NOT LISTED FOR SALE

109 N Oak St Effingham, IL 62401

Estimated Value: $123,000 - $524,000

3 Beds
2 Baths
1,200 Sq Ft
$193/Sq Ft Est. Value

About This Home

Nice home in good, central location in Effingham. Home has a large, 2 car detached garage and large back deck, as well as a decent sized yard. The main level features the kitchen, dining, master bedroom with walk in closet, and large bathroom. Upstairs is an open area that could be used as 2 separate bedrooms, office area, playroom, etc. Downstairs has large open area, full bathroom, additional bedroom, and laundry room.

Tenant pays all utilities and handles lawn care. One year lease. No Pets. No Smoking inside. $1,450/mo $1,450 deposit with 1 year lease ($2,900 due at signing). If interested, please submit an application using the "Apply" button. "Request Tour" will be ignored.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 27, 2023
Sold by
Thacker Holly M and Thacker Cody
Bought by
Piggy Bank Investment Properties Llc
Current Estimated Value
$231,647

Purchase Details

Closed on
Feb 24, 2010
Sold by
Robertson Michael D and Estate Of Laurian W Robertson
Bought by
Witte Holly M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,836
Interest Rate
5.01%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Piggy Bank Investment Properties Llc -- None Listed On Document
Witte Holly M -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Witte Holly M $91,836
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Off Market $1,450 -- --
04/01/2025 04/01/25 Price Changed $1,450 -6.5% $1 / Sq Ft
03/29/2025 03/29/25 For Rent $1,550 -- --

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,477 $36,660 $7,270 $29,390
2023 $1,861 $33,330 $6,610 $26,720
2022 $3,041 $49,550 $6,060 $43,490
2021 $3,123 $49,060 $6,000 $43,060
2020 $3,055 $47,680 $5,830 $41,850
2019 $2,993 $47,210 $5,770 $41,440
2018 $2,879 $45,400 $5,550 $39,850
2017 $2,821 $44,510 $5,440 $39,070
2016 $2,749 $43,210 $5,280 $37,930
2015 -- $41,960 $5,130 $36,830
2014 -- $40,740 $4,980 $35,760
2013 -- $39,940 $4,880 $35,060
2012 -- $39,350 $4,810 $34,540
Source: Public Records

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