U
Seller's Agent in 2024
Ursula Mathews
Real Broker LLC - Naperville
(847) 669-4010
1 in this area
26 Total Sales
1045 N Spring St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $428,000 - $457,853
4
Beds
4
Baths
2,510
Sq Ft
$177/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Sitting Room
- Stainless Steel Appliances
- Victorian Architecture
- Formal Dining Room
- 2 Car Detached Garage
About This Home
As of October 2024Take advantage of this rare opportunity to own a piece of history in Elgin's storied Gold Coast! Situated in the Spring-Douglas Historic District on a beautifully landscaped corner lot, this home delights with its historic details while providing all the conveniences of modern living. From the 11-foot ceilings to the restored woodwork, this home impresses inside and out and boasts numerous upgrades including zoned central A/C ('22), boiler ('22), water heater ('22), 200A electrical upgrade ('21) and so much more! The oversized gourmet kitchen features plentiful storage, LED under cabinet lighting, an oversized island, and stainless steel appliances featuring a downdraft exhaust and 5-burner gas cooktop. Entertain in the formal dining room featuring a bay window, or relax in one of two first-floor parlors featuring rich wood detailing and ample sunlit views. Retire upstairs in the generous primary bedroom with attached en suite bathroom, while family and guests enjoy the oversized bedrooms and luxurious hall bathroom with oversized tub and shower. A walk-up attic provides opportunity for future expansion, while the basement features tall ceilings, a laundry area complete with pet shower and half bath, and plenty of room for hobby space and storage. The former carriage house serves as 2+ car garage with a newer garage door and opener with battery backup ('22). Steps from the front door, you'll find the brick-paved entrance to the Fox River Trail, short walking distance to downtown, the Metra station, or all the festivities and dining Elgin has to offer, plus quick access to I-90 and Randall Rd to reach shopping, restaurants, or O'Hare Airport in minutes! Schedule a showing today!
Last Agent to Sell the Property
Real Broker LLC - Naperville License #475210337 Listed on: 09/11/2024
Co-Listed By
Rebecca Johnson
Huntley Realty License #475173697
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,086
Year Built
- Built in 1884
Lot Details
- 0.42 Acre Lot
- Lot Dimensions are 99 x 187
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Victorian Architecture
- Stone Foundation
- Frame Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,510 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Blinds
- Bay Window
- Entrance Foyer
- Family Room
- Sitting Room
- Living Room
- Formal Dining Room
- Wood Flooring
Kitchen
- Breakfast Bar
- Built-In Oven
- Gas Cooktop
- Down Draft Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Basement Storage
Home Security
- Home Security System
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Brick Porch or Patio
Schools
- Coleman Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Radiator
- Heating System Uses Steam
Community Details
- Gold Coast North End Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2024
Closed on
Oct 14, 2024
Sold by
Williams Wayne R and Wilshe Robert J
Bought by
Oconnell John Patrick and Oconnell Jenny Rebecca
Seller's Agent
Ursula Mathews
Real Broker LLC - Naperville
Buyer's Agent
The Jones Team
Associates Realty
List Price
$429,900
Sold Price
$429,900
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,063
Avg. Annual Appreciation
3.03%
Original Mortgage
$386,910
Outstanding Balance
$382,670
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$61,293
Purchase Details
Listed on
Apr 30, 2021
Closed on
Jun 23, 2021
Sold by
Murray Barbara L
Bought by
Williams Wayne R and Wilshe Robert J
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Rebecca Johnson
Huntley Realty
Sold Price
$389,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.02%
Original Mortgage
$350,910
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 28, 2012
Sold by
Farnham Keith R and Farnham Susan M
Bought by
Murray Barbara L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
2.75%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Oconnell John Patrick | $430,000 | None Listed On Document | |
| Williams Wayne R | $390,000 | Attorney | |
| Murray Barbara L | $170,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Oconnell John Patrick | $386,910 | |
| Previous Owner | Williams Wayne R | $350,910 | |
| Previous Owner | Murray Barbara L | $136,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/21/2024 10/21/24 | Sold | $429,900 | 0.0% | $171 / Sq Ft | |
| 09/13/2024 09/13/24 | Pending | -- | -- | -- | |
| 09/11/2024 09/11/24 | For Sale | $429,900 | +10.3% | $171 / Sq Ft | |
| 07/12/2021 07/12/21 | Sold | $389,900 | 0.0% | $155 / Sq Ft | View Prior Sale |
| 05/23/2021 05/23/21 | Pending | -- | -- | -- | |
| 05/23/2021 05/23/21 | For Sale | -- | -- | -- | |
| 04/30/2021 04/30/21 | For Sale | $389,900 | -- | $155 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,510 | $127,950 | $29,454 | $98,496 |
| 2023 | $9,086 | $115,593 | $26,609 | $88,984 |
| 2022 | $8,539 | $104,481 | $24,263 | $80,218 |
| 2021 | $8,180 | $97,682 | $22,684 | $74,998 |
| 2020 | $7,958 | $93,252 | $21,655 | $71,597 |
| 2019 | $7,736 | $88,829 | $20,628 | $68,201 |
| 2018 | $7,775 | $84,638 | $19,433 | $65,205 |
| 2017 | $7,613 | $80,013 | $18,371 | $61,642 |
| 2016 | $7,277 | $74,230 | $17,043 | $57,187 |
| 2015 | -- | $68,038 | $15,621 | $52,417 |
| 2014 | -- | $67,198 | $15,428 | $51,770 |
| 2013 | -- | $68,971 | $15,835 | $53,136 |
Source: Public Records
Agents Affiliated with this Home
-
Ursula Mathews
-
R
Seller Co-Listing Agent in 2024
Rebecca Johnson
Huntley Realty
-
The Jones Team
Buyer's Agent in 2024
The Jones Team
Associates Realty
(630) 715-5928
1 in this area
223 Total Sales
-
Tamara O'Connor
Seller's Agent in 2021
Tamara O'Connor
Premier Living Properties
(630) 485-4214
7 in this area
541 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12157944
APN: 06-12-105-001
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