Seller's Agent in 2024
Terri Moberly
Terri Lynn Moberly
(540) 226-3488
19 in this area
30 Total Sales
1076 Oak Grove Dr Mineral, VA 23117
Estimated Value: $583,000 - $693,000
3
Beds
3
Baths
1,908
Sq Ft
$334/Sq Ft
Est. Value
Highlights
- Seaplane Permitted
- Boat Ramp
- Home fronts navigable water
- Thomas Jefferson Elementary School Rated A-
- Water Views
- Public Beach
About This Home
As of November 2024IMPROVED PRICE!!! Welcome to this beautiful bungalow with STUNNING water views that will take your breath away! This home boasts a view of the Lake from almost every room. As soon as you step inside, you will be greeted by an expansive and bright atmosphere that will make you feel at home. The sliding glass doors at the back of the house lead to a spacious deck that expands across the house, providing a perfect place to relax and enjoy the sensational views. The great room has a warm and cozy feeling with a stone wood-burning fireplace and gorgeous wood ceilings. Both primary bedrooms are spacious and have walk-in closets. The partially finished basement is equipped with an electric fireplace and a full bathroom, and you can also enjoy the amazing views from this level. The laundry room is fully equipped with a washer, dryer, sink, and cabinets. Outside, you will find a two-car oversized garage, a Breo firepit, and lots of open space to enjoy. This home is located in a quiet neighborhood that is centrally located near Food Lion, restaurants, cideries, wineries, and breweries. Most of the furniture conveys, and the property has a good rental history. Don't let this opportunity pass you by! Come and see for yourself all that this beautiful home has to offer.
Last Agent to Sell the Property
(540) 226-3488 lakeannaland@gmail.com Terri Lynn Moberly License #0225074486 Listed on: 04/16/2024
Last Buyer's Agent
Non Member Member
beta@mris.net Metropolitan Regional Information Systems, Inc.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,332
Year Built
- Built in 1994
Lot Details
- 1.28 Acre Lot
- Home fronts navigable water
- Public Beach
- Rural Setting
- Southwest Facing Home
- Landscaped
- Irregular Lot
- Cleared Lot
- Partially Wooded Lot
- Back and Front Yard
- Property is in very good condition
- Property is zoned RR
HOA Fees
- $27 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- 6 Driveway Spaces
- Oversized Parking
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
Home Design
- Bungalow
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Furnished
- Curved or Spiral Staircase
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Screen For Fireplace
- Fireplace Mantel
- Electric Fireplace
- Window Treatments
- Sliding Windows
- Window Screens
- Sliding Doors
- Six Panel Doors
- Family Room Off Kitchen
- Combination Dining and Living Room
- Water Views
Kitchen
- Galley Kitchen
- Gas Oven or Range
- Stove
- Built-In Microwave
- Extra Refrigerator or Freezer
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- En-Suite Bathroom
- Cedar Closet
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Electric Dryer
- Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Laundry in Basement
- Basement Windows
Outdoor Features
- Seaplane Permitted
- Canoe or Kayak Water Access
- Public Water Access
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
- Deck
- Patio
- Outdoor Storage
Schools
- Thomas Jefferson Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Propane
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- Gravity Septic Field
- Septic Less Than The Number Of Bedrooms
- Phone Available
Listing and Financial Details
- Tax Lot 11
- Assessor Parcel Number 17B 1 11
Community Details
Overview
- Oak Grove Estates Property Owners Association
- Oak Grove Estates Subdivision
- Community Lake
Amenities
- Common Area
Recreation
- Boat Ramp
- Boat Dock
- Fishing Allowed
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 16, 2024
Closed on
Oct 9, 2024
Sold by
Seymour Paul Michael and Seymour Jennifer Jean
Bought by
Ruggerio James S and Ruggerio Melissa T
Seller's Agent
Terri Moberly
Terri Lynn Moberly
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$660,000
Sold Price
$585,000
Premium/Discount to List
-$75,000
-11.36%
Views
304
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,217
Avg. Annual Appreciation
8.40%
Original Mortgage
$438,750
Outstanding Balance
$433,442
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$203,775
Purchase Details
Closed on
Jan 12, 2021
Sold by
Poindexter Stuart W
Bought by
Poindexter James E and Poindexter Tiffany C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,400
Interest Rate
2.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 15, 2008
Sold by
Moberly Terri L
Bought by
Shorter Christopher S and Shorter Linda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.57%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ruggerio James S | $585,000 | Chicago Title | |
| Ruggerio James S | $585,000 | Chicago Title | |
| Ruggerio James S | $585,000 | Chicago Title | |
| Poindexter James E | $612,000 | Vs Title | |
| Shorter Christopher S | $350,000 | Lawyars Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ruggerio James S | $438,750 | |
| Closed | Ruggerio James S | $438,750 | |
| Previous Owner | Poindexter James E | $510,400 | |
| Previous Owner | Shorter Christopher S | $315,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/04/2024 11/04/24 | Sold | $585,000 | -1.7% | $307 / Sq Ft | |
| 09/01/2024 09/01/24 | Pending | -- | -- | -- | |
| 06/19/2024 06/19/24 | Price Changed | $595,000 | -4.0% | $312 / Sq Ft | |
| 05/28/2024 05/28/24 | Price Changed | $620,000 | -3.9% | $325 / Sq Ft | |
| 05/09/2024 05/09/24 | Price Changed | $645,000 | -2.3% | $338 / Sq Ft | |
| 04/16/2024 04/16/24 | For Sale | $660,000 | +71.4% | $346 / Sq Ft | |
| 11/23/2016 11/23/16 | Sold | $385,000 | -3.5% | $201 / Sq Ft | View Prior Sale |
| 10/21/2016 10/21/16 | Pending | -- | -- | -- | |
| 09/20/2016 09/20/16 | For Sale | $399,000 | -- | $208 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,498 | $525,200 | $143,300 | $381,900 |
| 2024 | $3,498 | $485,900 | $127,100 | $358,800 |
| 2023 | $3,166 | $462,800 | $117,400 | $345,400 |
| 2022 | $3,018 | $419,100 | $110,900 | $308,200 |
| 2021 | $1,978 | $382,600 | $110,900 | $271,700 |
| 2020 | $2,499 | $347,100 | $110,900 | $236,200 |
| 2019 | $2,375 | $329,800 | $110,900 | $218,900 |
| 2018 | $2,236 | $310,500 | $110,900 | $199,600 |
| 2017 | $2,192 | $305,900 | $110,900 | $195,000 |
| 2016 | $2,192 | $304,400 | $110,900 | $193,500 |
| 2015 | $2,099 | $291,500 | $112,800 | $178,700 |
| 2013 | -- | $287,300 | $115,400 | $171,900 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Moberly
-
N
Buyer's Agent in 2024
Non Member Member
Metropolitan Regional Information Systems
-
S
Seller's Agent in 2016
Sandy Morris
Keller Williams Realty
-
Crystal Carter
Buyer's Agent in 2016
Crystal Carter
Lake Anna Island Realty, Inc.
(540) 223-0103
71 in this area
171 Total Sales
Map
Source: Bright MLS
MLS Number: VALA2005486
APN: 17B-1-11
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