 Beds
3 Baths
2,286 Sq Ft
1.87 Acres

Recently Sold

$77 Per Sq Ft

5% Below List Price

60 Days on Market

Highlights

  • Private Pool
  • Deck
  • Cathedral Ceiling
  • Cash Valley Elementary School Rated 9+
  • Raised Ranch Architecture
  • 1 Fireplace

About This Home

As of June 2025

Nestled in the heart of the desirable LaVale neighborhood, this 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort and style. Cathedral Ceilings, Skylight, Large MBR Suite, Lots of Natural Light w/ Walls of Windows, Pine Ceilings, Abundance of Closets, Front & Rear Decks, Laundry on Main Level, Paved Driveway Situated on a spacious lot, the property offers serene mountain views and peaceful surroundings. Enjoy the outdoors in the backyard, ideal for summer barbecues or simply enjoying the picturesque views. A two-car garage, finished basement, and additional storage space ensure convenience and functionality. Located just minutes from local schools, shopping, and parks. Don’t miss the opportunity to make this home your own!

Last Agent to Sell the Property

Steve DuBrueler

Coldwell Banker Premier License #337205 Listed on: 09/23/2024

Coldwell Banker Premier

Last Buyer's Agent

Lily Vallario

EXP Realty, LLC License #0225099760

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,704

Year Built

  • Built in 2000

Lot Details

  • 1.87 Acre Lot
  • Stone Retaining Walls

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Raised Ranch Architecture
  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • Cathedral Ceiling
  • 1 Fireplace

Bedrooms and Bathrooms

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Garage Access

Pool

  • Private Pool
  • Pool Equipment Shed

Outdoor Features

  • Deck
  • Wood or Metal Shed

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 0129043566

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,704

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Remarks Public: Nestled in the heart of the desirable LaVale neighborhood, this 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort and style. Cathedral Ceilings, Skylight, Large MBR Suite, Lots of Natural Light w/ Walls of Windows, Pine Ceilings, Abundance of Closets, Front & Rear Decks, Laundry on Main Level, Paved Driveway Situated on a spacious lot, the property offers serene mountain views and peaceful surroundings. Enjoy the outdoors in the backyard, ideal for summer barbecues or simply enjoying the picturesque views. A two-car garage, finished basement, and additional storage space ensure convenience and functionality. Located just minutes from local schools, shopping, and parks. Don’t miss the opportunity to make this home your own!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Garage Access, Front Entrance, Interior Access, Outside Entrance, Walkout Level
  • Total Sq Ft: 2874
  • Living Area Sq Ft: 2286
  • Price Per Sq Ft: 121.02
  • Above Grade Finished Sq Ft: 1446
  • Below Grade Finished Sq Ft: 840
  • Below Grade Sq Ft: 588
  • Total Below Grade Sq Ft: 1428
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 10109

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Wood/Metal Shed, Pool Equipment Shed
  • Construction Materials: Combination
  • Exterior Features: Stone Retaining Walls
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Basement Garage, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Size Acres: 1.87
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 81457.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2704.00
  • Assessor Parcel Number: 0129043566
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 2286
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 01/08/2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 11, 2025
Closed on
Jun 12, 2025
Sold by
Muniz Saul Lopez and Flores Ricardo Navarro
Bought by
Ritter David S and Ritter Tiffany C
Seller's Agent
Lily Vallario
EXP Realty, LLC
Buyer's Agent
Cindy Diamond
The Goodfellow Agency
List Price
$410,000
Sold Price
$425,000
Premium/Discount to List
$15,000
3.66%
Views
80

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-91.13%
Original Mortgage
$403,750
Outstanding Balance
$403,406
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
-$69,859

Purchase Details

Listed on
Sep 23, 2024
Closed on
Dec 3, 2024
Sold by
Secretary Of Veterans Affairs
Bought by
Muniz Saul Lopez and Flores Ricardo Navarro
Seller's Agent
Steve DuBrueler
Coldwell Banker Premier
Buyer's Agent
Lily Vallario
EXP Realty, LLC
List Price
$185,000
Sold Price
$175,000
Premium/Discount to List
-$10,000
-5.41%
Views
575

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
726.99%

Purchase Details

Listed on
Mar 9, 2015
Closed on
Feb 15, 2017
Sold by
Malone Nathan
Bought by
Malone Nathamn and Day Jennifer N
Seller's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
Buyer's Agent
Shirley Lee
White Dove
List Price
$159,900
Sold Price
$220,000
Premium/Discount to List
$60,100
37.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.86%
Original Mortgage
$224,308
Interest Rate
4.2%
Mortgage Type
VA

