$320,000
SOLD MAR 7, 2024

10456 Charles St Osceola, IN 46561

5 Beds
3 Baths
3,052 Sq Ft
0.69 Acres

Recently Sold

$105 Per Sq Ft

11% Below List Price

106 Days on Market

Highlights

  • Waterfront
  • 0.69 Acre Lot
  • Stone Countertops
  • Moran Elementary School Rated A-
  • Lake, Pond or Stream
  • 2 Car Attached Garage

About This Home

As of March 2024

Spacious 5 bedroom, 3 bath home in PHM School District located on a private cul de sac. The master suite features walk in shower and his/her walk in closets. The large kitchen has granite countertops and large island, hand scraped plank flooring. The laundry room is located on the second floor. Finished basement area that includes Everdry waterproofing system. The large fenced yard includes a stocked pond, apple and pear trees and also has an oversized attached two car garage. Located close to Baugo Park. Seller will consider giving buyer allowance for carpet and paint with an acceptable offer. Welcome Home!

Last Agent to Sell the Property

Tina Seniff

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 11/04/2023

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Penny Seegers

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,954

Year Built

  • Built in 1919

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 150x200
  • Waterfront
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Finished Basement

Kitchen

  • Kitchen Island
  • Stone Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Lake, Pond or Stream

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 71-10-09-406-005.000-031

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,954

Year Built

Built in 1919

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1919
  • Age: 105
  • Style: Two Story
  • Total Number of Rooms: 11
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 5
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: LOT D BAUGO MAPLE HILL SUB
  • Parcel Number ID: 71-10-09-406-005.000-031
  • Platted: Yes
  • Amenities: Countertops-Stone, Kitchen Island
  • Sp Lp Percent: 95.52
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3162
  • Total Finished Sq Ft: 3052
  • Above Grade Finished Sq Ft: 2762
  • Below Grade Finished Sq Ft: 290
  • Below Grade Sq Ft: 110
  • Price Per Sq Ft: 115.86
  • Basement: Yes
  • Basement Foundation: Partial Basement, Finished
  • Basement Material: Poured Concrete
  • Bedroom 1: Dimensions: 12x11, On Level: Main
  • Bedroom 2: Dimensions: 13x10, On Level: Upper
  • Bedroom 3: Dimensions: 12x11, On Level: Upper
  • Bedroom 4: Dimensions: 13x12, On Level: Upper
  • Bedroom 5: Dimensions: 19x14, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 400

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x24
  • Garage Sq Ft: 576
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: City
  • Water Type: Pond

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 150x200
  • Estimated Lot Sq Ft: 30056
  • Estimated Lot Size Acres: 0.69

Tax Info

  • Annual Taxes: 1954
  • Exemptions: Mortgage

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2023
Closed on
Mar 6, 2024
Sold by
Loniello Bradley and Loniello Lonnessa
Bought by
Lee Greta
Seller's Agent
Tina Seniff
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Penny Seegers
eXp Realty, LLC
List Price
$360,000
Sold Price
$320,000
Premium/Discount to List
-$40,000
-11.11%
Views
137
Current Estimated Value
$327,178

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,178
Avg. Annual Appreciation
0.03%

Purchase Details

Listed on
Jul 16, 2021
Closed on
Aug 26, 2021
Sold by
Rankin Larry W and Veteramo Beth N
Bought by
Loniello Bradley and Loniello Lonnessa
Seller's Agent
Matthew Pleasant
Howard Hanna SB Real Estate
Buyer's Agent
John Grcich
Irish Realty
List Price
$299,000
Sold Price
$285,000
Premium/Discount to List
-$14,000
-4.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$279,837
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 27, 2016
Sold by
Anderson James
Bought by
Rankin Larry W and Verteramo Beth N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,202
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 19, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Anderson James

Purchase Details

Closed on
Nov 17, 2011
Sold by
Hann Dallas D and Hann Carol A
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jan 30, 2006
Sold by
Miles Martin A and Miles Vicki L
Bought by
Hann Dallas D and Hann Carol A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
6.46%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Osceola, IN

  • 10059 Jefferson Rd, Osceola, IN 46561

    $354,900

    • 4 Beds
    • 2.5 Baths
    • 2,100 Sq Ft
    • 10059 Jefferson Rd
    • Osceola, IN

    Beautiful 4-bedroom, 2-bathroom haven that has been renovated from top to bottom! Every inch of this home has been thoughtfully designed and meticulously updated to offer the perfect blend of style, comfort, and functionality. The home was taken down to the studs and absolutely everything is new - electrical, plumbing, furnace/AC, water heater, metal roof, sod, landscaping, carpet, flooring,

    Penny Seegers eXp Realty, LLC

    Section Image
  • 414 W Superior St, Osceola, IN 46561

    $245,000

    • 3 Beds
    • 2 Baths
    • 1,084 Sq Ft
    • 414 W Superior St
    • Osceola, IN

    OPEN HOUSE 7/20 12-2PM! This beautifully renovated 3-bedroom, 2-bath gem has been completely gutted to the studs and rebuilt with all-new systems and finishes—new septic, roof, electric, windows, siding, and insulation—offering you peace of mind for years to come. Step inside to discover an open concept living space filled with natural light, perfect for entertaining or relaxing in style. The

    Dennis Bamber Cressy & Everett- Elkhart

    Section Image
  • 10310 Lindwood Ct, Osceola, IN 46561

    $324,900

    • 3 Beds
    • 2 Baths
    • 1,636 Sq Ft
    • 10310 Lindwood Ct
    • Osceola, IN

    Step inside and fall in love! This beautifully updated ranch home is bursting with charm and modern style! Featuring 3 spacious bedrooms and 2 full baths, including a private owner’s suite, you’ll love the functional layout and thoughtful touches throughout. The open-concept great room is the heart of the home, complete with a cozy gas fireplace and plenty of natural light. The modern kitchen

    Niel Kluszczynski Realty Plus, Inc.

