104 Grays Ct Oswego, IL 60543
North Oswego Neighborhood
4
Beds
3
Baths
2,524
Sq Ft
0.37
Acres
Highlights
- Water Views
- Landscaped Professionally
- Pond
- Oswego High School Rated A-
- Deck
- Vaulted Ceiling
About This Home
As of May 2020Not only beautiful with quality upgrades, but also a full suite of SMART features! Yes, this home has a full 35-panel solar power system! You will love the opportunity of not having an electricity bill and 'banking' the sun's energy! The included charge point charger makes it easy and cost effective to charge your electric vehicle too! The list of quality upgrades goes on... 2019 - new roof, gutters, and buried downspouts, 2019 - new front windows (2015 - new rear windows), motion sensor lights, dramatic automated exterior lighting, Nest thermostat, self locking front and rear doors, & security cameras! This home has a wonderful open floor plan with vaulted ceilings. The main level den can be used as an office or extra bedroom, with 4 large bedrooms upstairs. The master suite boasts a spacious bathroom with jetted soaker tub and an abundance of natural light. The full basement is roughed in and includes an additional fridge/freezer. The updated kitchen is easy to work in with its granite, stainless, soft close maple cabinets, and gleaming hardwood floors. Out back, you will discover a private backyard overlooking a serene pond with no neighbors behind. Enjoy a maintenance free deck, and a Rachio automated irrigation system. Included, is the low maintenance salt-water hot tub spa surrounded by professional landscaping. This home features a 3-car garage with smart access, built-in workbench, pegboard, and an upgraded concrete driveway. Your new home has fantastic street appeal, situated on a quiet cul de sac, and is located in the 308 Oswego School District. You will love the location, being walking distance to shopping and restaurants. This home is truly "move in" ready!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,968
Year Built
- 2001
Lot Details
- Cul-De-Sac
- Landscaped Professionally
HOA Fees
- $42 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Vaulted Ceiling
- Wood Burning Fireplace
- Gas Log Fireplace
- Entrance Foyer
- Dining Area
- Home Office
- Wood Flooring
- Water Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- <<microwave>>
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- <<bathWithWhirlpoolToken>>
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
Outdoor Features
- Pond
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 7, 2020
Closed on
Apr 14, 2020
Sold by
Detwiler Nathan J and Bible Kris C
Bought by
Leonid Costov
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Aurica Burduja
Xhomes Realty Inc
List Price
$359,900
Sold Price
$348,000
Premium/Discount to List
-$11,900
-3.31%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,064
Avg. Annual Appreciation
7.06%
Original Mortgage
$341,696
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Listed on
Jan 14, 2016
Closed on
Feb 19, 2016
Sold by
Ford Melville A and Ford Debra J
Bought by
Detwiler Nathan J and Bible Kris C
Seller's Agent
Kelley Ann Kunkel
Baird & Warner
Buyer's Agent
Carol Guist
Baird & Warner
List Price
$309,900
Sold Price
$302,500
Premium/Discount to List
-$7,400
-2.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.44%
Original Mortgage
$297,020
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Listed on
May 13, 2013
Closed on
Jul 18, 2013
Sold by
Maro Alexander J and Griciute Kristina
Bought by
Ford Melville A and Ford Debra J
Seller's Agent
Jerry Virgo
Charles Rutenberg Realty of IL
Buyer's Agent
Tom Kunkel
Baird & Warner
List Price
$269,900
Sold Price
$261,000
Premium/Discount to List
-$8,900
-3.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.73%
Original Mortgage
$136,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2009
Sold by
Masek Otto J and Masek Joan M
Bought by
Maro Alexander J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,461
Interest Rate
5.36%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 25, 2003
Sold by
Sternbridge Builders Inc
Bought by
Masek Otto J and Masek Joan M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 26, 2001
Sold by
Oliver Hoffman Corp
Bought by
Stembridge Builders Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
7.11%
Purchase Details
Closed on
Oct 1, 1992
Bought by
Oliver-Hoffmann Corp
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $348,000 | Baird & Warner Title Service | |
| Warranty Deed | $297,500 | Baird & Warner Title Service | |
| Warranty Deed | $261,000 | None Available | |
| Warranty Deed | $315,000 | Chicago Title Insurance Co | |
| Warranty Deed | $332,500 | Chicago Title Insurance Comp | |
| Corporate Deed | $58,500 | -- | |
| Deed | $471,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $339,195 | FHA | |
| Closed | $341,696 | FHA | |
| Previous Owner | $278,500 | New Conventional | |
| Previous Owner | $297,020 | FHA | |
| Previous Owner | $136,000 | New Conventional | |
| Previous Owner | $236,000 | New Conventional | |
| Previous Owner | $288,461 | FHA | |
| Previous Owner | $114,000 | Credit Line Revolving | |
| Previous Owner | $266,000 | Purchase Money Mortgage | |
| Previous Owner | $225,000 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/04/2020 05/04/20 | Sold | $348,000 | -3.3% | $138 / Sq Ft |
| 02/22/2020 02/22/20 | Pending | -- | -- | -- |
| 02/07/2020 02/07/20 | For Sale | $359,900 | +19.0% | $143 / Sq Ft |
| 03/14/2016 03/14/16 | Sold | $302,500 | -2.4% | $120 / Sq Ft |
| 01/20/2016 01/20/16 | Pending | -- | -- | -- |
| 01/14/2016 01/14/16 | For Sale | $309,900 | +18.7% | $123 / Sq Ft |
| 07/19/2013 07/19/13 | Sold | $261,000 | -3.3% | $103 / Sq Ft |
| 05/17/2013 05/17/13 | Pending | -- | -- | -- |
| 05/13/2013 05/13/13 | For Sale | $269,900 | -- | $107 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,968 | $142,297 | $29,094 | $113,203 |
| 2023 | $10,476 | $130,548 | $26,692 | $103,856 |
| 2022 | $10,476 | $122,008 | $24,946 | $97,062 |
| 2021 | $9,817 | $110,916 | $22,678 | $88,238 |
| 2020 | $9,137 | $102,700 | $20,998 | $81,702 |
| 2019 | $8,769 | $97,355 | $20,998 | $76,357 |
| 2018 | $9,269 | $99,493 | $19,011 | $80,482 |
| 2017 | $9,192 | $95,667 | $18,280 | $77,387 |
| 2016 | $9,037 | $92,881 | $17,748 | $75,133 |
| 2015 | $9,182 | $90,176 | $17,231 | $72,945 |
| 2014 | -- | $85,881 | $16,410 | $69,471 |
| 2013 | -- | $86,749 | $16,576 | $70,173 |
Source: Public Records
Agents Affiliated with this Home
-
Carol Guist
Seller's Agent in 2020
Carol Guist
Baird Warner
(630) 244-6808
25 in this area
270 Total Sales
-
Aurica Burduja
Buyer's Agent in 2020
Aurica Burduja
Xhomes Realty Inc
(815) 576-6779
8 in this area
262 Total Sales
-
Kelley Ann Kunkel
Seller's Agent in 2016
Kelley Ann Kunkel
Baird Warner
(630) 803-2571
1 in this area
49 Total Sales
-
Tom Kunkel
T
Seller Co-Listing Agent in 2016
Tom Kunkel
Baird Warner
(630) 803-2570
28 Total Sales
-
J
Seller's Agent in 2013
Jerry Virgo
Charles Rutenberg Realty of IL
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10630657
APN: 03-09-429-002
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