Purchase Details

Listed on
Mar 9, 2015
Closed on
Feb 14, 2017
Sold by
Stiteler Sara L
Bought by
Malone Nathan
Seller's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
Buyer's Agent
Shirley Lee
White Dove
List Price
$159,900
Sold Price
$220,000
Premium/Discount to List
$60,100
37.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,308
Interest Rate
4.2%
Mortgage Type
VA

Purchase Details

Listed on
Jun 7, 2011
Closed on
Jul 10, 2012
Sold by
Braun Steven P
Bought by
Stiteler Sara L
Seller's Agent
Melanie Dimaio
The KW Collective
Buyer's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
List Price
$244,777
Sold Price
$233,500
Premium/Discount to List
-$11,277
-4.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.29%
Original Mortgage
$227,580
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2008
Sold by
Miller William L and Miller Joey Rochelle
Bought by
Braun Steven P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 20, 2008
Sold by
Miller William L and Miller Joey Rochelle
Bought by
Braun Steven P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 16, 2008
Sold by
Miller William L and Shroyer Joey R
Bought by
Miller William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,750
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 6, 2008
Sold by
Miller William L and Shroyer Joey R
Bought by
Miller William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
5.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 6, 2000
Sold by
Stanley James N
Bought by
Miller William L and Shroyer Joey R

Purchase Details

Closed on
Jun 30, 1998
Sold by
Stanley Norval Floyd
Bought by
Stanley James N
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $425,000 Allegany Garrett Titles & Sett
Special Warranty Deed $175,000 Vema Title & Escrow Llc
Interfamily Deed Transfer -- None Available
Deed $220,000 None Available
Deed $233,500 None Available
Deed $265,000 --
Deed $265,000 --
Deed -- --
Deed -- --
Deed $132,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $403,750 New Conventional
Previous Owner $224,308 VA
Previous Owner $227,580 FHA
Previous Owner $251,750 Purchase Money Mortgage
Previous Owner $251,750 Purchase Money Mortgage
Previous Owner $178,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $178,000 New Conventional
Previous Owner $45,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 For Sale $440,000 +3.5% $153 / Sq Ft
06/12/2025 06/12/25 Sold $425,000 +3.7% $148 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
05/11/2025 05/11/25 For Sale $410,000 +134.3% $143 / Sq Ft
01/08/2025 01/08/25 Sold $175,000 0.0% $77 / Sq Ft
11/22/2024 11/22/24 Pending -- -- --
10/25/2024 10/25/24 Price Changed $175,000 -5.4% $77 / Sq Ft
09/23/2024 09/23/24 For Sale $185,000 -15.9% $81 / Sq Ft
02/14/2017 02/14/17 Sold $220,000 -3.9% $95 / Sq Ft
01/10/2017 01/10/17 Pending -- -- --
08/03/2016 08/03/16 Price Changed $229,000 -2.6% $99 / Sq Ft
04/28/2016 04/28/16 Price Changed $235,000 -5.6% $101 / Sq Ft
04/06/2016 04/06/16 Price Changed $249,000 -2.3% $108 / Sq Ft
06/12/2015 06/12/15 Price Changed $254,900 +59.4% $110 / Sq Ft
03/09/2015 03/09/15 For Sale $159,900 -31.5% $69 / Sq Ft
07/16/2012 07/16/12 Sold $233,500 -4.6% $102 / Sq Ft
06/07/2012 06/07/12 Pending -- -- --
05/09/2012 05/09/12 Price Changed $244,777 0.0% $107 / Sq Ft
05/09/2012 05/09/12 For Sale $244,777 +4.8% $107 / Sq Ft
05/09/2012 05/09/12 Off Market $233,500 -- --
05/08/2012 05/08/12 For Sale $249,777 0.0% $110 / Sq Ft
01/14/2012 01/14/12 Pending -- -- --
08/22/2011 08/22/11 Price Changed $249,777 -5.7% $110 / Sq Ft
06/29/2011 06/29/11 Price Changed $264,777 -3.6% $116 / Sq Ft
06/07/2011 06/07/11 For Sale $274,777 -- $121 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,829 $233,400 $51,100 $182,300
2023 $2,471 $227,333 $0 $0
2022 $2,682 $221,267 $0 $0
2021 $2,606 $215,200 $51,100 $164,100
2020 $2,630 $215,200 $51,100 $164,100
2019 $2,608 $215,200 $51,100 $164,100
2018 $2,744 $228,300 $51,100 $177,200
2017 $2,742 $228,300 $0 $0
2016 $1,365 $228,300 $0 $0
2015 $2,792 $232,100 $0 $0
2014 $2,792 $232,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010068

Bright MLS

APN: 29-043566