    Section Image
  • 10249 Charles St, Osceola, IN 46561

    $320,000

    • 3 Beds
    • 2 Baths
    • 1,899 Sq Ft
    • 10249 Charles St
    • Osceola, IN

    Meticulously maintained!! This home is move in ready!! 3 bedroom 2 full bath located in Osceola. Penn school district! Main floor laundry located just off the garage area. Open concept living , large family room with a fire place. So many upgrades, Newer flooring, New kitchen upgrades including, cabinetry, counter tops & back splash. Large primary suite with 2 nice sized closets and a full

    Jackie Mahony Coldwell Banker Real Estate Group

    Section Image
  • 536 Garfield St, Osceola, IN 46561

    $300,000

    • 3 Beds
    • 2 Baths
    • 2,080 Sq Ft
    • 536 Garfield St
    • Osceola, IN

    Watch the 4th of July Fireworks in your Baugo Cove River home! Beautiful views from so many areas in the house and decks or patio on each level to watch the days go by on the Lower St Joseph River. On the patio sit in your hot tub and enjoy the evening on the river and the stars at night! Immaculately maintained home with yard and a three car garage! Two kitchens one in the lower walk out with an

    Linda Smith Cressy & Everett- Elkhart

    Section Image
  • 56968 Ash Rd, Osceola, IN 46561

    $359,000

    • 3 Beds
    • 2 Baths
    • 1,502 Sq Ft
    • 56968 Ash Rd
    • Osceola, IN

    This Brand new 3 bedroom 2 bath house is all ready for you. All new stainless steal appliances. This home offers all under mounted sinks for easy clean up and looks great. Studded out basement. 1 egress window and 2 other windows for a nice entertainment area. A must see.

    Darryl Riegsecker RE/MAX Results-Goshen

    Section Image
  • 55961 Jefferson Knolls Dr, Osceola, IN 46561

    $339,900

    • 4 Beds
    • 2.5 Baths
    • 2,152 Sq Ft
    • 55961 Jefferson Knolls Dr
    • Osceola, IN

    Pended at time of listing. Absolutely immaculate and move-in condition home inside and out in Jefferson Knolls, Penn Harris Madison Schools. The main level was professionally and tastefully renovated in 2023, opening up the living room to the kitchen for a dramatic difference! This home just goes on and on, offering 4 living spaces which provides options for many different activities. One cozy

    Julia Robbins RE/MAX 100

    Section Image
  • 512 Shepherds Cove Dr, Osceola, IN 46561

    $367,549

    • 3 Beds
    • 2.5 Baths
    • 2,410 Sq Ft
    • 512 Shepherds Cove Dr
    • Osceola, IN

    Welcome to this freshly renovated home located in the highly sought-after Penn-Harris-Madison (PHM) School District! This move-in ready gem offers 3 spacious bedrooms and 2.5 beautifully remodeled bathrooms, perfect for families or anyone looking for modern comfort and style. Step inside to find brand-new flooring throughout, a completely updated kitchen featuring new cabinets, sleek

    Mymi Nguyen Tiffany Group Real Estate Advisors LLC

    Section Image
  • 504 Eagle Pass Dr, Osceola, IN 46561

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft
    • 504 Eagle Pass Dr
    • Osceola, IN

    OPEN HOUSE SUNDAY JULY 20 2-4 Step into this beautifully maintained 1,700 sq ft ranch offering comfort, space, and modern updates throughout. You'll love the generous bedroom sizes, fresh paint, and professionally cleaned carpets that make every room feel bright and inviting. The spacious kitchen features a dedicated pantry for all your storage needs, and the convenience of a main floor laundry

    Valarie Lester Berkshire Hathaway HomeServices Northern Indiana Real Estate

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 Fidelity National Title Compan
Warranty Deed $570,000 Near North Title Group
Warranty Deed -- --
Warranty Deed -- Statewide Title
Sheriffs Deed $108,000 None Available
Warranty Deed -- Land America Lawyers Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $279,837 FHA
Previous Owner $218,202 FHA
Previous Owner $148,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2024 03/07/24 Sold $320,000 -4.5% $105 / Sq Ft
02/23/2024 02/23/24 Pending -- -- --
12/30/2023 12/30/23 Price Changed $335,000 -3.6% $110 / Sq Ft
11/17/2023 11/17/23 Price Changed $347,337 -3.5% $114 / Sq Ft
11/09/2023 11/09/23 For Sale $360,000 +26.3% $118 / Sq Ft
08/26/2021 08/26/21 Sold $285,000 -4.7% $93 / Sq Ft
07/26/2021 07/26/21 Pending -- -- --
07/16/2021 07/16/21 For Sale $299,000 +32.9% $98 / Sq Ft
09/24/2013 09/24/13 Sold $225,000 -2.1% $87 / Sq Ft
08/16/2013 08/16/13 Pending -- -- --
05/22/2013 05/22/13 For Sale $229,900 -- $88 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,818 $221,700 $71,300 $150,400
2023 $1,765 $222,200 $71,300 $150,900
2022 $2,008 $222,200 $71,300 $150,900
2021 $1,604 $172,300 $21,300 $151,000
2020 $1,662 $180,600 $21,300 $159,300
2019 $1,567 $171,200 $20,200 $151,000
2018 $1,340 $157,600 $18,400 $139,200
2017 $1,356 $154,900 $18,400 $136,500
2016 $1,317 $154,900 $18,400 $136,500
2014 $1,101 $132,500 $15,900 $116,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202340627

Indiana Regional MLS

APN: 71-10-09-406-005.000-031