$600,000
SOLD OCT 29, 2021

1083 Ottoman Ferry Rd Lancaster, VA 22503

3 Beds
3.5 Baths
2,871 Sq Ft
22.45 Acres

Recently Sold

$209 Per Sq Ft

8% Below List Price

186 Days on Market

Highlights

  • Docks
  • Barn
  • Home fronts a creek
  • Home fronts navigable water
  • Stables
  • 22.45 Acre Lot

About This Home

As of October 2021

Escape to the Northern Neck! “Serendipity Acres” is over 22 private acres w/ 737 feet of shoreline on a protected creek of The Corrotoman River offering quick access to the Rappahannock River. This Mediterranean-style estate has multiple courtyards, lots of natural lighting, updated kitchen & room for everyone. The kitchen has locally quarried granite counters, farmhouse sink, Wolf gas range with pot filler, Wolf induction cooktop, double wall oven & lots of storage. Off the kitchen is a cozy hearth room w/ a wood-burning FP. The living room has cathedral ceilings, a grand fireplace & access to the screened porch & rear courtyard. There is a 1st floor BR bordered by French doors that lead to courtyards & a 1st floor full bath w/dual vanities & tiled shower. The 2nd level has 2 BR en suites w/ vaulted ceilings & Palladian window. A bonus room loft sits over the dining room, perfect for a rec.area or extra sleeping space. Your family will enjoy this park-like setting w/ wide open areas to play, wooded trails to explore & pier with 3 ft. MLW perfect for recreational boating, kayaking & more. Income-producing property; has been rented as a vacation rental w/ great success.

Last Agent to Sell the Property

Lisa Shultz

Long & Foster Real Estate License #0225204940 Listed on: 03/24/2021

Long & Foster Real Estate

Last Buyer's Agent

Julia Burch

Coldwell Banker Prime License #0225099848

Coldwell Banker Prime

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,252

Year Built

  • Built in 1986

Lot Details

  • 22.45 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Partially Fenced Property
  • Level Lot
  • Cleared Lot
  • Zoning described as R1

Parking

  • 2 Car Detached Garage
  • Circular Driveway
  • Unpaved Parking
  • Off-Street Parking

Home Design

  • Transitional Architecture
  • Spanish Architecture
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Metal Roof
  • Plaster
  • Stucco

Interior Spaces

  • 2,871 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Built-In Features
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • French Doors
  • Separate Formal Living Room
  • Loft
  • Wood Flooring
  • Crawl Space
  • Home Security System
  • Stacked Washer and Dryer

Kitchen

  • <<doubleOvenToken>>
  • Gas Cooktop
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Vanity

Outdoor Features

  • Docks
  • Patio
  • Shed
  • Outbuilding
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Barn
  • Stables

Listing and Financial Details

  • Tax Lot 22.45
  • Assessor Parcel Number 20-188

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,252

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1986
  • Property Attached Yn: No
  • Lot Size Acres: 22.45
  • Water Body Name: Lowery Creek
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Spanish/Mediterranean, Transitional
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Flooring: Wood
  • Basement: Crawl Space
  • Appliances: Cooktop, Double Oven, Dryer, Washer/Dryer Stacked, Dishwasher, Electric Water Heater, Gas Cooking, Oven, Range, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Double Vanity, French Door(s)/Atrium Door(s), Granite Counters, High Ceilings, High Speed Internet, Loft, Cable TV, Wired for Data
  • Living Area: 2871.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Metal, Shingle
  • Fencing: Fenced, Partial
  • Lot Features: Cleared, Level, Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Navigable Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Plaster, Stucco
  • Exterior Features: Dock, Out Building(s), Storage, Shed, Unpaved Driveway
  • Other Structures: Garage(s), Livestock Pen(s), Shed(s), Barn(s), Outbuilding, Stable(s)
  • Patio And Porch Features: Rear Porch, Patio
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Circular Driveway, Driveway, Detached, Garage, Off Street, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Stacked
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 20-188
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2252.0
  • Tax Lot: 22.45

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2021
Closed on
Oct 25, 2021
Sold by
Danti Anthony M and Danti Betty D
Bought by
Stevens Charles Thomas and Stevens Nancy Ellen
Seller's Agent
Lisa Shultz
Long & Foster Real Estate
Buyer's Agent
Julia Burch
Coldwell Banker Prime
List Price
$649,000
Sold Price
$600,000
Premium/Discount to List
-$49,000
-7.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.68%
Original Mortgage
$480,000
Outstanding Balance
$443,375
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$399,636

Purchase Details

Closed on
Apr 23, 2013
Sold by
Chesapeake Bank
Bought by
Danti Anthony M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2010
Sold by
Terry Ii Sub Tr Matson C and Naulty John S
Bought by
Chesapeake Bank

Purchase Details

Closed on
Jun 29, 2007
Sold by
Hennessy Patrick J
Bought by
Naulty John S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$697,530
Interest Rate
6.24%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 Homeland Title & Stlmnt
Special Warranty Deed $275,000 --
Trustee Deed $500,000 --
Warranty Deed $620,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $480,000 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $120,000 Credit Line Revolving
Previous Owner $220,000 New Conventional
Previous Owner $61,500 Unknown
Previous Owner $697,530 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Price Changed $930,000 -1.1% $324 / Sq Ft
06/06/2025 06/06/25 For Sale $940,000 +56.7% $327 / Sq Ft
10/29/2021 10/29/21 Sold $600,000 -7.6% $209 / Sq Ft
09/29/2021 09/29/21 Pending -- -- --
03/26/2021 03/26/21 For Sale $649,000 -- $226 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,028 $550,600 $158,500 $392,100
2023 $2,252 $357,500 $156,500 $201,000
2022 $2,252 $357,500 $156,500 $201,000
2021 $2,252 $357,500 $156,500 $201,000
2020 $2,252 $357,500 $156,500 $201,000
2019 $2,252 $357,500 $156,500 $201,000
2018 $2,312 $391,800 $114,000 $277,800
2017 $2,312 $391,800 $114,000 $277,800
2016 -- $391,800 $114,000 $277,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2107668

Chesapeake Bay & Rivers Association of REALTORS®

APN: 20-188